THE MORNING STAR FEDERAL CREDIT UNION

Welcome to The Morning Star at Crow Agency, where your financial well-being is our top priority! Located at 22 E Makawasha Ave, Crow Agency, MT 59022, we proudly serve a vibrant community and foster a welcoming atmosphere. Since our establishment in 2022, we have dedicated ourselves to providing exceptional service and support to our 1,563 members. At The Morning Star, we understand that financial decisions can be overwhelming. That's why our team, led by CEO Sharon Small and Board President June Beartusk, is here to guide you through every step of your financial journey. With a total asset base of $2,202,273 and total deposits reaching $3,029,910, we are committed to ensuring your money is safe and accessible. While you can visit us at the branch for personal banking services including checking and savings accounts, auto loans, and credit cards with rewards please note that official correspondence should be sent to our mailing address: 509 Cheyenne Avenue, Lame Deer, MT 59043. Our experienced staff of 6 employees is ready to assist you with all your banking needs. We have successfully issued a total of 385 loans, showcasing our commitment to helping our members achieve their financial goals. Our net worth stands at an impressive $544,189, reflecting our strong foundation and stability. Whether you're looking for personal loans or business banking solutions, we invite you to reach out. Call us today at 406-477-8411 or visit our website at tmsfcu.com to learn more about how we can help you thrive financially. At The Morning Star, we're not just a credit union; we're your trusted partner in achieving financial success!

The Morning Star has a rich legacy in the heart of Crow Agency, MT. Established in 2022, our branch has quickly become a cornerstone for financial support and community engagement. Located at 22 E Makawasha Ave, Crow Agency, MT 59022, we proudly serve over 1,563 members who trust us with their financial needs. While our physical location is vital, official correspondence should be directed to our mailing address at 509 Cheyenne Avenue, Lame Deer, MT 59043. From the beginning, The Morning Star was founded on the principles of community service and mutual support. We understand that each member's success contributes to the overall well-being of our community. With total assets reaching $2,202,273, we have worked diligently to grow and provide a safe place for savings and loans. Our mission is simple yet powerful: to empower individuals and families through accessible banking solutions while fostering a spirit of camaraderie among our members. We offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our goal is to provide tailored financial services that fit the unique needs of our community. As technology advances, so do we. Although we currently do not have ATM or drive-thru services available, we are committed to enhancing member experiences through online and mobile banking solutions in the near future. Additionally, we're dedicated to ensuring that our branch meets ADA compliance standards so all members can access our services comfortably. The Morning Star also values partnerships within the community. Through various outreach programs and collaborations with local organizations, we strive to make a positive impact beyond just financial transactions. Our board president June Beartusk and CEO Sharon Small lead these initiatives with passion and dedication. Join us as we continue to grow and adapt to better serve you. Experience firsthand how The Morning Star can help you achieve your financial goals while being part of a supportive community. Visit us during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Together, let's build a brighter future! For more information or inquiries, feel free to reach us at 406-477-8411 or explore our website at The Morning Star.

Welcome to The Morning Star in Crow Agency, where convenience meets community! Located at 22 E Makawasha Ave, our branch is easy to find and ready to serve your financial needs. If you're sending official correspondence, please direct it to our mailing address at 509 Cheyenne Avenue, Lame Deer, MT 59043. Situated in the heart of Big Horn County, our branch is close to local landmarks that make it a familiar spot for residents. Whether you're stopping by on your way home or visiting us for the first time, you'll find ample parking available right outside our doors. Plus, we're committed to accessibility with features that ensure everyone can comfortably visit us. At The Morning Star, we understand that your time is valuable. That's why we offer lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Whether you're looking to open a checking account, apply for an auto loan, or simply have questions about our services, our friendly team is here to assist you. While we currently do not have ATM access or drive-thru banking at this location, we provide various personal and business banking services tailored just for you. From checking and savings accounts to credit cards with rewards and business loans, we've got you covered. So why wait? Feel free to give us a call at 406-477-8411 or drop by during our operating hours. We look forward to welcoming you into The Morning Star family!

Becoming a member of The Morning Star is more than just opening an account; it's about joining a warm and welcoming community that supports you in achieving your financial goals. To become a member at The Morning Star, you'll find that eligibility is straightforward and inclusive. Typically, individuals who live, work, or worship in the Crow Agency area can join us. This means whether you're a long-time resident or new to the community, you have the opportunity to experience the benefits we offer. Once you meet these simple criteria, opening an account is a breeze! You can start your journey with us by visiting our branch located at 22 E Makawasha Ave Crow Agency Mt 59022 or giving us a call at (406) 477-8411 for more information. We're here to help guide you through every step of the process. For detailed eligibility requirements and updates, feel free to check out our website at . Join The Morning Star today and enjoy personalized service tailored just for you!

At The Morning Star, we understand that convenience and security are essential in today's fast-paced world. That's why our digital and online banking services are designed to make managing your finances easier than ever. Whether you're at home or on the go, our services ensure you can access your accounts safely and efficiently. Explore our online banking options at https://www.tmsfcu.com/ . Here, you can manage your accounts, check balances, and make payments without needing to visit a branch. Although we currently don't offer features like electronic signatures, e-statements, or mobile payments, we are committed to keeping your information secure with top-notch protection. Our platform is user-friendly, ensuring that even those new to digital banking can navigate it with ease. Real-time account management means you can stay on top of your finances whenever you need. Plus, while we don't have a dedicated mobile application or person-to-person transfer options just yet, our website is fully equipped for all your banking needs. At The Morning Star, we're focused on making banking accessible anytime you need it. With 24/7 online banking services coming soon, you'll never have to worry about when you can get things done. We're here to help simplify your banking experience so you can focus on what matters most in life.

At The Morning Star, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a solid foundation that allows you to feel confident in your financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $544,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,471 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $125,715 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $112,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $418,950 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $432,112, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 2 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 2,402, showing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Morning Star is your trusted partner. Visit us at 22 E Makawasha Ave Crow Agency Mt 59022 or call (406) 477-8411 to learn more about how we can help you achieve your financial goals.