The Infirmary Fairhope AL Credit Union | Low Mortgage Rates & Auto Loans

Introduction

At The Infirmary, located at 750 Morphy Ave, Fairhope, AL 36532, we pride ourselves on being more than just a credit union; we are a community partner committed to enhancing the financial well-being of our members. Established in 1974, we have built a strong foundation with a membership of 4,688 and total assets of $33,154,745. With a dedicated team of 11 employees, led by our CEO Mindy Maghupoy and Board President Clewis Smith, Jr., we strive to offer personalized services tailored to meet your unique financial needs. Whether you're looking for checking accounts, auto loans, or mortgage options, we have solutions designed just for you. Our total deposits stand at an impressive $6,889,020, showcasing the trust our members place in us. As you consider your financial future, remember that with a net worth of $4,189,759 and cash in hand amounting to $981,131, we are well-equipped to support you every step of the way. While members can visit us at our branch address for assistance, please note that official correspondence should be directed to our mailing address: P.O. Box 2183, Mobile, AL 36652. We invite you to explore our website at theinfirmaryfcu.com for more information about our services and how we can help you achieve your financial goals. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members! If you have any questions or need assistance, feel free to call us at 251-990-1413. Your financial journey starts here!

Branch History & Mission

Join Us

As we continue this legacy of growth and service, we invite you to become part of The Infirmary family. Experience firsthand the advantages of membership whether it's through personalized service or community initiatives aimed at making Fairhope a better place for everyone. For more information about joining us or exploring our services, please call us at 251-990-1413 or visit us online at The Infirmary. Together, let's build a brighter future!

Our Journey

Our journey began with the vision of providing personalized banking services tailored to meet the unique needs of our members. Over the years, The Infirmary has continually evolved, embracing new technology and enhancing our service offerings while staying true to our mission: to empower our members through exceptional financial services and community support. From the outset, we recognized that each member's financial journey is different. That's why we offer a range of products including personal banking accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking options. With digital advancements like online banking and mobile payments now available, we ensure our members can manage their finances conveniently and securely.

Our Mission

At The Infirmary, our mission is simple yet powerful: to provide superior financial services while fostering a spirit of community engagement. We strive not just to be a bank but a partner in every member's financial journey. We are committed to supporting local initiatives and outreach programs that uplift our community. By collaborating with local organizations and participating in various community events, we aim to make a positive impact beyond just banking. While members can visit us at 750 Morphy Ave Fairhope Al 36532, official correspondence should be sent to P.O. Box 2183, Mobile, AL 36652 if needed. We take pride in being ADA compliant and ensuring all members can access our services comfortably.

Branch Location & Accessibility

Convenient Access and Amenities

At The Infirmary, we believe that banking should be simple and accessible for everyone. Our branch features ample parking for your convenience and is designed with accessibility in mind. If you have any mobility concerns, rest assured that our facility meets ADA standards with ramps and easy access points.

Full-Service Banking Right Here

Whether you're looking for personal banking services like checking and savings accounts, vehicle financing options, or even mortgage loans, The Infirmary has you covered. Plus, with our ATM available right on-site, you can access cash whenever you need it without the hassle. While we don't currently offer drive-thru services, our friendly staff is always ready to assist you inside the branch. If you need to send us official correspondence, please note that our mailing address differs slightly: P.O. Box 2183 in Mobile, AL.

Operating Hours That Fit Your Schedule

Our team is here to help you during convenient hours: we're open Monday and Friday from 8:30 a.m. to 5:00 p.m., and on Wednesdays from noon until 5:00 p.m. We understand that life gets busy, so we aim to make it easier for you to take care of your financial needs.

Reach Out Anytime

Got questions? Don't hesitate to call us at 251-990-1413! We're always happy to chat about how we can serve you better or help set up an appointment. Come visit us at The Infirmary today! We look forward to welcoming you into our community of members dedicated to achieving their financial goals together.

Member Eligibility

At The Infirmary, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward joining us. If you live, work, or go to school in the Fairhope area, you're likely eligible to join our credit union! We welcome individuals from various backgrounds and situations, making it easy for you to access our range of services. To check the specific eligibility criteria and see if you qualify, visit our detailed page at http://www.theinfirmaryfcu.com/membershipbenefits-of-membership. Joining us isn't just about opening an account; it's about becoming part of a family that cares about your financial well-being. Our friendly team at The Infirmary, located at 750 Morphy Ave Fairhope Al 36532, is here to guide you through the simple account opening process. You can reach out to us anytime at (251) 990-1413 if you have questions or need assistance. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have member or non-member commercial loans available, we are dedicated to exploring opportunities that can help local businesses thrive in the future.

