THE SUMMIT FEDERAL CREDIT UNION

Welcome to The Summit at 1400 Erie Blvd E, Syracuse, NY 13210! For over 80 years since our establishment in 1941, we've been committed to serving our members with trust and integrity. With a total membership of 95,042 and assets exceeding $1.35 billion, we pride ourselves on being a reliable partner for your financial journey. At The Summit, we understand that every member's needs are unique. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to help you achieve your financial goals. Under the leadership of our CEO, Laurie Baker, and Board President, Christian Modesti, we strive to create a welcoming environment where members feel valued and supported. Our branch is equipped with essential services including online banking, ATM access, and a drive-thru for your convenience. While members can visit us at our branch location, official correspondence should be sent to the same address: 1400 Erie Blvd E, Syracuse, NY 13210. With a strong financial foundation boasting total deposits of $73,606,513 and a net worth of $144,591,455, plus cash in hand amounting to $3,677,137 we're prepared to meet your borrowing needs as well. We currently hold a portfolio of 83,530 loans and leases that support both individuals and businesses in our community. We invite you to discover how The Summit can enhance your financial experience. Feel free to reach out at (585) 453-8640 or visit us online at www.summitfcu.org for more information about our services. Join us today and become part of a credit union that truly cares about its members!

Becoming a member of The Summit is like joining a warm, welcoming family that's dedicated to supporting your financial journey. Whether you live, work, or worship in the area, you might be eligible to join us! We love to serve our community and aim to make banking accessible for everyone. If you're curious about the specific eligibility criteria, you can check out more details at . Once you're ready to take that step, opening an account is simple! Just visit us at our branch located at 1400 Erie Blvd E Syracuse Ny 13210, or you can start the process online through this link: https://tscu.bd.digitals.dmattercloud.com/landingpage . If you have any questions or need assistance, feel free to give us a call at (585) 453-8640. Join The Summit today and experience the benefits of being part of a credit union that truly cares!

At The Summit, we understand that modern banking needs to be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With 24/7 access to your accounts through our online banking platform, you can check balances, pay bills, and transfer funds at any time from the comfort of your home or on the go. To explore all the digital features we provide, visit us at https://www.summitfcu.org/ . Here, you'll find user-friendly options tailored to fit your lifestyle. For instance, our person-to-person transfers allow you to send money quickly and easily to friends or family without any hassle. For members who prefer going paperless, we offer e-statements, providing a secure and eco-friendly way to keep track of your financial documents. This means no more waiting for mail your statements are available whenever you need them! While we currently don't support mobile payments or a dedicated mobile application, our online banking services ensure that you can still manage everything efficiently from your computer or smartphone browser. We prioritize your security with features designed to protect your information while you bank online. Although we do not use electronic signature authorization at this time, rest assured that our systems are built with strong security measures in place. Embrace the ease of real-time account management with The Summit. Whether you're at home or out and about, our digital banking options empower you to take control of your finances safely and conveniently. Join us today and experience the future of banking!

At The Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing reliable services to you. With a net worth of $144,591,455, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,068 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $430,525,811 in share certificates and $317,993,602 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,722,158, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $124,240,311 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well: with $22,468 in used auto loans and $1,144,430,854 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 246 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares (funds available for lending and investments) stand at $2,006,243. We currently manage a healthy number of total share accounts 188,315 showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Summit is your trusted partner. Visit us at 1400 Erie Blvd E Syracuse Ny 13210 or call (585) 453-8640 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.