The One Credit Union Meadville PA | Best Auto Loans & Business Banking

Introduction

Welcome to The One, your trusted credit union located at 868 Park Ave, Meadville, PA 16335. Since our establishment in 1949, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 12,487 members. With total assets exceeding $118 million and total deposits of $7,977,584, we are dedicated to ensuring your financial well-being. At The One, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking for a new vehicle or planning for your future, we've got you covered. Our leadership team is here to support you every step of the way. Led by CEO Heather Clancy-Young and Board President Daniel Crandall, our staff of 34 dedicated employees strives to create a welcoming environment where you can feel confident in your financial decisions. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 300 Arch Street, Meadville, PA 16335. If you have any questions or need assistance, don't hesitate to reach out to us at (814) 336-2794. Join us today and experience the difference that comes from being part of a community-focused credit union! For more information about our services or how to become a member, please visit our website at onefcu.com. We look forward to serving you!

Branch History & Mission

Community Engagement

Beyond banking services, we take pride in giving back to Meadville through various community outreach efforts. Our partnerships with local organizations help us support initiatives that uplift those around us. We're not just a credit union; we're part of this community's fabric. In summary, The One is not just about money it's about people. We invite you to join our growing family and experience the benefits of becoming a member today! If you're interested in learning more or opening an account, visit us online at onefcu.com or call us at 814-336-2794. Your financial journey starts here!

Our Mission

At The One, we believe in more than just transactions; we are committed to building strong relationships within our community. Our mission is centered around empowering individuals and families through education about financial literacy and providing resources that lead to better financial health. Whether you are looking for a new vehicle or seeking guidance on managing debt, we're here for you every step of the way. We understand that each member has unique needs. That's why we continually adapt our services and embrace advancements like online banking and mobile payments. With options such as e-statements and person-to-person payments, managing your finances has never been easier or more secure.

Our Story

The One was founded with a simple yet powerful mission: to provide accessible financial services and support to everyone in our community. As we evolved, we embraced the changes in technology and member needs while holding onto our core values of integrity and service. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to offer products that genuinely benefit our members. Our branch is conveniently located near key landmarks in Meadville, making it easy for you to visit us during our operating hours. We are open Monday from 9 AM to 5 PM; Tuesday through Thursday from 9 AM to 4 PM; Friday from 9 AM to 5:30 PM; and Saturday from 9 AM to 12 PM. If you need to send official correspondence, please use our mailing address at 300 Arch Street, Meadville, PA 16335.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and easy access points. You can feel confident knowing that we strive to make your visit comfortable and hassle-free.

Get in Touch!

Have questions? Ready to open an account? Call us at 814-336-2794 or come visit us today! We look forward to welcoming you into our community-focused credit union where your financial well-being is our top priority. Come see how The One Fcu can be your trusted partner in achieving your financial goals!

Operating Hours

We know that life can get busy! That's why we offer flexible operating hours tailored to fit your schedule: - Monday: 9 AM - 5 PM - Tuesday - Thursday: 9 AM - 4 PM - Friday: 9 AM - 5:30 PM - Saturday: 9 AM - 12 PM With these hours, you can easily find time during the week or on Saturday to handle your banking needs.

Our Location

At The One Fcu, we understand that convenience matters. That's why we are located on Park Avenue, a well-traveled street that makes it simple for you to stop by. Whether you're heading to the nearby park or visiting other local businesses, we're just a short drive away. For those who prefer public transportation or walking, our location is easily accessible with ample parking available. While members can visit us at 868 Park Ave for their banking needs, official correspondence should be sent to our mailing address at 300 Arch Street, Meadville, PA 16335.

Services We Offer

At The One Fcu - Park Ave, we provide a wide range of services designed to help you manage your finances effectively. From personal checking and savings accounts to auto loans and mortgages, we have something for everyone. Whether you're looking for credit cards with rewards or business banking solutions, our knowledgeable staff is here to assist you every step of the way.

