The Heart Center Roslyn NY Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to The Heart Center Federal Credit Union, your trusted financial partner located at 100 Port Washington Blvd, Roslyn, NY 11576. Since our establishment in 1976, we've been committed to empowering our members with the tools and resources they need to achieve their financial goals. With a robust membership of 2,476 individuals, we take pride in serving our community with personalized banking solutions that truly make a difference. At The Heart Center, we understand that finances can sometimes feel overwhelming. That's why our dedicated team, led by CEO Maureen Duff and Board President Wendy Bezko-Colligan, is here to guide you every step of the way. Our credit union boasts total assets of $20,684,329 and total deposits of $1,796,218, reflecting our stability and commitment to your financial well-being. While members can visit us at our branch address, official correspondence should be sent to the same location for convenience. Whether you're looking for auto loans or personal banking services, we offer a range of options tailored to meet your needs. With 785 loans currently active and a net worth of $2,941,869, we are well-equipped to support your financial journey. We invite you to explore how The Heart Center can help you thrive financially. Feel free to reach out at (516) 562-6650 or visit our website at theheartcentercu.com for more information. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

At The Heart Center, our story is one of community, trust, and unwavering support. Established in 1976, we have proudly served the residents of Roslyn, NY, and surrounding areas for over four decades. Our branch, located at 100 Port Washington Blvd, has become a cornerstone of the community. With our unique identifier as site ID 33384, we are more than just a financial institution; we are a trusted partner in your journey toward financial wellness. Since our inception, we have grown to welcome over 2,476 members who rely on us for their banking needs. Our total assets now stand at an impressive $20,684,329. This growth reflects not only our commitment to providing exceptional services but also the strong relationships we build with our members. We understand that every individual has unique financial goals and challenges, and we strive to meet those needs with personalized solutions. Our mission is simple yet powerful: to empower our members by offering accessible and affordable financial services while actively supporting the community. We believe in giving back whether through educational workshops that help individuals improve their financial literacy or by collaborating with local organizations to foster economic development. Our team is dedicated to ensuring that each member feels valued and understood. While members can visit us at our physical location in Roslyn, official correspondence should be sent to the same address: 100 Port Washington Blvd, Roslyn, NY 11576. We operate Monday through Thursday from 7:30 AM to 4:30 PM and Friday from 7:30 AM to 3:30 PM to accommodate your busy schedule. Though we currently do not offer ATM services or drive-thru banking at this branch, we do provide convenient online banking options that allow you to manage your finances anytime, anywhere. We are committed to ensuring that all services comply with ADA standards so everyone can access what they need without barriers. At The Heart Center, we are proud of our partnerships within the community. These collaborations enable us to extend our reach and impact further. Whether it's helping a small business thrive or guiding families toward homeownership through mortgage loans and refinancing options, our focus remains on uplifting those around us. We invite you to join The Heart Center family today! Experience firsthand how we can support your financial goals while making a positive difference in the community together. For more information or assistance, please call us at 516-562-6650 or visit our website at theheartcentercu.com. Your journey starts here!

Branch Location & Accessibility

Welcome to The Heart Center, your friendly neighborhood credit union located at 100 Port Washington Blvd in the charming town of Roslyn, NY. Nestled in the heart of Nassau County, our branch is easily accessible and perfectly situated near local landmarks, making your visit convenient and enjoyable. Whether you're stopping by for banking services or simply to chat with our dedicated team, we're here to help you achieve your financial goals. While members can visit us at this address, official correspondence should be sent to the same location: 100 Port Washington Blvd, Roslyn, NY 11576. Our location offers ample parking and features that ensure everyone can access our services comfortably, including ADA-compliant ramps. At The Heart Center, we pride ourselves on being available when you need us. Our lobby hours are Monday through Thursday from 7:30 AM to 4:30 PM and Friday from 7:30 AM to 3:30 PM. We understand that life gets busy, so we strive to accommodate your schedule with these convenient hours. Although we currently do not offer ATM or drive-thru services, our team is ready to assist you inside with a variety of banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're equipped to support you every step of the way. If you have any questions or would like more information about our services, don't hesitate to give us a call at 516-562-6650. We invite you to come visit us at The Heart Center today! Experience firsthand the welcoming atmosphere and community-focused service that sets us apart.

