The One Credit Union Saegertown PA | Affordable Auto Loans & ATMs

Introduction

Welcome to The One, your trusted financial partner right here in Saegertown, PA! Located at 280 North St, Saegertown, PA 16433, we have been serving our community since 1949. With a strong commitment to our members, we proudly support over 12,487 individuals and families with a range of financial services tailored to meet their unique needs. At The One, we believe in the power of community and strive to make a positive impact through responsible lending and exceptional service. Our total assets stand at an impressive $118,224,553, reflecting our stability and dedication to your financial well-being. We manage around $7,977,584 in deposits and have facilitated over 6,051 loans, helping you achieve your goals whether that's purchasing a new vehicle or starting a business. Led by our CEO, Heather Clancy-Young, and Board President, Daniel Crandall, our team of 34 employees is here to provide you with personalized assistance. We understand that every member's journey is different, which is why we offer a variety of services from checking and savings accounts to auto loans and credit cards with rewards. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 280 North Street, PO Box 639, Saegertown, PA 16433 if you're using mail. We invite you to explore what The One has to offer by visiting our website at onefcu.com or giving us a call at 814-763-6584. Join us on this journey towards financial success together we can achieve great things!

Branch History & Mission

Our Evolution

From the start, The One aimed to provide accessible financial services tailored to meet the needs of local residents. Over the years, we've expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our evolution reflects our dedication to adapting to the changing needs of our members while maintaining the values that set us apart. We also recognize that progress includes embracing technology. Today, members enjoy convenient online and mobile banking solutions that make managing finances easier than ever. Our commitment to accessibility is reinforced through ADA compliance and the availability of ATMs and drive-thru banking services.

Our Mission

At The One, our mission is clear: we strive to empower individuals and families by providing financial solutions that enhance their quality of life. We believe in building strong relationships with our members based on trust and transparency. We actively engage in community outreach efforts, ensuring that we not only serve as a financial partner but also as a responsible neighbor dedicated to improving the lives of those around us. While members can visit us at our branch location for all their banking needs during our operating hours Monday from 9:00 am to 5:00 pm, Tuesday through Thursday from 9:00 am to 4:00 pm, and Friday from 9:00 am to 5:30 pm official correspondence should be sent to our mailing address at PO Box 639, Saegertown, PA 16433. As we continue forward, The One remains committed to supporting our members' dreams while positively impacting the community. We invite you to join us on this journey. Experience firsthand how we can help you achieve your financial goals! Visit us today or explore more about membership opportunities here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We strive to make banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps for easy access. There's ample parking available right outside, so you won't have to worry about finding a spot when you visit us.

Get in Touch!

We invite you to drop by and see how we can assist you today! If you have any questions or need more information, feel free to call us at 814-763-6584. We look forward to welcoming you into our community!

Operating Hours

We're here for you during convenient hours! Join us on Mondays from 9 AM to 5 PM, and from Tuesday to Thursday from 9 AM to 4 PM. On Fridays, we extend our hours until 5:30 PM to better serve you. Please note that we are closed on weekends.

Services Offered

At The One Fcu - Sagertown, we provide a range of services to help meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need quick cash? Our ATM is available for your convenience, along with drive-thru banking options for simple transactions. While members can visit us at our physical location, official correspondence should be sent to our mailing address: 280 North Street, Saegertown, PA 16433.

Member Eligibility

At The One, we believe that everyone deserves to be part of a caring community that supports their financial goals. Joining us is simple! If you live, work, worship, or attend school in Crawford County, you're likely eligible for membership. We welcome individuals from various backgrounds and circumstances, making it easier for you to find the financial solutions that fit your needs. For more specific details about eligibility, feel free to check out our website at https://onefcu.com/become-a-member/ . Opening an account with us is just as straightforward. You can start your journey towards becoming a member by visiting our account opening page at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4yqmp0jcgr0nu48ycqmqxlvylb6topts46t435fidaz . If you have any questions or need assistance during the process, don't hesitate to reach out by calling us at (814) 763-6584. We're excited to have you join our community at The One, located conveniently at 280 North St Saegertown Pa 16433!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processing. Imagine being able to accept payments seamlessly from customers using various methods. Whether it's credit cards or mobile payments, our services can help streamline transactions so you can focus on what matters most growing your business. If you're ready to take the next step in your business journey, visit us at 280 North St Saegertown Pa 16433 or call us at (814) 763-6584. Let's work together to unlock your business's full potential!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $49 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,590,245, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