Member Eligibility

At The One, we're excited to welcome you into our community where everyone is valued and supported. Becoming a member is simple and can open the door to a world of financial benefits tailored just for you. If you live, work, worship, or attend school in Crawford County, you're already on the path to membership! We also encourage family members of existing members to join us. This means that even if you're not in the area, your loved ones can still be part of our caring financial family. To learn more about our eligibility requirements, check out our detailed guidelines at https://onefcu.com/become-a-member/. Once you're ready to take the next step toward membership, opening an account is straightforward and can be done online at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4yqmp0jcgr0nu48ycqmqxlvylb6topts46t435fidaz. If you have any questions or need assistance, don't hesitate to reach out to us at (814) 336-2794. Join us at The One located at 868 Park Ave Meadville Pa 16335, and let's achieve your financial goals together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $49 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,590,245, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide essential tools for everyday transactions. Imagine being able to accept payments easily from your customers, whether they're shopping online or in-store. Our solutions simplify payment processing, allowing you to focus on what really matters growing your business. Located at 868 Park Ave Meadville Pa 16335, Meadville, PA, our team is ready to assist you. Reach out today at (814) 336-2794 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Options

For entrepreneurs and small businesses, our business banking services, including merchant services and business loans, are designed to help you thrive. Picture having the financial backing needed to expand your business operations or invest in new equipment.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Whether it's transferring funds, checking balances, or paying bills, everything is just a few clicks away. While we currently do not have ATM services at our branch location, rest assured that our staff is always available during operating hours to assist you with any cash withdrawal needs.

Financial Flexibility

If you find yourself needing extra cash for unexpected expenses or consolidating debt, our personal loans can be a great solution. This service helps you manage finances more effectively by combining multiple debts into one manageable payment. We also understand the importance of having purchasing power at your fingertips. That's why we offer credit cards with rewards that allow you to earn points on every purchase turning everyday spending into exciting rewards.

Get Started Today!

At The One, located at 868 Park Ave Meadville Pa 16335, we invite you to explore all these services designed with your needs in mind. If you're ready to take the next step towards better financial health or simply want more information about what we offer, give us a call at (814) 336-2794 or visit us online at The One Fcu - Park Ave. Let us partner with you on your financial journey today!

Personal Banking Solutions

Starting with our personal banking services, we offer various checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your day-to-day expenses while also saving for future goals. Our accounts come with features that make it convenient to access your funds whenever you need them. When it comes to financing a new vehicle, auto loans and vehicle financing options are readily available. Picture driving away in your dream car without the stress of overwhelming payments. We ensure competitive rates and flexible terms, making car ownership within reach. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide pathways to homeownership. Whether it's your first home or an investment property, we guide you through every step of the process.

Digital & Online Banking

Key Features

One of the standout features at The One is the ability to make person-to-person transfers with ease. Whether you're splitting a dinner bill or sending money to a friend, this service makes it quick and hassle-free. Plus, our mobile application provides an additional layer of convenience; you can manage your accounts right from your smartphone! For those who prefer digital documentation, we offer e-statements that allow you to receive your bank statements electronically saving paper and making it easier to keep track of your finances. And if you need to sign documents quickly, our electronic signature authorization feature lets you do just that without any fuss.

Security & Accessibility

Your security is our top priority. Our digital banking services incorporate advanced security measures to protect your personal information while ensuring a smooth user experience. With features like mobile payments available at your fingertips, paying for goods and services has never been easier or safer. At The One, we believe that banking should fit into your life seamlessly. Enjoy all these features and more as part of our commitment to providing exceptional service tailored just for you. Join us today and explore how our digital and online banking solutions can simplify your financial journey!

Financial Strength

Commitment to Growth

With $9,998,300 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,908 in used auto loans and $89,290,815 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 24,316, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The One is your trusted partner. Visit us at 868 Park Ave Meadville Pa 16335 or call (814) 336-2794 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $105,995 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $35,265,440 in share certificates and $11,385,978 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $10,352,834, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,519,132 in used vehicle loans and $13,117,427 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new model or a reliable used vehicle, we have financing solutions that can fit your budget.

Commercial Loans

If you're a business owner, our outstanding commercial loans totaling $4,590,245 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are here to support your vision. At The One, we're committed to helping you find the right loan product for your needs. Don't forget that refinancing options may also be available if you're looking to lower your payments or access cash from your current loans. To learn more about our loan offerings or to see if you qualify, give us a call at (814) 336-2794 or visit us at our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey is important to us let's take the next step together!

Credit Lines and Personal Loans

For those who need quick access to cash, our unsecured credit card loans total $8,372,920 and provide flexible terms that help members manage their finances effectively. Additionally, our credit lines are available for unexpected expenses or projects around the house, with total credit lines reaching $7,000,000.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,472,035, make buying or refinancing simple. We offer various programs that can help you navigate the home-buying process smoothly.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come only from legitimate financial institutions, ensuring transparency and reliability in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to make informed choices without any hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, giving users a clear view of their options. This feature is crucial for making well-informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that all offers are fair and transparent. Users can trust that they are viewing accurate information that reflects the current lending environment.

THE ONE FEDERAL CREDIT UNION - Meadville, PA

Compare Loan Rates Near You

Loan rates in Meadville, PA (16335)