Member Eligibility

Joining The Heart Center is like stepping into a warm and welcoming community where your financial well-being is our priority. If you're interested in becoming a member, you'll be pleased to know that eligibility is open to a variety of individuals. Whether you live, work, worship, or attend school in the local area, you could qualify for membership. It's an opportunity to enjoy personalized service and a range of financial products designed just for you. For more specific details about who can join, feel free to check out our eligibility criteria at . Once you've confirmed your eligibility, opening an account is straightforward! You can start the process by visiting us at https://ownerschoice.mortgagewebcenter.com/account/login?returnurl=%2fapplynow, or simply give us a call at (516) 562-6650 if you have any questions. We're here to help you take this exciting step towards better banking!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's fast-paced market, efficient payment processing can enhance customer satisfaction and streamline operations. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best running your business. Our merchant services are tailored to meet your needs and simplify transactions. For more information about our offerings, visit us at 100 Port Washington Blvd, Roslyn NY 11576, or call us at 516-562-6650. Let us be your partner in growth!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help make that dream a reality. We understand how important reliable transportation is, and we're here to support you every step of the way from application to approval.

Business Banking

If you're a business owner, we have solutions for you too! Our business banking services include merchant services and business loans tailored to help your business thrive. Imagine having access to funds when opportunities arise without the hassle of lengthy approval processes.

Convenient Access

At The Heart Center Federal Credit Union, convenience matters. That's why we provide easy access to all these services through our robust online banking platform. You can check balances, transfer funds, pay bills, and more all from the comfort of home. For assistance or more information about any of our services, feel free to reach out at 516-562-6650. Our team is ready to assist you during lobby hours: Monday through Thursday from 7:30 AM to 4:30 PM and Friday from 7:30 AM to 3:30 PM. Ready to take the next step? Visit us online at The Heart Center today!

Credit Cards with Rewards

Our credit cards with rewards are designed to enhance your spending power while offering benefits that matter most to you. Earn points for every purchase and redeem them for travel, merchandise, or cash back making everyday spending rewarding!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at The Heart Center, we offer tailored mortgage loans and refinancing options. Whether you're purchasing your first home or looking to lower your monthly payments through refinancing, our team is ready to guide you through the process.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that help you manage your money effectively. Imagine easily tracking your spending or saving for that dream vacation with just a few clicks online. With our online and mobile banking features, accessing your accounts is as simple as logging in from your phone or computer.

Personal Loans & Debt Consolidation

For those moments when unexpected expenses arise or when managing multiple debts feels overwhelming, our personal loans and debt consolidation services can provide relief. We aim to help you regain control of your finances with flexible loan terms that fit your budget.

Digital & Online Banking

Key Features

For those who prefer the paperless route, we provide e-statements that allow you to receive your account statements electronically. This not only helps you stay organized but also contributes to a more sustainable environment by reducing paper waste. Plus, with our electronic signature authorization, signing important documents is quick and secure. Though we currently do not offer mobile payments or a dedicated mobile application, you can still manage your finances effectively through our online banking portal. While person-to-person transfers aren't available just yet, you'll find that our other features more than meet your banking needs.

Security and Accessibility

We take your security seriously. Our online banking system employs the latest security measures to protect your personal information and transactions. You can bank with confidence knowing that your data is safe. In summary, whether you're looking to check balances, access statements, or manage your accounts from the comfort of your home, The Heart Center is here for you. Join us today and experience how easy it is to manage your finances digitally!

Financial Strength

Commitment to Growth

Our commitment to serving you goes beyond just stability. With $2,913,065 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $253 in used auto loans and $11,263,330 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $3,392,809 in share certificates and $2,829,556 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,941,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that your savings and investments are in capable hands. Furthermore, our net worth ratio of $1,420 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust from Our Members

Total Share Accounts: 4,117, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service while maintaining the high standards expected from your credit union. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Heart Center is your trusted partner. Visit us at 100 Port Washington Blvd Roslyn Ny 11576 or call (516) 562-6650 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,268,502 in used vehicle loans and $2,113,566 in new vehicle loans already helping members get on the road. We provide competitive rates on both new and used vehicles so that you can drive away with confidence.

Business Loans

For business owners seeking capital for growth and expansion, we have outstanding commercial loans available. Though our current offering stands at $0, we're dedicated to finding solutions that work for your business needs when they arise. At The Heart Center, we believe in empowering our members through financial education and support. We encourage you to reach out with any questions or visit us at our branch located at 100 Port Washington Blvd, Roslyn, NY 11576. Feel free to call us at 516-562-6650 during our operating hours: Monday-Thursday from 7:30 AM to 4:30 PM and Friday from 7:30 AM to 3:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's securing a loan or learning more about our services like personal banking or online banking options, we're here to guide you toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $896,312, make buying or refinancing simple. We offer various mortgage products to fit different budgets and lifestyles. If you're considering refinancing your current mortgage, we can help you explore eligibility options and find the best solution for your situation.

Personal Loans & Credit Options

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued, our team is ready to assist you in understanding how these options can help you manage your expenses effectively.

Loan Aggregator

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The Heart Center