Three Rivers Credit Union Bluffton IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Three Rivers at 2030 Commerce Dr, Bluffton, IN 46714! As a cornerstone of our community since 1935, we take pride in offering personalized financial services tailored to meet the needs of our 133,463 members. With total assets exceeding $2.46 billion, we are committed to fostering financial wellness for everyone in Bluffton and beyond. At Three Rivers, we believe in the power of community and strive to create meaningful relationships with our members. Our dedicated team of 466 employees, led by CEO Don Cates and Board President Brent Spindler, works tirelessly to ensure you receive the best service possible. Whether you're looking for auto loans, personal banking options, or business loans, we've got you covered with over 69,879 loans and leases available. While you can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 2573, Fort Wayne, IN 46801-2573. We also offer an array of convenient services including online banking and mobile payments so that managing your finances is easier than ever. With a net worth of $314 million and total deposits amounting to $102.8 million, we are financially sound and ready to help you achieve your financial goals. Our commitment extends beyond just numbers; we are here to support your dreams and aspirations. Ready to take the next step? Feel free to reach out at 260-490-8328 or explore more about us on our website at 3riversfcu.org. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Community Focus

Our connection with Bluffton goes beyond banking; we partner with local organizations and participate in events that uplift our community. These partnerships allow us to support local families and businesses while promoting financial literacy and empowerment. With ATM availability at our branch and shared service center options for added convenience, we ensure that your banking experience is smooth and efficient. You can reach us anytime at 260-490-8328 for questions or assistance. As we look ahead, we invite you to become part of the Three Rivers family. Join us today and experience firsthand how we prioritize not just your financial health but also the prosperity of our entire community. Together, let's build a brighter future! For more information on membership or to open an account online, visit us at Three Rivers Credit Union.

Our Journey

Three Rivers began its journey with a simple mission: to provide accessible and affordable financial services to the people of Bluffton and beyond. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards. Each milestone in our history has been driven by our commitment to support the local community. Our branch is located at 2030 Commerce Dr, Bluffton, IN 46714. This prime location allows us to be easily accessible for all your banking needs. If you need to send us official correspondence, please use our mailing address: PO Box 2573, Fort Wayne, IN 46801-2573.

Our Mission

At Three Rivers, our mission is clear: we aim to enhance the financial well-being of our members while fostering community growth. We believe that everyone deserves the opportunity for financial success and security. That's why we are committed not only to providing excellent financial products but also to actively participating in community outreach initiatives that make a difference. We strive for inclusivity through ADA-compliant facilities and digital advancements that ensure everyone can access our services easily. Our operating hours are designed with your convenience in mind our lobby is open Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 1 PM. The drive-thru service is available during the same hours on weekdays and Saturdays as well.

Branch Location & Accessibility

Accessibility Features

At Three Rivers, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Plus, ample parking is available right outside the door so you can easily access our services without any hassle.

Banking Services

Inside, you'll discover a wide array of services tailored just for you whether it's personal banking with checking and savings accounts, auto loans, or even mortgage refinancing options. Additionally, we offer shared service transactions for those who bank with partner credit unions. Our ATM is also available if you need quick cash or balance checks anytime. While members can visit us at our physical location at 2030 Commerce Dr, official correspondence should be sent to our mailing address at PO Box 2573, Fort Wayne, IN 46801-2573.

Get in Touch

We invite you to come by and experience how Three Rivers can support your financial journey. Feel free to call us at 260-490-8328 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch!

Nearby Landmarks

As you make your way to our branch, you can look for nearby landmarks like the Bluffton High School and the local shopping center. These recognizable sites make it easy to locate us and highlight the vibrant community we serve.

Operating Hours

Our doors are open to serve you during welcoming hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM for lobby access. If you prefer the drive-thru option, we're here from 8 AM to 6 PM on weekdays and from 9 AM to 1 PM on Saturdays. We strive to accommodate your busy schedule!

Member Eligibility

At Three Rivers, we believe that everyone deserves a chance to be part of a supportive community where financial wellness is within reach. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around 2030 Commerce Dr Bluffton In 46714, you're likely eligible to join us. We also welcome family members of existing members, making it easy for loved ones to benefit from our services together. Joining Three Rivers means access to personalized financial services, competitive rates on loans, and the opportunity to participate in a member-driven organization that truly cares about your success. For more detailed information about eligibility, please visit our website at http://www.3riversfcu.org/about/become-a-member . Ready to get started? Opening an account with us is straightforward! You can find all the details you need and apply online through this link: https://online.3riversfcu.org/authentication?returnurl=quickapply . If you have any questions or want to talk to someone directly, feel free to call us at (260) 490-8328. We look forward to welcoming you into the Three Rivers family!

