Three Rivers Credit Union Auburn IN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Three Rivers in Auburn, where we believe in building strong financial futures together. Established in 1935, our credit union has proudly served the community with trust and dedication for nearly a century. With a total membership of 133,463 and assets exceeding $2.4 billion, we are committed to providing top-notch financial services tailored to your needs. Located at 204 Touring Dr, Auburn, IN 46706, our branch is easily accessible for all your banking requirements. While members can visit us at this location, any official correspondence should be sent to our mailing address at PO Box 2573, Fort Wayne, IN 46801-2573. At Three Rivers, our mission goes beyond just numbers. With total deposits of $102,828,085 and an impressive net worth of $314,417,410, we strive to ensure that every member feels valued and supported. Our team of 466 employees, under the leadership of CEO Don Cates and Board President Brent Spindler, is dedicated to helping you achieve your financial goals. From personal banking options like checking accounts and auto loans to business financing solutions, we offer a variety of services designed for everyone from individuals seeking personal loans to businesses needing merchant services. We're not just about transactions; we're about relationships built on trust. With convenient access to online banking and mobile payments, managing your finances has never been easier. Whether you prefer visiting us in person or banking from the comfort of your home, we have you covered. We invite you to discover how we can help you thrive financially. Feel free to reach out by calling us at 260-490-8328 or visit our website at www.3riversfcu.org. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Our Mission

At Three Rivers, our mission is clear: we aim to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to quality financial products that can help them achieve their goals. Our commitment goes beyond just banking; we actively engage in community outreach programs and partnerships that make a difference in people's lives. Our operating hours reflect our dedication to convenience: Lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Drive-thru service mirrors these hours, opening at 8 AM during weekdays. While members can visit us at 204 Touring Dr, official correspondence should be sent to PO Box 2573, Fort Wayne, IN 46801-2573. We embrace digital advancements with services like electronic signatures and mobile payments, ensuring all members can manage their finances effortlessly. Additionally, we maintain ADA compliance to ensure accessibility for all. Join us in celebrating the legacy of Three Rivers Credit Union! We invite you to become part of our family and experience firsthand how we can help you navigate your financial journey. Visit us today or explore more about membership benefits at Three Rivers FCU. Call us at 260-490-8328 if you have any questions we're here to help!

Branch Location & Accessibility

Welcome to Three Rivers, your friendly neighborhood credit union located at 204 Touring Dr, Auburn, IN 46706. Our branch is easily accessible and conveniently situated near popular local spots, making it a breeze for you to stop by. Whether you're running errands or just passing through, we're here to assist you with all your banking needs. At Three Rivers, we understand that accessibility is key. Our branch is equipped with features that ensure everyone can enjoy our services comfortably, including ADA-compliant entrances and ramps. Ample parking is available, so you won't have to worry about finding a spot when you visit us. While members can visit us at 204 Touring Dr, please note that any official correspondence should be sent to our mailing address: PO Box 2573, Fort Wayne, IN 46801-2573. We are proud to offer extended operating hours for your convenience. Our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. For those on the go, our drive-thru service operates Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM as well. Need cash? We've got you covered with an ATM available on-site for quick withdrawals and balance checks. And if you're looking for more than just basic banking services, take advantage of our shared service center that allows transactions for partner credit union members. Have questions or need assistance? Don't hesitate to call us at 260-490-8328. We look forward to welcoming you at Three Rivers! Come visit us today and experience the difference of community-focused banking.

Member Eligibility

At Three Rivers, we believe that everyone deserves a chance to be part of a community that supports their financial journey. Becoming a member is easier than you might think! If you live, work, worship, or go to school in DeKalb County or surrounding areas, you're already eligible to join us. Our friendly team is dedicated to helping you find the right financial solutions tailored just for you. Enjoy benefits like lower loan rates and personalized service when you choose Three Rivers as your credit union. For more details on eligibility and membership requirements, feel free to check out our website at http://www.3riversfcu.org/about/become-a-member . Ready to take the next step? Opening an account with us is simple and straightforward! You can start the process online by visiting https://online.3riversfcu.org/authentication ?returnurl=quickapply or give us a call at (260) 490-8328 if you have any questions. We're here to help you every step of the way at our branch located at 204 Touring Dr Auburn In 46706. Join us today and become part of something special!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine a local coffee shop using our payment processing solutions to handle sales seamlessly. This allows them to focus on serving great coffee while we take care of the financial transactions. Located at 204 Touring Dr Auburn In 46706 in Auburn, IN, we're here to partner with you on your journey toward success. Contact us today at (260) 490-8328 or visit our website for more information on how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,578 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $247,636,003, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

At Three Rivers, convenience is key. Our branch includes an ATM for quick cash withdrawals and basic drive-thru banking services for deposits, withdrawals, and other simple transactions without leaving your car. Members can also enjoy shared branch transactions if you're part of a partner credit union making it easier than ever to access your funds when you're away from home. We are here to support you every step of the way with friendly service and expert advice. If you have questions about any of these services or want to learn more about how we can assist you in achieving your financial goals, please reach out at (260) 490-8328. Ready to take control of your finances? Visit us at Three Rivers, where we're more than just a credit union; we're your financial partner for life!

