Thornapple Credit Union Middleville MI | Affordable Auto Loans & Top Checking

Introduction

Welcome to Thornapple at our Middleville branch, located conveniently at 410 S Broadway St, Middleville, MI 49333. Since our establishment in 1964, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet your needs. With a robust membership base of over 8,190 members and total assets reaching an impressive $70,069,326, we are dedicated to fostering financial wellness and success for everyone we serve. While members can visit us at 410 S Broadway St, official correspondence should be sent to our mailing address at 202 E Woodlawn Ave, Hastings, MI 49058. We understand the importance of accessibility and convenience, which is why we offer various services including personal banking, auto loans, mortgages, and credit cards with rewards all designed with you in mind. Our team of 33 employees, led by CEO Amy Byers and Board President Jeffrey Keessen, works tirelessly to ensure that your experience with Thornapple is both welcoming and efficient. We pride ourselves on being a trusted financial partner, with total deposits amounting to $7,027,193 and a strong net worth of $6,172,720. Our commitment extends beyond just numbers; we aim to make a positive impact on the lives of our members through personalized service and community engagement. At Thornapple Credit Union, we believe that everyone deserves access to reliable financial resources. Whether you're looking for a loan or simply want to open a new account online at thornapplecu.com, we're here to support you every step of the way. Feel free to reach out via phone at 269-241-1034 or drop by during our lobby hours from Monday to Friday between 9 AM and 5 PM. Let's embark on this journey toward financial growth together!

Branch History & Mission

Commitment to Community

At Thornapple Credit Union, we believe that banking is more than just transactions; it's about building relationships. Our mission statement emphasizes this belief: "To enhance the quality of life for our members by providing personalized financial solutions." We achieve this by offering a range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand the importance of community involvement. That's why we actively participate in local events and initiatives that uplift those around us. Whether it's sponsoring local sports teams or supporting charitable causes, we strive to make a positive impact on the lives of our members and neighbors. While you can visit us at 410 S Broadway St, official correspondence should be sent to 202 E Woodlawn Ave, Hastings, MI 49058.

Join Us

As we continue to grow and evolve, we invite you to become part of the Thornapple family. With convenient operating hours from Monday to Friday between 9 AM and 5 PM and ATM availability for easy access to your funds, we're here for you when you need us most. If you're ready to experience personalized financial services that truly care about your well-being, visit us today or call us at 269-241-1034. Join Thornapple Credit Union today and take the first step toward achieving your financial dreams!

Our Journey

From the moment we opened our doors nearly six decades ago, our mission has been clear: to provide exceptional financial services while fostering a sense of belonging among our members. Over the years, we've achieved significant milestones that reflect our dedication to growth and service. Today, we proudly manage total assets of approximately $70 million, helping us support our members through various life stages. Our headquarters in Hastings, MI, serves as the backbone of our operations, but it's here in Middleville that we connect deeply with our community. We've embraced digital advancements to ensure that our services are accessible and user-friendly. Members can easily access online banking and mobile applications to manage their finances conveniently.

Branch Location & Accessibility

Accessibility Features

At Thornapple, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking facilities, ensuring that everyone can visit us comfortably. Whether you're walking in or driving up, you'll find our location welcoming and easy to navigate.

Contact Us

Have questions? We're just a phone call away! Reach out to us at 269-241-1034 for any assistance or further information about our services. We invite you to visit us soon and experience the warm community feel that Thornapple Credit Union offers. Your financial journey starts here!

Operating Hours

We understand that life can get busy! That's why our lobby is open Monday through Friday from 9 AM to 5 PM, providing ample time for you to manage your banking needs without the hassle of rushing. Our team is ready to assist you during these hours with any inquiries or services you may require.

Services Offered

At Thornapple, we offer a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability at our branch, accessing your funds is quick and convenient. While we don't have a drive-thru service at this location, our shared service center allows basic transactions for partner credit union members.

