THE SUMMIT FEDERAL CREDIT UNION

Welcome to The Summit, your trusted partner in financial growth and community support located at 2315 E Main St, Rochester, NY 14609. Established in 1941, we have proudly served our members for over 80 years, building a strong foundation based on trust and reliability. With a total membership of 95,042 and assets exceeding $1.35 billion, we are dedicated to providing personalized banking solutions that meet your needs. At The Summit, we understand that financial matters can be complex. That's why our team of over 250 employees, led by CEO Laurie Baker and Board President Christian Modesti, is here to guide you every step of the way. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking services, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 2315 E Main St, Rochester, NY 14609. We encourage you to reach out anytime at (585) 453-7000 or explore our services online at www.summitfcu.org. With total deposits of $73,606,513 and a robust net worth of $144,591,455, we are not just financially secure; we are committed to reinvesting in our community. Our focus is on offering competitive loan options with a total of 83,530 loans and leases provided while ensuring our members receive the best possible rates and service. Join us today and experience the difference a community-focused credit union can make! We invite you to visit us during our convenient hours or call us for more information about how we can help you achieve your financial goals.

At The Summit, our journey began in 1941 when we opened our doors at 2315 E Main St, Rochester, NY. Since then, we have grown into a trusted financial partner for over 95,000 members, with total assets now exceeding $1.35 billion. Our branch has remained a beacon of support and guidance in the community for decades. The Summit was founded with a simple yet powerful mission: to empower individuals and families by providing accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, and we work tirelessly to make that happen. Whether it's offering personal banking solutions like checking and savings accounts or facilitating auto loans and mortgages, our focus is always on our members' needs. As our credit union evolved through the years, we embraced new technologies and initiatives aimed at enhancing member experience. Today, we proudly offer online banking and person-to-person payment options, ensuring that managing finances is easier than ever. In addition to our digital offerings, we remain committed to traditional services like drive-thru banking for those who prefer face-to-face interactions. Our commitment extends beyond just financial services; we actively engage in community outreach efforts designed to uplift those around us. Through partnerships with local organizations and initiatives focused on education and financial literacy, The Summit seeks to make a real difference in the lives of Rochester residents. While members can visit us at 2315 E Main St, Rochester, NY 14609 for all their banking needs, official correspondence should be sent to the same address. Our operating hours are designed to accommodate your busy lifestyle: Monday through Tuesday from 9:00 AM to 4:00 PM, Wednesday from 10:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. With an ATM available for your convenience and drive-thru banking options at your disposal, The Summit is here for you every step of the way. We invite you to join us on this journey toward better financial well-being. Experience the benefits of being part of a community-focused credit union where your success is our priority! For more information about joining or accessing our services, feel free to reach out at (585) 453-7000 or visit us online at www.summitfcu.org.

Welcome to The Summit, your friendly neighborhood credit union located at 2315 E Main St, Rochester, NY 14609. Our branch is easy to find and conveniently situated near local landmarks, making it a breeze for our members to drop by. Whether you're in the area for shopping or enjoying a day out, we're just around the corner! At The Summit, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities including ramps and designated parking spots to ensure that all our members can visit us with ease. If you have any questions before your visit, feel free to give us a call at 585-453-7000. We know your time is valuable. That's why we offer flexible operating hours: come see us Monday and Tuesday from 9:00 AM to 4:00 PM, Wednesday from 10:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. With these hours, you can easily fit banking into your busy schedule. For added convenience, we offer ATM services on-site and a drive-thru option for quick transactions like deposits and withdrawals. If you're a member of one of our partner credit unions, you'll also benefit from shared services right here at The Summit. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 2315 E Main St, Rochester, NY 14609. So why wait? We invite you to visit us today and discover how The Summit can help meet your financial needs!

Joining The Summit is like becoming part of a caring community that supports your financial journey. To become a member, you'll find that the process is designed to be welcoming and straightforward. If you live, work, or worship in the Rochester area, you're likely eligible! Additionally, family members of current members can also join, making it easy for loved ones to access our great services together. At The Summit, we offer a range of benefits, including personalized banking solutions and competitive loan rates that cater to your unique needs. Getting started is simple just visit us at 2315 E Main St Rochester Ny 14609 or give us a call at (585) 453-7000 for more information. You can also check out the detailed eligibility criteria on our website: . When you're ready to open an account, our friendly staff will guide you through the process. For further details on opening an account, please visit https://tscu.bd.digitals.dmattercloud.com/landingpage . We can't wait to welcome you into our community!

At The Summit, we understand that convenience and security are essential in today's fast-paced world. Our digital and online banking services are designed to give you the freedom to manage your finances whenever and wherever you need. Whether you're at home or on the go, our online banking platform is here to support you. With just a few clicks, you can access your account anytime through our website at https://www.summitfcu.org/ . Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with ease. Plus, if you're looking for an easy way to send money to friends or family, our person-to-person transfer feature makes it simple and quick. We take your security seriously. While we currently do not offer electronic signature authorization, our systems are built with robust security measures to keep your information safe. And if you prefer going paperless, you can easily sign up for e-statements, allowing you to view your account statements securely online without the clutter of paperwork. For those who are always on the move, we also offer mobile payments. While we don't have a dedicated mobile application just yet, our mobile-friendly website ensures that you can still access all your banking needs right from your smartphone or tablet. In short, The Summit is committed to making your banking experience as accessible and user-friendly as possible. With our digital banking tools at your fingertips, managing your finances has never been easier!

At The Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial health, ensuring that you can trust us with your money. With a net worth of $144,591,455, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,068 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $430,525,811 in share certificates and $317,993,602 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,722,158, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $124,240,311 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $22,468 in used auto loans and $1,144,430,854 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 246 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,006,243. Total Share Accounts: 188,315, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Summit is your trusted partner. Visit us at 2315 E Main St Rochester Ny 14609 or call (585) 453-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.