Three Rivers Credit Union Fort Wayne IN | Top Checking & Mortgage Loans

Introduction

Welcome to Three Rivers at Stellhorn Crossing, your trusted financial partner located at 9112 Stellhorn Crossing Pkwy, Fort Wayne, IN 46815. Since our establishment in 1935, we have proudly served over 133,000 members, providing them with a range of financial services designed to meet their unique needs. Our commitment to the community is evident through our robust offerings, including personal banking, auto loans, mortgages, and business financing. At Three Rivers, we understand that financial decisions can feel overwhelming. That's why we focus on building lasting relationships with our members based on trust and transparency. With total assets exceeding $2.47 billion and deposits totaling around $102.83 million, you can count on us to manage your finances securely and effectively. Our dedicated team of 466 employees, led by CEO Don Cates and Board President Brent Spindler, is here to support you every step of the way. Whether you're looking for a new home loan or want to explore options for your small business, we're here to help. We encourage you to reach out by calling us at 260-490-8328 or visit our website at 3riversfcu.org for more information about our services. Together, let's build a brighter financial future! While members can visit us at our branch location, official correspondence should be sent to PO Box 2573, Fort Wayne, IN 46801-2573. We look forward to serving you!

Branch History & Mission

Community Engagement

Three Rivers also prioritizes community engagement through partnerships and outreach programs that make a real difference in people's lives. From sponsoring local events to collaborating with schools and charities, we aim to give back and strengthen the fabric of our community. In this digital age, we've embraced advancements that make banking easier for you. Our online banking platform allows you to manage your accounts anywhere at any time. Plus, with features like mobile payments and e-statements available, convenience is always at your fingertips. As part of our commitment to accessibility, we ensure ADA compliance at all locations while providing services such as ATM availability and drive-thru banking for those who prefer face-to-face interactions without leaving their vehicles.

Join Us

We invite you to experience what makes Three Rivers special firsthand! With convenient operating hours Monday through Friday from 9 AM to 6 PM (Drive-Thru opens at 8 AM) and Saturday from 9 AM to 1 PM there's plenty of time for you to stop by or give us a call at 260-490-8328. Join us today and see how being part of Three Rivers can enhance your financial journey while supporting a vibrant community! Visit us online at Three Rivers for more information or start your membership application here. Together, let's build a brighter future!

Our Mission

At Three Rivers, our mission is simple yet profound: to enhance the financial well-being of our members while fostering a spirit of community. We believe that everyone deserves access to fair financial services and support. That's why we offer a range of products including checking and savings accounts, auto loans, mortgages, and even credit cards with rewards. Our goal is to help you manage your finances effectively while contributing positively to the local economy. We are not just about numbers; we care about people. Our team is committed to building lasting relationships with our members and ensuring they feel valued at every interaction. In addition to our core services, we engage in various outreach efforts that benefit local organizations and initiatives. While you can visit us at 9112 Stellhorn Crossing Pkwy, official correspondence should be sent to PO Box 2573, Fort Wayne, IN 46801-2573 if needed.

Branch Location & Accessibility

A Welcoming Community Hub

At Three Rivers Credit Union, we believe in building lasting relationships with our members. Our shared service center allows you to conduct basic transactions even if you're a member of another credit union. So whether you're looking to deposit funds or withdraw cash, we're here for you every step of the way. If you have any questions or need assistance, please feel free to reach out at (260) 490-8328. We invite you to stop by and discover how Three Rivers can support your financial journey!

Convenient Access and Amenities

At Three Rivers, we understand that convenience matters. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. Whether you prefer to come inside or use our drive-thru service, we are here to make your banking experience as smooth as possible. Plus, for those who need cash on the go, we offer an ATM on-site for quick withdrawals and balance checks.

Operating Hours Tailored to You

We know that life can be busy! That's why our lobby is open Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 1 PM. If you prefer using the drive-thru, our hours are slightly adjusted: Monday to Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. These extended hours help ensure that you can manage your banking needs when it's most convenient for you. While members can visit us at our branch location for all their financial needs from personal banking services like checking and savings accounts to auto loans and mortgages official correspondence should be sent to our mailing address at PO Box 2573, Fort Wayne, IN 46801-2573.

