The One Credit Union Meadville PA | Basic Drive-Thru & ATM Access

Introduction

Welcome to The One, your trusted credit union located at 300 Arch St, Meadville, PA 16335. Established in 1949, we have been dedicated to serving our community with integrity and care for over 70 years. With a total membership of 12,487 individuals, we pride ourselves on being more than just a financial institution; we're a part of your everyday life. At The One, we understand that each member has unique financial needs. That's why we offer a wide range of services tailored just for you. Our total assets stand strong at $118,224,553, reflecting our stability and commitment to you. With $7,977,584 in deposits and a robust loan portfolio comprising 6,051 loans, we're here to help you achieve your financial goals. Our leadership team is committed to providing exceptional service. Under the guidance of CEO Heather Clancy-Young and Board President Daniel Crandall, we focus on creating an inclusive environment where every member feels valued and supported. Our friendly staff of 34 employees is always ready to assist you with any inquiries or services you may need. While members can visit us at our main branch location, official correspondence should be sent to the same address: 300 Arch St, Meadville, PA 16335. Whether you're looking for personal loans or simply want to open a savings account, we've got you covered. We invite you to explore all that The One has to offer by visiting our website at onefcu.com. If you have questions or need assistance, please don't hesitate to call us at 814-336-2794. Together, let's take the next step in your financial journey!

Branch History & Mission

At The One, located at 300 Arch St, Meadville, PA 16335, we proudly reflect on our journey that began in 1949. Over the decades, we have grown from a small credit union into a vital financial partner for over 12,487 members. With total assets reaching an impressive $118,224,553, our commitment to providing exceptional service has only strengthened. From our inception, The One has been rooted in the belief that everyone deserves access to quality financial services. Our mission is clear: to empower our members through personalized financial solutions while fostering a strong sense of community. We are more than just a financial institution; we are a place where dreams take shape and futures are built. As we evolved, we embraced innovation while maintaining our core values. Our operating hours Monday from 9:00 AM to 5:00 PM, Tuesday through Thursday from 9:00 AM to 4:00 PM, and Friday until 5:30 PM are designed to meet your needs. With convenient ATM services and a drive-thru option for basic transactions, banking with us is straightforward and accessible. While members can visit us at our branch location, official correspondence should be sent to the same address: 300 Arch St, Meadville, PA 16335. This ensures that all communication remains efficient and effective. We take pride in being part of the Meadville community. Our partnerships with local organizations help us support various initiatives that enrich the lives of those around us. Whether it's sponsoring events or offering financial literacy programs, The One is dedicated to making a positive impact. In this digital age, we've also enhanced our services with online banking options and mobile applications for easy account management on-the-go. We ensure that our facilities comply with ADA standards so everyone can access our services comfortably. Join us today at The One! Experience the difference of being part of a community-focused credit union that prioritizes your financial well-being. Together, let's build brighter futures one member at a time. For more information or to become a member, please visit our website or call us at 814-336-2794.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 814-336-2794. We look forward to welcoming you at The One and helping you achieve your financial goals!

Location Highlights

Situated near local landmarks and just a stone's throw from bustling downtown Meadville, our location makes it easy for members to visit us. We pride ourselves on being accessible to everyone, featuring ADA-compliant facilities and ramps to ensure that all members can navigate our space comfortably.

Operating Hours

At The One, we understand that life can be busy. That's why we offer flexible operating hours designed to fit your schedule. Visit us Monday from 9 AM to 5 PM, Tuesday through Thursday from 9 AM to 4 PM, and Friday from 9 AM to 5:30 PM. Unfortunately, we're closed on Saturdays and Sundays.

Parking & Accessibility

We offer ample parking right outside the branch, making it convenient for you to stop by without any hassle. Our friendly staff is always ready to assist you with any special needs you might have during your visit.

Services Available

Our branch is equipped with essential services to meet your banking needs. Enjoy the convenience of our drive-thru service for deposits, withdrawals, and simple transactions. Plus, with ATM availability on-site, you can access your funds whenever you need them. While members can visit us at 300 Arch St for all their banking needs, official correspondence should be sent to the same address: 300 Arch St, Meadville, PA 16335.