At The One, we believe in making banking accessible for all. Our friendly staff is ready to assist you with any inquiries or transactions during our lobby hours: Monday from 9:00 am to 5:00 pm, Tuesday through Thursday from 9:00 am to 4:00 pm, and Friday from 9:00 am to 5:30 pm. You can reach us at 814-763-6584 for any questions or assistance. Join us at The One and discover how we can help you navigate your financial journey with confidence and ease. Explore our services further by visiting our website at onefcu.com, or stop by our branch today! We look forward to serving you!

Business Banking Services

For entrepreneurs and small business owners, we offer robust Business Banking solutions. Our Merchant Services allow businesses to accept payments easily and securely, while our Business Loans provide funding for growth and expansion. We're here to support your business every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services that let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills with just a few taps on your smartphone. Our ATM & Cash Withdrawal Services ensure you always have access to your money when you need it most. If you're in a hurry or prefer not to enter the branch, take advantage of our Drive-Thru Banking for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why our personal banking offerings include Checking & Savings Accounts designed to help you save and manage your money efficiently. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options come with competitive rates to make your purchase more affordable. For those looking to invest in a home, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you get the best terms possible. If you find yourself facing unexpected expenses, our Personal Loans & Debt Consolidation options can help you regain control over your finances without the stress. Plus, don't forget about our Credit Cards with Rewards, which provide benefits that can enhance your everyday spending.

Digital & Online Banking

Key Features of Our Online Banking Services

With our 24/7 online banking services, you have real-time access to your accounts right at your fingertips. You can check balances, view transaction history, and transfer funds with ease. Plus, our electronic signature authorization makes it simple to complete transactions securely without the hassle of paperwork. In addition, we provide e-statements to help you stay organized and informed. No more waiting for paper statements in the mail; you can view and download them whenever you need. This not only saves time but also helps reduce clutter. For those who prefer mobile banking, our mobile application is available for download, allowing you to manage your finances from anywhere. With features like person-to-person transfers and mobile payments, sending money to friends or making purchases is quick and easy. We prioritize your security with robust measures in place to protect your information while ensuring a smooth banking experience. With all these tools combined, managing your money has never been easier or more secure. Visit us today at https://onefcu.com/ and explore how our digital banking services can enhance your financial management!

Financial Strength

A Growing Community

We have a strong member base that trusts us with their finances, as shown by our 24,316 total share accounts. This indicates that more people are choosing The One as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The One is your trusted partner. Visit us at 280 North St Saegertown Pa 16433 or call (814) 763-6584 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $9,998,300 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,908 in used auto loans and $89,290,815 in total loans and leases.

Member Savings Security

Members' savings are secured through $35,265,440 in share certificates and $11,385,978 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 0 part-time employees ready to assist you with knowledgeable service.

Solid Financial Foundation

With a net worth of $10,352,834, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,519,132 in used vehicle loans and $13,117,427 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $4,590,245 provide the capital needed to grow and expand your operations. We are here to support local businesses with competitive rates and personalized service.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,472,035, making it easier than ever to secure a place you can truly call home.

Refinancing Options

If you're considering refinancing any existing loans, we can guide you through the eligibility options available. This could potentially lower your monthly payments or reduce your interest rate, helping you save more money over time. Our branch is located at 280 North St Saegertown Pa 16433, Saegertown, PA, and we're always ready to assist you. If you have any questions about our loan offerings or would like to start an application, feel free to call us at (814) 763-6584 during our operating hours: Monday from 9:00 AM - 5:00 PM, Tuesday through Thursday from 9:00 AM - 4:00 PM, and Friday from 9:00 AM - 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At The One, we're dedicated to providing transparent information and support as you navigate your financial journey.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,372,920 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or simply need an accessible line of credit for unexpected expenses.

Loan Aggregator

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THE ONE FEDERAL CREDIT UNION