Business Banking

For our members who run businesses, we offer tailored solutions including merchant services and business loans. We understand how vital it is for business owners to have reliable banking support, which is why we strive to meet those needs efficiently.

Digital Banking Features

Our commitment extends into the digital realm with robust features like online and mobile banking. You can manage your accounts anytime, anywhere, making transactions simple and hassle-free. With options like person-to-person payments and electronic statements, staying on top of your finances has never been easier.

Loans and Credit Options

Need some extra cash? Our personal loans and debt consolidation options can help you tackle unexpected expenses or consolidate debts into one manageable payment. We also provide credit cards with rewards that allow you to earn points on your purchases perfect for those who enjoy shopping or traveling.

Personal Banking

When it comes to personal banking, we offer a variety of options designed to simplify your financial life. Whether you're looking for a checking or savings account, Three Rivers has accounts that fit different lifestyles. Imagine effortlessly managing your finances online or through our mobile banking app while enjoying the peace of mind that comes from knowing your funds are secure. If you're thinking about buying a car, our auto loans and vehicle financing options make it easy to get on the road without breaking the bank. Plus, if you're considering home ownership, our mortgage loans and refinancing services are here to guide you through the process step by step.

Digital & Online Banking

At Three Rivers, we understand that convenience and security are crucial for managing your finances today. That's why we offer a comprehensive suite of digital and online banking services designed to put you in control of your money anytime, anywhere. With our 24/7 Online Banking Services, you can check your account balances, pay bills, and transfer funds from the comfort of your home or on the go. Just visit us at https://www.3riversfcu.org to get started. Need to send money to a friend? Our Person-to-Person Transfers feature makes it quick and easy, ensuring that your transactions are simple and hassle-free. For those who prefer to manage their finances via mobile devices, our Mobile Application is here to help. It not only allows you to access your accounts but also supports Mobile Payments, making shopping even more convenient. Plus, with E-Statements Availability, you can keep track of your financial activities without the clutter of paper statements, all while maintaining an eco-friendly approach. Security is a top priority at Three Rivers. We use advanced technologies, including Electronic Signature Authorization, to ensure your information remains safe when signing documents online. You can trust that your transactions are protected as you navigate our user-friendly online platform. In today's fast-paced world, managing your finances shouldn't be a chore. With our digital banking tools, you can enjoy real-time account management and peace of mind knowing that everything is just a few clicks away. Whether you're at home or out running errands, we've got you covered with accessible and secure banking solutions tailored for you at Three Rivers.

Financial Strength

A Growing Member Base

We value the trust placed in us by our members, reflected by our total share accounts of 218,778. This growing member base signifies confidence in our services and stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 204 Touring Dr Auburn In 46706 or call (260) 490-8328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Approach

Members' savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 460 full-time employees and 6 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $308,579,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as we support members' financial goals with $17,874 in used auto loans and $1,826,660,229 in total loans and leases.

Strong Financial Health

With a net worth of $314,417,410, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to financial strength is reflected in our net worth ratio of $1,307, which demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,208,492 in used vehicle loans and $43,516,569 in new vehicle loans already helping members get on the road. We provide competitive financing solutions for both new and used vehicles, ensuring that you can drive off with a deal that suits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $247,636,003 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve cash flow, our dedicated team is here to support your business financing needs.

Eligibility and Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options, our knowledgeable staff is ready to assist you. We prioritize making financial solutions accessible and straightforward for all our members. At Three Rivers, located at 204 Touring Dr Auburn In 46706, we are committed to providing comprehensive financial services that empower our community. For more information about our loan offerings or to start your application process today, give us a call at (260) 490-8328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,931,000, make buying or refinancing simple. We guide you through every step of the process, offering personalized service and flexible terms to help you achieve your dream of owning a home.

Unsecured Credit Card Loans

For those looking to manage everyday expenses or consolidate debt, we also offer flexible terms on unsecured credit card loans. With a total of $34,174,579 in loans helping members manage their finances effectively, our credit cards come with features that fit your lifestyle and spending habits.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent. By partnering with reputable financial institutions, LendMesh guarantees that users receive verified data for their comparisons.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make well-informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Explore how easy it can be to find competitive loan offers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

THREE RIVERS FEDERAL CREDIT UNION