Merchant Services Made Easy

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services offer practical solutions to help streamline your transactions, enabling you to focus on what you do best running your business. From simple credit card processing to advanced point-of-sale systems, we ensure your operations run smoothly. Located at 750 Morphy Ave Fairhope Al 36532 in Fairhope, we invite you to reach out at (251) 990-1413 for more information about how our business banking services can empower your entrepreneurial journey. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our branch provides convenient ATM & Cash Withdrawal Services, ensuring that accessing your money is simple and straightforward. You can also perform basic ATM functions like balance checks without any hassle. At The Infirmary, we pride ourselves on being more than just a financial institution; we are a community partner committed to enhancing the lives of our members through personalized services and support. If you have any questions or need assistance, don't hesitate to reach out at 251-990-1413. We invite you to visit us at our Fairhope branch or explore more about what we offer by visiting our website at theinfirmaryfcu.com. Let us help you achieve your financial goals today!

Business Banking Solutions

For our members who run businesses, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services & Business Loans to help your company thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. With features such as mobile payments and person-to-person transfers, managing your finances has never been easier. You can check balances, pay bills, and transfer funds right from your smartphone or computer.

Credit Cards and Rewards

Looking to earn rewards while you spend? Our Credit Cards with Rewards program allows you to enjoy benefits on everyday purchases. This is just another way we strive to add value to your financial experience.

Personal Banking

We offer various personal banking solutions to help you manage your everyday finances effectively. Our Checking & Savings Accounts are designed to fit your lifestyle, allowing easy access to your funds and helping you save for what matters most. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms. If you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services make it easier than ever. And if you need extra cash for personal projects or consolidating debt, our Personal Loans & Debt Consolidation options can provide the support you need.

Digital & Online Banking

Key Features

Managing your accounts is simple with features like E-Statements, which allow you to receive your bank statements electronically. This not only saves paper but also gives you quicker access to your financial records. Plus, with our Electronic Signature Authorization, signing documents online has never been easier no more printing or scanning required. For those who enjoy the ease of mobile banking, our Mobile Application makes it easy to handle transactions on the go. You can also take advantage of Mobile Payments to make purchases directly from your phone, ensuring that your wallet is always light while still being ready for any purchase. Need to send money to a friend? Our Person-to-Person Transfers feature lets you quickly send cash without hassle. It's a great way to split expenses or pay back a friend instantly. At The Infirmary, we prioritize your security while providing these services. Our online banking platform employs robust security measures to keep your information safe, giving you peace of mind as you manage your finances digitally. Embrace the convenience and accessibility of modern banking with The Infirmary today!

Financial Strength

At The Infirmary, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to support your needs. With a net worth of $4,189,759, we demonstrate our solid financial position, allowing us to offer competitive rates, lower fees, and enhanced services tailored to our members. Our net worth ratio of $1,264 further highlights our robust capital foundation, ensuring that we can continue providing loans and reliable services even during uncertain economic times. Members' savings are secured through $1,741,320 in share certificates, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $2,999,000, we focus our resources on benefiting you delivering better loan rates and exclusive perks. We also have $4,189,759 in undivided earnings, which means we reinvest in innovative banking tools and stronger lending options, enhancing your experience with us. With $370 in used auto loans and $14,199,206 in total loans and leases, our capacity to support your financial goals is significant. Our operational efficiency is reflected in our $0, enabling us to maintain competitive loan rates while providing solid financial products. We take pride in having 11 full-time employees dedicated to serving you with expertise and care. Net Shares (Funds available for lending and investments): $529,237. Our commitment to transparency is evident as we manage 9,612, showcasing a growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Infirmary is your trusted partner. Visit us at 750 Morphy Ave Fairhope Al 36532 or call (251) 990-1413 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,949,596 in used vehicle loans and $4,898,243 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to drive away in the vehicle you want.

Credit Lines and Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging. That's why we provide flexible credit lines totaling $1,215,300 to help you bridge any financial gaps. Additionally, our unsecured credit card loans amounting to $428,662 give you the freedom to manage your purchases without tying up your assets.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify buying or refinancing a home. We offer various loan types, including Junior Lien 1-4 Family Residential Properties loans totaling $0, making it easier for you to secure your dream space.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we encourage you to reach out. Our team at The Infirmary can guide you through eligibility options and potential savings. Our commitment is not just about providing loans; it's about creating lasting relationships with our members. With personalized service and competitive rates, we're here to support your journey every step of the way. For more information on our loan offerings or to discuss how we can assist you in achieving your financial goals, please visit us at 750 Morphy Ave Fairhope Al 36532 in Fairhope, AL, or give us a call at (251) 990-1413. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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The Infirmary