The United Credit Union Mount Pleasant PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to The United Federal Credit Union, your trusted financial partner in the heart of Mount Pleasant, PA. Established in 1973, our commitment to serving the community has only grown stronger over the years. With a membership base of over 6,000 and total assets exceeding $104 million, we are dedicated to providing personalized banking solutions tailored to your unique needs. At our branch located at 6610 State Route 819, we offer a range of services, from checking and savings accounts to auto loans and mortgages. Whether you're looking for competitive loan rates or robust online banking options, our goal is to make your financial journey as smooth as possible. If you need to reach us by mail, please send your correspondence to 6610 State Route 819, Mount Pleasant, PA 15666-3588. Our experienced team, led by CEO Zachery Ueltschy and Board President James Raley, ensures that you receive the highest level of service. With a total of 24 employees working diligently for you, we pride ourselves on being more than just a bank; we are your neighbors who care about your financial well-being. With total deposits around $5.5 million and cash in hand amounting to $1,253,947, The United Federal Credit Union is well-positioned to support our members' financial goals. We have provided nearly 1,960 loans and leases, empowering our members with the resources they need for home purchases, education, or business ventures. We invite you to visit us or give us a call at 724-547-7130 to explore how we can assist you further. Let's work together towards achieving your financial aspirations! For more information about our services and offerings, feel free to check out our website at tufcu.org.

Branch History & Mission

Community Connections

Our commitment extends beyond banking; we engage in various community outreach programs designed to uplift those around us. From sponsoring local events to partnering with schools and charities, we aim to make a positive impact on Mount Pleasant and its surrounding areas. While members can visit us at 6610 State Route 819 for assistance or inquiries, official correspondence should be sent to our mailing address at 6610 State Route 819, Mount Pleasant, PA 15666-3588. You can reach us at (724) 547-7130 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. As you consider your financial future, we invite you to join The United Federal Credit Union family. Experience firsthand how we prioritize your needs while fostering a thriving community environment. Your journey towards better financial health starts here!

Our Journey

From our humble beginnings, The United has evolved into a trusted financial institution within the region. We started with a vision to provide personal banking services that put the needs of our members first. As we grew, so did our offerings, expanding from basic accounts to comprehensive services like auto loans, mortgages, and business banking solutions. Each step along the way has been marked by a commitment to community engagement and member satisfaction. Over the years, we've embraced technology to enhance our services. Today, members can enjoy online and mobile banking options that make managing their finances easier than ever. We're proud to offer ADA-compliant facilities and strive to ensure that all our members can access our services without barriers.

Our Mission

At The United, our mission is clear: we are dedicated to improving the financial lives of our members while actively supporting the local community. We believe in building relationships based on trust and transparency. Our goal is not just to provide banking services but also to be a reliable partner in achieving financial well-being. We understand that each member's journey is unique. Whether you're looking for help with saving for your first home or seeking financing for your business venture, we are here every step of the way. Our team works diligently to offer personalized solutions tailored to individual needs.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key for all our members. Our branch complies with ADA standards and features ramps and designated parking to ensure everyone can visit us with ease. Plus, we offer drive-thru banking for those on the go, providing a quick option for deposits and withdrawals.

Get in Touch

We invite you to stop by or give us a call at 724-547-7130 with any questions or to learn more about how we can support your financial journey. We look forward to seeing you soon!

Operating Hours

Our doors are open during convenient hours to fit your schedule. Visit us in the lobby Monday through Friday from 9:00 AM to 5:00 PM (and until 5:30 PM on Fridays). If you prefer using our drive-thru service, we're available Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to noon.

Services Offered

At The United Federal Credit Union, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we've got you covered. Need cash quickly? Our ATM is available for withdrawals and balance checks at any time. Our dedicated team is here to help with everything from simple transactions at the drive-thru to more complex services like business banking and credit card applications.

Member Eligibility

Becoming a member of The United is like joining a warm, welcoming family that's dedicated to your financial well-being. If you're wondering whether you can join us, you'll be happy to know that eligibility is designed to be straightforward and inclusive. Generally, anyone who lives, works, worships, or attends school in the area surrounding 6610 State Route 819 Mount Pleasant Pa 15666 can become a member. This means that whether you're new to the community or have been here for years, we're excited to welcome you! By joining The United, you gain access to personalized banking services tailored just for you, along with competitive rates on loans and savings accounts. To kick off your membership journey, check out our eligibility criteria for more details. When you're ready to open an account or if you have any questions, feel free to give us a call at (724) 547-7130. We can't wait to help you take this important step towards achieving your financial goals!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $38 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,358,265, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that simplify payment processing. Picture this: a local café using our services can accept payments easily, allowing them to focus on creating delicious treats instead of worrying about transactions. Our goal is to provide practical tools that make running your business smoother and more efficient. Located at 6610 State Route 819 Mount Pleasant Pa 15666 in Mount Pleasant, PA, we're here to partner with you on your business journey. Contact us at (724) 547-7130 to learn more about how we can support your aspirations!