Member Eligibility

Becoming a member of The One is like joining a welcoming family where your financial well-being is our top priority. To be eligible, you simply need to live, work, worship, or attend school in Crawford County or have a family member who is already a member. This means that anyone in our community can enjoy the benefits that come with membership, including personalized service and competitive rates on loans and savings. For more detailed information about eligibility, feel free to check out our resource at https://onefcu.com/become-a-member/. When you're ready to take the next step and open an account, it's easy! Just visit us at our branch located at 300 Arch St Meadville Pa 16335 or give us a call at (814) 336-2794 for assistance. You can also start the process online by following this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4yqmp0jcgr0nu48ycqmqxlvylb6topts46t435fidaz. We can't wait to welcome you into the The One family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $49 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,590,245, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine running a retail store where customers can pay easily with their preferred methods credit cards, mobile payments, or even contactless options. Our merchant services make this possible, allowing you to focus on what you do best: serving your customers. From seamless payment processing to essential reporting tools, we provide the resources you need to thrive. Visit us at 300 Arch St Meadville Pa 16335 in Meadville, PA, or call us at (814) 336-2794 to learn how we can support your business journey today!

Comprehensive List Of Services

Embracing Digital Solutions

In today's fast-paced world, convenience is key. That's why we offer various digital banking features that allow you to manage your finances anytime, anywhere. Imagine checking your account or transferring money without waiting in line our online banking platform makes it all possible. You can also enjoy mobile payments and person-to-person transfers right from your smartphone. At The One Fcu - Main, we value accessibility and strive to keep your banking experience straightforward and user-friendly. Plus, with electronic statements available, keeping track of your financial activities has never been easier.

Everyday Banking Made Easy

Imagine needing cash for a quick purchase or wanting to check your account balance while on the go. With our ATM Services, you can easily access your funds whenever you need them. We offer basic ATM access for withdrawals and balance checks, ensuring that your money is always within reach. If you prefer personal service, our Drive-Thru Banking is here for you too. It's perfect for making deposits, withdrawals, and handling simple transactions without having to step inside the branch. Our friendly staff is ready to assist you quickly and efficiently from the comfort of your vehicle.

Join Us Today!

With all these services designed with you in mind, we invite you to visit us at 300 Arch St Meadville Pa 16335 or call us at (814) 336-2794 for any inquiries. At The One, we are committed to helping our members achieve their financial goals through personalized service and innovative solutions. Explore how we can support you today by visiting our website at https://onefcu.com/. Your journey towards better banking starts here!

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform provides a user-friendly experience that allows you to stay on top of your finances effortlessly. You can enjoy electronic statements and take advantage of our mobile application, which makes banking on the go simple and efficient. If you're someone who loves using your smartphone for payments, you'll appreciate our mobile payments feature that lets you make transactions with ease. Need to send money to a friend or family member? Our person-to-person transfer option allows you to quickly send funds without any hassle. Plus, with electronic signature authorization available, signing documents has never been easier no need to visit the branch in person!

Security You Can Trust

At The One, we prioritize your security. Our online banking services are protected with advanced security measures so that you can feel confident managing your finances from anywhere. We understand how important it is for you to have peace of mind while handling your sensitive information. With all these services at your fingertips, managing your money has never been more accessible or straightforward. Join us at The One and experience the ease of digital banking today!

Financial Strength

At The One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to your financial well-being, we are proud to share insights into our strong financial standing. With a net worth of $10,352,834, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $35,265,440 in share certificates and $11,385,978 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,998,300 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,908 in used auto loans and $89,290,815 in total loans and leases. Our operational efficiency is reflected in our $105,995, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 24,316, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The One is your trusted partner. Visit us at 300 Arch St Meadville Pa 16335 or call (814) 336-2794 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,519,132 in used vehicle loans and $13,117,427 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with confidence, whether you're purchasing a brand-new model or a reliable pre-owned vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $4,590,245 provide the capital needed to grow and expand your operations. We understand the unique challenges of running a business and are here to offer tailored solutions. At The One, we believe that financing should be straightforward and accessible. If you're considering refinancing or want more information about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (814) 336-2794, or visit us during our operating hours: Monday from 9:00 AM - 5:00 PM, Tuesday-Thursday from 9:00 AM - 4:00 PM, and Friday from 9:00 AM - 5:30 PM (we're closed on weekends). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Credit Lines and Unsecured Credit Cards

For added flexibility in managing your finances, we also offer total credit lines amounting to $7,000,000. Additionally, our unsecured credit card loans total $8,372,920, helping members manage their finances effectively with flexible terms that fit your lifestyle.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,472,035, make buying or refinancing simple. We are committed to guiding you through the mortgage process, ensuring you have all the information needed to make informed decisions.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options equally. - Real-Time Rate Comparisons: The platform updates loan rates regularly from multiple institutions, helping you make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective and user-friendly LendMesh is for those looking to save money. Take control of your financial future by comparing real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

THE ONE FEDERAL CREDIT UNION - Meadville, PA

Compare Loan Rates Near You

Loan rates in Meadville, PA (16335)