THREE RIVERS FEDERAL CREDIT UNION

At the heart of our operations is a mission focused on fostering financial well-being within our community. We aim not just to provide banking services but to be a trusted partner in your financial journey. Our commitment extends beyond transactions; we strive to empower our members with knowledge and resources that support their economic growth. We believe in giving back to Decatur and its surrounding areas. Through partnerships with local organizations and community outreach programs, we work diligently to make a positive impact on the lives of those we serve. Whether it's sponsoring educational initiatives or supporting local events, we aim to strengthen our community ties. While you can visit us at 860 S 13th St, official correspondence should be sent to P.O. Box 2573, Fort Wayne, IN 46801-2573 if needed. Our operating hours are designed with your convenience in mind: Lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Drive-thru services are available during similar hours, ensuring you have access when you need it most. With amenities such as ATM availability and shared service centers, we work hard to ensure that accessing your funds is simple and straightforward. If you're looking for a credit union that prioritizes member service and community engagement, look no further than Three Rivers. Join us today and experience the benefits of being part of a credit union that truly cares about its members and community. Visit us online at Three Rivers or call us at 260-490-8328 for more information on how you can become a member!

At Three Rivers, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and ample parking space so everyone can easily visit us. Additionally, our drive-thru banking service allows for quick transactions without leaving your vehicle perfect for those busy days!

Our branch offers a wide range of services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgage financing, we're here to help you every step of the way. Plus, with ATM availability on-site, accessing cash has never been easier!

Ready to experience the convenience of banking with Three Rivers? We invite you to stop by or give us a call at 260-490-8328. Our friendly staff is eager to assist you with any questions or services you may need. Join us today and discover how we can support your financial journey!

We understand that life can get hectic, which is why our lobby hours are designed to fit your schedule: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. If you need assistance outside of these hours, our drive-thru service operates Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM as well.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,578 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $247,636,003, we continue to drive economic growth by financing new and expanding businesses.

Beyond loans, we offer merchant services designed to streamline your transactions and enhance customer experiences. Picture this: Your customers can pay easily with various options, from credit cards to mobile payments. This not only speeds up sales but also makes your business more appealing to tech-savvy shoppers. Our aim is to provide tools that simplify operations so you can focus on what matters most growing your business. Located at 860 S 13Th St Decatur In 46733 in Decatur, IN, we're here to partner with you on your journey. For more information, call us at (260) 490-8328 or visit our website at https://www.3riversfcu.org . Let's turn your business goals into reality together!

For entrepreneurs and business owners, we offer comprehensive Business Banking services, including Merchant Services and various Business Loans. We understand that running a business comes with unique challenges, and we're committed to helping you thrive.

With our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards. Whether it's cash back or travel perks, we want to make your spending rewarding and fun!

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. You can easily manage your accounts, transfer money through Person-to-Person payments, and access your funds anytime from anywhere all at your fingertips. Plus, our ATM services allow for quick cash withdrawals whenever you need them.

If you're in a hurry, take advantage of our basic drive-thru banking for deposits and simple transactions. We also participate in shared branch transactions so that members from partner credit unions can enjoy similar services at our location. At Three Rivers, we're dedicated to making banking easy and accessible for everyone. Our friendly staff is always ready to assist you with any questions or concerns. For more information about any of these services or to speak with a representative, please call us at (260) 490-8328 or visit our website at https://www.3riversfcu.org . Join us today and experience the difference that personalized financial services can make!

Our personal banking options are designed with you in mind. We offer Checking & Savings Accounts that cater to your everyday needs, helping you manage your finances easily. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing solutions provide competitive rates and flexible terms, ensuring you can drive away with your dream car without breaking the bank. For those looking to invest in their homes, our Mortgage Loans & Refinancing options make the process straightforward and stress-free. You can also explore our Personal Loans & Debt Consolidation services, which help streamline your finances by merging multiple debts into one manageable payment.

Stay organized and eco-friendly with e-statements, which provide a convenient way to review your account statements online. You won't have to worry about paper clutter again! At Three Rivers, we prioritize your security while ensuring our services are user-friendly. Our online banking platform is designed for easy navigation so you can focus on what really matters your financial goals. Whether you're managing daily expenses or planning for the future, our digital banking tools provide real-time account management tailored to fit your lifestyle. Join us today at https://www.3riversfcu.org and experience the ease of modern banking with Three Rivers!

Our online banking services at https://www.3riversfcu.org allow you to check balances, transfer funds, and pay bills with just a few clicks. Enjoy the flexibility of 24/7 access, giving you control over your finances whenever it suits you. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. For those who prefer to manage their accounts on the go, our mobile application is here to help. You can deposit checks, view transactions, and even make person-to-person transfers directly from your smartphone. And if you're looking to simplify your payments, our mobile payments feature lets you pay for purchases quickly and securely without needing cash or cards.

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 460 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Total Share and Deposit Accounts: 218,778, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,264,787 further underline our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 860 S 13Th St Decatur In 46733 or call (260) 490-8328 to learn more about how we can help you achieve your financial goals.

With $308,579,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,874 in used auto loans and $1,826,660,229 in total loans and leases.

Members' savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $314,417,410, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,208,492 in used vehicle loans and $43,516,569 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that fit your budget and needs.

Our credit lines are designed to give you access to funds whenever you need them. With a total of $700,729,591 available across our credit lines offerings, you can enjoy peace of mind knowing that financial support is just a request away. For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $247,636,003 provide essential resources for development and innovation. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. Our team is here to assist you with personalized service tailored to your unique needs. For more information about our loan offerings or if you're ready to get started on your application process today, contact us at 260-490-8328 or visit us online at Three Rivers. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,931,000, make buying or refinancing simple. We provide guidance through every step of the process, ensuring that you understand your choices and can select the best option for your situation.

We also offer flexible terms on unsecured credit card loans, with a total of $34,174,579 in loans helping members manage their finances effectively. These cards can help cover everyday purchases while providing an opportunity to build your credit score.

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