Member Eligibility

Becoming a member of Thornapple is like joining a welcoming family that truly cares about your financial journey. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! Our community is open to individuals who share our values and are looking for personalized financial services. For detailed eligibility criteria, please visit our website at . Joining Thornapple not only gives you access to a range of products like checking and savings accounts, auto loans, and credit cards with rewards, but it also allows you to be part of a supportive environment focused on your needs. The process is simple and straightforward. You can easily start opening an account online at https://loans.itsme247.com/038/home/start , or feel free to reach out by calling us at (269) 241-1034 if you have any questions. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services that simplify your daily transactions. Imagine having a reliable payment processing system that allows you to accept payments effortlessly, whether online or in-store. This can lead to happier customers and smoother cash flow, essential elements for any successful business. Located at 410 S Broadway St, Middleville, MI 49333, we're ready to discuss how our tailored services can help your business grow. For more information or to schedule an appointment, call us at 269-241-1034. Let's work together towards your business success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have $0 in member commercial loans, we're eager to partner with local businesses to change that. Whether you're looking for financing to expand your operations or invest in new equipment, we're here to provide the support you need.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Thornapple provides essential services like merchant services and business loans. We understand that running a business comes with its own set of challenges. That's why we offer solutions designed to help you thrive in today's competitive market.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. With our online and mobile banking options, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from your phone or computer. Plus, our ATM services allow easy cash withdrawals and balance checks whenever you need them.

Home Ownership Simplified

Thinking about purchasing a home? Our mortgage loans and refinancing options are designed to make the process as smooth as possible. Picture yourself in your dream home with the peace of mind that comes from knowing you've secured a favorable rate. Our friendly staff will guide you through each step, ensuring you understand your options.

Personal Banking Made Easy

When it comes to personal banking, Thornapple has you covered. We offer various checking and savings accounts tailored to fit different lifestyles. Imagine having a checking account that helps you keep track of your spending while earning interest on your savings it's all possible with us! If you're considering buying a car, our auto loans provide competitive rates and flexible terms to get you on the road quickly.

Shared Branching for Greater Access

We also participate in shared branching services, meaning if you're a member of partner credit unions, you can make basic transactions like deposits and withdrawals at our branch too! This feature enhances access to your funds no matter where you are. Whether you're visiting us at 410 S Broadway St Middleville Mi 49333 or reaching out by phone at (269) 241-1034, our team is ready to assist you every step of the way. We invite you to explore all that Thornapple has to offer! Ready to get started? Visit us online at https://www.thornapplecu.com/ or stop by our branch today!

Support When You Need It

For those unexpected expenses or plans that require extra funds, we also offer personal loans and debt consolidation services. This way, you can take control of your finances without feeling overwhelmed. Plus, our credit cards come with rewards that give back for every purchase, making it easy to earn benefits while managing daily expenses.

Digital & Online Banking

Key Features

Our online banking platform allows you to easily check your balance, transfer funds, and manage your transactions in real-time. You can sign up for e-statements, which are not only eco-friendly but also help you keep track of your financial activity without the clutter of paper statements. Plus, with electronic signature authorization available, signing important documents has never been easier or more secure. If you're looking to send money to friends or family quickly, our person-to-person transfer feature is just a click away. Whether it's splitting a bill or helping someone out, it's simple and fast! And for those who prefer using their smartphones, our mobile application provides all the same functionalities right at your fingertips.

Security and Accessibility

We prioritize your security while providing user-friendly features. Our online banking system employs robust security measures to ensure that your information is safe. You can feel confident knowing that managing your finances is protected by advanced technology. With our services, you get the accessibility you need along with the peace of mind that comes from knowing your money is secure. Join us at Thornapple today and discover how our digital banking options can simplify your life!

Financial Strength

Commitment to Growth

With $5,471,711 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,006 in used auto loans and $56,564,388 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $10,154,807 in share certificates and $8,732,733 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,947,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $626,526 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $6,172,720, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share Accounts stand at 16,932, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $48,946, highlighting our dedication to serving your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Thornapple is your trusted partner. Visit us at 410 S Broadway St Middleville Mi 49333 or call (269) 241-1034 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,391,200 in used vehicle loans and $6,727,437 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a pre-owned one, we have options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,491,849, make buying or refinancing simple. We aim to streamline the process so you can focus on finding the right home for you and your family.

Personal and Business Financing

In addition to personal loans like auto and mortgage options, we provide credit lines totaling $7,000,000 for those looking for additional flexibility in their finances. For business owners seeking capital for growth or expansion, our offerings are designed with your needs in mind. At Thornapple, we prioritize transparency and service. If you're considering refinancing or want to learn about eligibility options for any of our loan products, feel free to reach out. You can contact us at 269-241-1034 or visit us at our branch located at 410 S Broadway St Middleville Mi 49333 during our operating hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,647,435 in loans helping members manage their finances effectively. These cards provide not only convenience but also rewards that can benefit you as you make purchases.

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THORNAPPLE CREDIT UNION - Middleville, MI