THINKWISE FEDERAL CREDIT UNION

Welcome to Thinkwise, your trusted financial partner located at 599 N E St, San Bernardino, CA 92401. Established in 1952, we have been dedicated to serving our community for over seven decades. With a growing membership of 6,033, we are proud to provide personalized banking solutions tailored to meet the needs of our members. At Thinkwise, we understand that financial well-being is important for you and your family. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. As of now, our total assets stand at an impressive $111,112,714, with total deposits reaching $18,853,768. We strive to ensure that your money is secure and working for you. Under the leadership of our CEO Heri Garcia and Board President Bradley McDuffee, Thinkwise is committed to fostering strong relationships with our members. Our team of 26 dedicated employees is here to assist you with any questions or concerns you may have. Whether you're looking for a new car loan or need assistance with online banking services, we're just a phone call away at (909) 882-2911. While members can visit us at our branch location, official correspondence should be sent to the same address: 599 N E St, San Bernardino, CA 92401. We invite you to explore what Thinkwise has to offer by visiting our website at thinkwisecu.org. Join us in building a brighter financial future together! We look forward to welcoming you into the Thinkwise family. Don't hesitate to reach out or stop by; your journey towards financial empowerment starts here!

At Thinkwise, we take pride in our rich history and unwavering commitment to the community. Founded in 1952, our E Street Branch has grown from humble beginnings into a trusted financial partner for over 6,000 members in San Bernardino, CA. Located at 599 N E St, our branch is easily accessible and surrounded by the vibrant energy of our city. Over the years, Thinkwise has evolved significantly. We have expanded our services to meet the diverse needs of our members while maintaining a strong focus on community support. Our total assets now stand at an impressive $111,112,714, reflecting our growth and stability. This financial strength allows us to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our mission is clear: to provide exceptional financial services while fostering a sense of community among our members. We believe in empowering individuals and families to achieve their financial goals through personalized service and innovative solutions. From checking and savings accounts to credit cards with rewards, we strive to make banking simple and accessible for everyone. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 599 N E St, San Bernardino, CA 92401. Our doors are open Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to 1:30 PM. In addition to traditional banking services, we are proud to offer digital advancements that enhance convenience for our members. With online banking and mobile payment options available, managing your finances has never been easier. We also prioritize accessibility by ensuring ADA compliance across all services. Thinkwise actively engages with the local community through partnerships and outreach initiatives aimed at supporting those in need. We understand that a strong community benefits everyone, which is why we invest time and resources into local programs. Join us today and experience the difference that Thinkwise can make in your life. Whether you're looking for a new bank or seeking better financial solutions, we invite you to become part of our family. Together, let's build a brighter future! For more information or to get started with your membership, give us a call at 909-882-2911 or visit us online at Thinkwise.

At Thinkwise, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, or worship in the San Bernardino area, you may already qualify. We also extend membership to family members of existing members, making it even more personal and inclusive. Not only will you gain access to our wide range of financial services, but you'll also benefit from personalized support tailored to your needs. To get started on your journey with us, simply visit our website for detailed eligibility criteria at http://www.thinkwisecu.org/business-membership . When you're ready to open an account, the process is straightforward! You can find all the information you need at https://loans.itsme247.com/934/home/start/ . If you have any questions or want assistance along the way, feel free to call us at (909) 882-2911. Join us at Thinkwise located at 599 N E St San Bernardino Ca 92401, and experience the difference of being part of a community-focused credit union!

At Thinkwise, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure. With our user-friendly tools, you can take control of your banking anytime, anywhere. One of the standout features is our 24/7 online banking service, which allows you to check balances, transfer funds, and pay bills at your convenience. Simply visit us at https://www.thinkwisecu.org/ to get started! Plus, with e-statements available, you can go paperless and keep track of your finances without the clutter. Security is a top priority for us. Our electronic signature authorization makes it easy for you to sign documents securely from the comfort of your home. You won't have to worry about lost paperwork or delays in processing everything is handled swiftly and safely. For those who are always on the go, our mobile application provides access to all your banking needs right from your smartphone. You can even make mobile payments, so paying for purchases is just a tap away. Plus, our person-to-person transfer feature lets you send money quickly to friends and family with ease. With these services, managing your accounts has never been simpler or more efficient. Enjoy real-time account management and the flexibility to handle your financial needs whenever it suits you best. We're here to support you every step of the way at Thinkwise!

At Thinkwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid foundation that allows us to support your financial needs today and into the future. Our current net worth of $10,895,232 reflects our strong financial health, enabling us to provide better rates, lower fees, and enhanced services tailored to your needs. With a net worth ratio of 979, we have a robust capital foundation that ensures we can continue offering loans and competitive savings rates, even during uncertain economic times. Members' savings are secured through $21,469,356 in share certificates and $12,353,788 in money market shares, providing you with stable and rewarding opportunities for financial growth. Unlike traditional banks that prioritize profits over people, we focus on you our members. Currently, we have $0 in non-member deposits, which means our resources are dedicated entirely to benefiting you through better loan rates and exclusive perks. With $9,987,514 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is substantial; we offer $24,812,888 in used auto loans and maintain a total of $61,846,705 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our recent net income of -$37,943. While this figure may seem concerning at first glance, it underscores our commitment to investing in resources that enhance your experience rather than just focusing on immediate profits. We pride ourselves on having a dedicated team ready to serve you; with 26 full-time employees, our branch is always prepared to assist with your banking needs. Additionally, we have 14,056 total share accounts, indicating a strong and growing member base that trusts us with their finances. At Thinkwise, our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking for a loan today, Thinkwise is your trusted partner. Visit us at 599 N E St San Bernardino Ca 92401 or call us at 909-882-2911 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*