Business Banking & Commercial Services

At Three Rivers, we understand that running a business is more than just a job; it's a passion. That's why we offer tailored business banking and commercial services designed to help you thrive. Imagine having the financial support you need to expand your operations, hire new employees, or invest in the latest technology. With our commercial loan options, you can make those dreams a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,578 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $247,636,003, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions for your business. From point-of-sale systems to online payment solutions, we provide tools that help you manage sales efficiently. Our goal is to make banking as smooth as possible so you can focus on what matters most growing your business. Visit us at 2030 Commerce Dr Bluffton In 46714 in Bluffton, IN or call us at (260) 490-8328 to learn how we can support your business today!

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services can help you manage your operations smoothly. From Merchant Services that simplify transactions to tailored Business Loans, we are here to support your entrepreneurial journey.

Credit Cards

For those who love rewards, our Credit Cards with Rewards program allows you to earn points on every purchase, making everyday spending more rewarding.

Drive-Thru and Shared Branch Services

For those who prefer face-to-face interactions but want to save time, our Drive-Thru Banking offers quick service for deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of partner credit unions, take advantage of our basic shared branch transactions that let you handle deposits and withdrawals seamlessly. We invite you to experience the friendly service at Three Rivers in Bluffton. If you have any questions about how our services can benefit you or if you're ready to open an account, don't hesitate to call us at 260-490-8328 or visit our website at Three Rivers. Your financial success is just around the corner!

Loans and Financing

Need a new vehicle? Our Auto Loans & Vehicle Financing options make purchasing a car simple and accessible. We also provide Mortgage Loans & Refinancing services for those ready to own their dream home or refinance an existing mortgage for better rates. If you're facing unexpected expenses or planning a special project, consider our Personal Loans & Debt Consolidation offerings, which can help ease financial burdens with manageable repayment plans.

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to access your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills with just a few clicks on your smartphone or computer. Plus, our ATMs provide easy cash withdrawal options whenever you need them.

Personal Banking

We understand that managing your money can be overwhelming at times. That's why our Personal Banking services include checking and savings accounts designed to help you reach your financial goals. Imagine being able to easily track your spending while earning interest on your savings this is exactly what we offer.

Digital & Online Banking

Key Services Available

Our online banking platform is user-friendly and offers a wide range of features to help you stay in control of your accounts. You can access our online banking portal at https://www.3riversfcu.org where you'll find options for checking balances, transferring funds, and paying bills without any hassle. Plus, we offer 24/7 online banking services, meaning you can bank when it suits you best. For added convenience, we provide e-statements so you can view your account statements electronically. This not only helps keep your information secure but also reduces paper waste. If you're looking for an even quicker way to manage payments, our mobile payments feature lets you make transactions with just a tap on your smartphone.

Stay Connected Anytime

With our mobile application available for download, banking is literally at your fingertips! Whether you're depositing checks or sending money to friends through person-to-person transfers, our app makes it easy and fast. And if you're concerned about signing documents remotely, rest assured that we support electronic signature authorization for a smooth experience. The combination of these services ensures that whether you're at home or out and about, managing your finances is simple and secure. At Three Rivers, we're committed to providing accessible tools that empower you to take charge of your financial life effortlessly. Explore all these features today and see how easy banking can be!

Financial Strength

Growing Trust

Total Share Accounts: 218,778, show a strong and growing member base that trusts us with their finances. At Three Rivers, we believe that our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 2030 Commerce Dr Bluffton In 46714 or call (260) 490-8328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 460 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending stand at $8,264,787, further illustrating our dedication to meeting your needs.

Reinvestment for Growth

With $308,579,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $17,874 in used auto loans and $1,826,660,229 in total loans and leases, we support members' financial goals across various sectors.

Strong Capital Foundation

With a net worth of $314,417,410, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,208,492 in used vehicle loans and $43,516,569 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit any budget. Plus, if you're considering refinancing your current auto loan for better rates or lower payments, ask us about eligibility options!

Business Financing

For business owners, our outstanding commercial loans totaling $247,636,003 provide the capital needed to grow and expand your business. We understand the challenges businesses face and are here to support your ambitions. At Three Rivers Credit Union, we believe in making financial services accessible and straightforward. If you're ready to explore any of our loan offerings or want more information about refinancing options available for existing loans, please reach out to us at 260-490-8328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're excited to help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,931,000, make buying or refinancing simple. We are committed to guiding you through the process every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $34,174,579 in loans helping members manage their finances effectively. These cards are designed to provide easy access to funds when you need them most without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. Each loan listing is updated regularly to reflect current market conditions, which guarantees that users receive the most accurate information available.

THREE RIVERS FEDERAL CREDIT UNION