Comprehensive List Of Services

Basic Drive-Thru and ATM Access

If you prefer face-to-face interaction but have a busy schedule, take advantage of our basic drive-thru banking services for deposits, withdrawals, and simple transactions. Our drive-thru hours extend throughout the week for added convenience. At The United, we're not just about transactions; we're about relationships. We want to be there for every step of your financial journey from saving for a dream vacation to securing a loan for that perfect car or home. If you'd like more information about any of our services or wish to speak with one of our friendly staff members, feel free to call us at (724) 547-7130 or visit us online at The United Federal Credit Union. We look forward to serving you!

Business Banking Services

For our business members, we know how important it is to have reliable financial support. Our business banking services, including merchant services and business loans, are designed to help you thrive in today's competitive environment.

Credit Cards with Rewards

We also offer credit cards with rewards, allowing you to earn while you spend. Imagine earning points on every purchase that you can later redeem for exciting rewards it's just one more way we add value to your financial life.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With these tools at your fingertips, you can manage your accounts from anywhere check balances, transfer funds, or pay bills all without needing to visit the branch. You'll also appreciate our ATM services for quick cash withdrawals and balance checks whenever you need them.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why our offerings include checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. If you're considering a new vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. Looking to buy a home? Our mortgage loans and refinancing services ensure you find the right fit for your financial situation, whether it's your first home or an investment property. Plus, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation products provide flexible solutions.

Digital & Online Banking

Convenient Online Banking

Our robust online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can access all these features easily by visiting us at https://tufcu.org/. It's like having a bank branch right in your pocket!

Effortless Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds quickly and securely. No need for cash or checks; just a few clicks and the money is on its way. In summary, The United offers a comprehensive suite of digital banking services tailored for your convenience and security. With features like 24/7 online banking, an intuitive mobile app, e-statements, and easy person-to-person transfers, managing your finances has never been more accessible. Experience the ease of modern banking today!

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available at The United, you can receive your monthly account statements electronically. This not only helps keep your finances organized but also enhances security no more worrying about lost or stolen mail.

User-Friendly Mobile Application

For those who prefer banking on their mobile devices, our user-friendly mobile application is here for you. With just a few taps, you can manage your accounts from anywhere. Plus, you can securely sign documents with our electronic signature authorization feature, making transactions even smoother.

Financial Strength

At The United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to be sure your finances are in safe hands, and we are proud to share our strong financial position with you. With a net worth of $28,755,410, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 27.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,337,899 in share certificates and $3,301,053 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,384,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to sound management is reflected in our $28,755,410 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $506 in used auto loans and $69,531,865 in total loans and leases, our lending capacity supports your financial goals across various sectors. While our current net income stands at $130,938, it reflects our operational efficiency and commitment to serving our members effectively. We also take pride in having 19 full-time employees and 5 part-time employees who are dedicated to assisting you every step of the way. Our total number of share accounts currently stands at 11,123, showing a strong and growing member base that trusts us with their finances. We believe this trust stems from our transparency and focus on your best interests. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The United is your trusted partner. Visit us at 6610 State Route 819 Mount Pleasant Pa 15666 or call (724) 547-7130 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,744,285 in used vehicle loans and $3,726,265 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our team is here to help you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $5,358,265 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions that fit their specific requirements.

Eligibility and Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, don't hesitate to reach out. Our friendly staff is available at (724) 547-7130 to discuss your needs and guide you through the process. At The United, we are committed to making your financial journey as smooth as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at 6610 State Route 819 Mount Pleasant Pa 15666 in Mount Pleasant, PA and see how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,632,764, make buying or refinancing simple. We aim to provide flexible terms and competitive rates to help you settle into your new home without hassle.

Unsecured Credit Card Loans

For those looking for financial flexibility, we also offer unsecured credit card loans. With a total of $0 in loans helping members manage their finances effectively, you can enjoy the benefits of cashless transactions while keeping your budget on track.

Loan Aggregator

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Ensuring Accurate Comparisons

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Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

THE UNITED FEDERAL CREDIT UNION - Mount Pleasant, PA

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