Member Eligibility

At Three Rivers, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward that! If you live, work, or worship in our local area, you're likely eligible to join us. We welcome individuals from various backgrounds, making it easy for you to access all the great services we offer. Plus, being part of Three Rivers means you'll enjoy personalized service tailored to your needs, competitive rates on loans, and a host of financial products designed with you in mind. Ready to take the plunge? The process is straightforward and welcoming! You can find all the specific eligibility details at http://www.3riversfcu.org/about/become-a-member, which will guide you through what's needed to join our family. Once you're ready, opening an account is just a click away at https://online.3riversfcu.org/authentication?returnurl=quickapply. If you have any questions or need assistance, don't hesitate to reach out at (260) 490-8328. We can't wait for you to join us at Three Rivers, located at 9112 Stellhorn Crossing Pkwy Fort Wayne In 46815, where your financial journey truly begins!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,578 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $247,636,003, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine running your business smoothly with efficient payment processing and cash management tools at your fingertips. Our merchant services simplify transactions and help you focus on what matters serving your customers. From point-of-sale systems to online payment solutions, we provide the resources you need to thrive. Discover how Three Rivers can be a vital part of your business success story. Visit us at 9112 Stellhorn Crossing Pkwy Fort Wayne In 46815 in Fort Wayne, IN, or give us a call at (260) 490-8328 to learn more about our offerings!

Comprehensive List Of Services

Additional Services

We also provide essential services like ATM and cash withdrawal options, ensuring you have access to cash when you need it most. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle, making banking more convenient during busy days. If you're visiting us through partner credit unions, our shared branch transactions will let you perform basic deposits and withdrawals effortlessly. At Three Rivers in Fort Wayne, IN, we're committed to meeting all of your financial needs with friendly service and expert advice. We invite you to reach out at 260-490-8328 or visit us online at www.3riversfcu.org to learn more about how we can serve you better! Join us today and discover the difference in member-focused banking!

Business Solutions

If you're a business owner, our business banking services are crafted to support your growth. From merchant services that streamline payment processing to various types of business loans, we have the resources you need to help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Three Rivers offers robust online and mobile banking features. You can easily check balances, transfer funds, and even make person-to-person payments right from your smartphone. Our digital tools ensure that managing your finances is as easy as possible.

Personal Banking

Our personal banking services include checking and savings accounts tailored for your everyday needs. Imagine having a checking account that fits seamlessly into your lifestyle, with easy online access to manage your funds anytime, anywhere. For those looking to save for future goals, our savings accounts come with competitive interest rates to help your money grow. When it comes to financing your next vehicle, our auto loans and vehicle financing options can make the process smooth and straightforward. We work with you to find a plan that suits your budget, making car ownership more accessible than ever. Additionally, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans provide flexible terms that can fit any financial situation. For personal projects or unexpected expenses, our personal loans and debt consolidation services can be a lifesaver. We help simplify your payments by combining multiple debts into one manageable loan. Plus, our credit cards with rewards allow you to earn points on everyday purchases turning spending into savings!

Digital & Online Banking

Key Features

With our 24/7 online banking services, you have access to your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, our user-friendly mobile application allows you to do all this right from your smartphone. For those moments when you need to send money quickly, our person-to-person transfer feature lets you easily send funds to friends or family without any hassle. And if you're concerned about paperwork, you'll be pleased to know that we offer electronic signature authorization, making it simple to sign documents securely online.

Security & Accessibility

Your security is our top priority. We employ advanced measures to keep your information safe while ensuring an easy user experience. With e-statements available, you can receive your account statements electronically no more waiting for paper copies in the mail. Additionally, our support for mobile payments means you can make purchases directly from your phone, offering a modern way to handle transactions. With these features at your fingertips, managing your finances has never been easier or more secure. At Three Rivers, we're committed to providing accessible and efficient banking solutions tailored for you. Join us today and take control of your financial journey with confidence!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 460 full-time employees and 6 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts stand at 218,778, showing a strong and growing member base that trusts us with their finances. This trust underlines our dedication to building lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 9112 Stellhorn Crossing Pkwy Fort Wayne In 46815 or call (260) 490-8328 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $308,579,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $17,874 in used auto loans and $1,826,660,229 in total loans and leases.

Secure Savings Options

Members' savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $314,417,410, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,208,492 in used vehicle loans and $43,516,569 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have flexible financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $247,636,003 provide the capital needed to grow and expand. We understand the unique challenges businesses face and work closely with you to tailor financing solutions that meet your operational needs.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $34,174,579 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs designed to enhance your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,931,000, make buying or refinancing simple. We provide personalized service to guide you through the process so you can feel confident about making one of the most important investments of your life.

Refinancing Options

If you are considering refinancing any of your current loans or credit lines, we have options available that may help lower your payments or adjust your terms for better financial flexibility. Our commitment is to serve our community with honesty and transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or to start your application process today, please contact us at 260-490-8328. We're here to help you every step of the way!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Three Rivers