Three Rivers Credit Union Fort Wayne IN | Best Auto Loans & Business Banking

Introduction

Welcome to Three Rivers, your trusted credit union located at 10373 W State Road 14, Fort Wayne, IN 46814. Established in 1935, we have proudly served our community for over eight decades, building strong relationships and helping our members achieve their financial goals. With a growing membership of 133,463 individuals, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Three Rivers, we understand that your financial journey is important. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgage refinancing. Our total assets exceed an impressive $2.47 billion, which reflects our commitment to supporting our members with robust resources. We currently hold $102,828,085 in deposits, showcasing the trust that our members place in us. Under the leadership of CEO Don Cates and Board President Brent Spindler, our team of 466 employees is here to assist you every step of the way. We are committed to fostering a friendly environment where you can feel confident about your financial decisions. Whether you prefer visiting us in person or using our online banking options, we're here for you. While members can visit us at 10373 W State Road 14, official correspondence should be sent to our mailing address: PO Box 2573, Fort Wayne, IN 46801-2573. We invite you to explore everything that Three Rivers has to offer by visiting our website at Three Rivers FCU. If you have any questions or need assistance, please don't hesitate to call us at (260) 490-8328. Join us today and experience the difference of being part of a member-focused credit union!

Branch History & Mission

Join Us Today!

Whether you need assistance with your first loan or are looking for comprehensive financial planning advice, we are here for you. Experience the benefits of membership at Three Rivers where you're not just another account number; you're part of our family. Visit us today or call us at 260-490-8328 to learn how we can help you on your financial journey!

Our Growth Story

From our humble beginnings, we have built a strong foundation on trust and member satisfaction. Our branch at 10373 W State Road 14 Fort Wayne, IN 46814 stands as a testament to our dedication to providing personalized financial solutions. With total assets now exceeding $2.4 billion, we have continually invested in enhancing our services to meet the needs of our growing membership base. Our branch not only offers traditional banking services but also embraces modern technology to ensure our members can manage their finances conveniently. We are proud to provide online and mobile banking options along with ATM access for easy transactions.

Our Mission

At Three Rivers, our mission is clear: we aim to empower our members financially while making a positive impact in the community. We offer a range of services including personal checking and savings accounts, auto loans, mortgages, and business banking solutions designed to help individuals and families achieve their financial goals. We believe that being part of a credit union means more than just banking; it means being part of something larger. We actively engage in community outreach initiatives and partnerships that support local causes and foster growth within Fort Wayne. While members can visit us at 10373 W State Road 14, official correspondence should be sent to PO Box 2573, Fort Wayne, IN 46801-2573.

Branch Location & Accessibility

Convenient Access

Our branch features plenty of parking space, making it simple for you to pop in and out. We also prioritize accessibility, ensuring our facilities comply with ADA standards so everyone can enjoy hassle-free visits. If you're on the go, take advantage of our drive-thru services available during convenient hours.

Get in Touch

We invite you to stop by or give us a call at 260-490-8328 if you have any questions or would like more information about our services. We look forward to welcoming you soon at Three Rivers where your financial journey begins!

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours. Our lobby is open Monday through Friday from 9 AM to 6 PM, and Saturdays from 9 AM to 1 PM. The drive-thru opens a bit earlier at 8 AM on weekdays and also operates on Saturdays from 9 AM to 1 PM. This way, you can fit your banking into your schedule without any stress.

Services Offered

At Three Rivers, we pride ourselves on offering a range of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we're here to help you achieve your goals. Plus, our shared service center allows members from partner credit unions to access basic transactions like deposits and withdrawals right here. If you need cash quickly, we've got you covered with ATM availability at our branch.

Member Eligibility

At Three Rivers, we believe that everyone deserves a chance to thrive in their financial journey. Becoming a member is simple and welcoming, especially if you live, work, or attend school in our community. If you're part of a family or household with existing members, you're also eligible! We take pride in supporting our members with personalized services, including checking and savings accounts, loans, and more. You can learn about the detailed eligibility criteria on our website at http://www.3riversfcu.org/about/become-a-member. To start your membership journey, just give us a call at (260) 490-8328 or visit us at 10373 W State Road 14 Fort Wayne In 46814. Opening an account is easy and can be done online by following this link: https://online.3riversfcu.org/authentication?returnurl=quickapply. Join us today and experience the benefits of being part of the Three Rivers family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,578 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $247,636,003, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to make transactions easier for your business. Imagine having a reliable partner who provides secure payment processing, giving you more time to focus on what matters growing your business. With our competitive rates and dedicated support, you can accept payments seamlessly, whether online or in-person. If you're ready to take your business to the next level, visit us at 10373 W State Road 14 Fort Wayne In 46814 in Fort Wayne, IN, or give us a call at (260) 490-8328. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Convenient Access & Support

At Three Rivers, convenience is key. Our ATM and cash withdrawal services ensure that you can access your money when you need it most. Plus, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days! As part of our commitment to accessibility, we also provide shared branch transactions for members of partner credit unions. This means you can make deposits or withdrawals even when you're away from home.

Embracing Digital Banking

In today's fast-paced world, digital banking features are essential. With online banking available at your fingertips, managing your accounts has never been easier. Our mobile app lets you conduct transactions on the go while offering features like person-to-person payments for quick transfers between friends or family.

Flexible Financing Options

We understand that life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options designed to help you regain control over your finances. Additionally, our credit cards come with rewards that can benefit you on everyday purchases. For business owners, we offer robust business banking solutions. From merchant services to business loans, we are here to support your entrepreneurial journey.

Get Started Today!

At Three Rivers, we pride ourselves on being more than just a credit union; we are a community resource committed to helping you achieve financial well-being. Whether you're opening an account or exploring loan options, we're here to guide you every step of the way. Feel free to reach out at 260-490-8328 or visit us in person at our Fort Wayne branch. We look forward to serving you! For more information about becoming a member or starting an account online, visit our website.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that make managing your day-to-day expenses easy and efficient. Imagine having the flexibility to access your funds anytime through our online and mobile banking platforms. You can pay bills, transfer money, and check balances right from your phone or computer. If you're considering purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates to help you hit the road in no time. For those looking to invest in a home, our mortgage loans and refinancing options can make the process straightforward and affordable.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://www.3riversfcu.org, you can access your accounts 24/7 from any device. This means you can check balances, transfer funds, and pay bills anytime, anywhere. Our user-friendly interface ensures that navigating your accounts is straightforward, making it easy for everyone to take control of their finances. If you're looking for secure document handling, our electronic signature authorization feature allows you to sign important documents digitally, saving you the hassle of printing and mailing. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements.

Mobile Banking Features

On top of our online services, we also offer a mobile application that brings all these features right to your fingertips. You can make mobile payments easily and send money to friends or family through person-to-person transfers. These tools are perfect for those who want to handle their finances quickly and efficiently while on the move. Security is a top priority at Three Rivers. Our systems are designed with advanced security measures to ensure your information stays safe while using any of our digital services. In short, whether you're checking your balance or making payments, our digital and online banking options provide flexibility and peace of mind. Join us today at Three Rivers and experience banking made simple!

Financial Strength

Commitment to Growth and Support

With $308,579,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,874 in used auto loans and $1,826,660,229 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 460 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $314,417,410, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $8,264,787. Total Share and Deposit Accounts: 218,778, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 10373 W State Road 14 Fort Wayne In 46814 or call (260) 490-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,208,492 in used vehicle loans and $43,516,569 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible repayment options to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $247,636,003 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to support your journey.

Conclusion

If you're interested in exploring our loan offerings further or want to learn about eligibility options, please reach out to us at (260) 490-8328. We're here to assist you every step of the way. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 10373 W State Road 14 Fort Wayne In 46814 in Fort Wayne, IN, or check out our website at https://www.3riversfcu.org for more information. Whether you're planning a big purchase or looking for ways to improve your financial situation, we're dedicated to helping you find the right solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,931,000, make buying or refinancing simple. We also offer refinancing options for those looking to lower their monthly payments or access cash from their home equity.

Unsecured Credit Card Loans

Managing your finances effectively is easier with our flexible terms on unsecured credit card loans, totaling $34,174,579 in loans. These cards come with features that help you track spending and manage payments efficiently.

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Three Rivers