The Golden 1 Credit Union Yuba City CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to The Golden 1, your trusted partner in financial services located at 1282 Stabler Ln Ste 640, Yuba City, CA 95993. Since our establishment in 1933, we have proudly served over 1,132,440 members, providing them with a range of banking solutions tailored to their needs. Our commitment to the community is reflected in our impressive total assets of $19,582,379,014 and total deposits amounting to $777,140,260. At The Golden 1, we understand that financial decisions can be overwhelming. That's why our dedicated team of 2,082 employees, led by CEO Donna Bland and Board President Keri Thomas, is here to guide you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While you can visit us at our branch for all your banking needs, please note that our official correspondence should be directed to our mailing address if it differs from our branch location. Our friendly staff is always ready to help you navigate your financial journey with confidence. Feel free to call us at (916) 732-2900 or visit us online at The Golden 1 for more information. Together, let's build a brighter financial future!

Branch History & Mission

At The Golden 1, we believe in the power of community and the importance of accessible financial services. Established in 1933, our Yuba City branch has been a pillar of support for members in Sutter County and beyond. From our humble beginnings to our current status as a trusted financial partner, we have consistently focused on serving our members with dedication and integrity. Located at 1282 Stabler Ln Ste 640, Yuba City, CA 95993, our branch is easily accessible for all your banking needs. Whether you're stopping by for personal banking services or seeking advice on auto loans and mortgages, our friendly team is here to help. While members can visit us at this location, official correspondence should be sent to our mailing address if it differs. Our mission at The Golden 1 is clear: we strive to provide exceptional financial services while fostering community growth and support. With over 1,132,440 members and total assets amounting to $19,582,379,014, we have grown significantly since opening our doors. This growth reflects our commitment to meeting the evolving needs of our members and the community at large. We are proud to offer a variety of services tailored to your needs be it personal banking with checking and savings accounts or comprehensive business banking solutions. Our digital advancements ensure that you can manage your finances easily through online banking and mobile applications. We also prioritize accessibility; our branch complies with ADA standards so everyone can enjoy our services comfortably. In addition to providing excellent financial products, The Golden 1 actively engages in community outreach initiatives. We believe in giving back through partnerships with local organizations and supporting events that uplift the residents of Yuba City. Our operating hours are designed for your convenience: Monday through Friday from 10:00 AM to 5:00 PM, and Saturday from 10:00 AM to 2:00 PM. We also offer ATM availability for quick transactions outside regular hours. Join us at The Golden 1 and experience firsthand the benefits of membership. Together, we can build a stronger financial future for you and your community! For more information or to become a member today, please call us at 916-732-2900 or visit us online at The Golden 1.

Branch Location & Accessibility

Call to Action

If you have questions or need further assistance, don't hesitate to reach out! Give us a call at 916-732-2900 or stop by our Yuba City branch today. We look forward to welcoming you into our community-focused family!

Nearby Landmarks and Access

Our branch is easily accessible and situated near familiar local landmarks. You can find us just a short drive away from the Yuba Sutter Mall, making it easy to combine your banking needs with shopping errands. Parking is ample and convenient, ensuring that you can quickly stop by without any hassle. For those who need assistance, we are committed to providing accessibility features, including ADA-compliant entrances.

Operating Hours and Services

We invite you to visit us during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM, and Saturday from 10:00 AM to 2:00 PM. Our friendly staff is ready to assist you during these times, whether you prefer in-person service or need help navigating our online banking options. At The Golden 1, we offer a variety of services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards with rewards. If you're a business owner, you'll find our business banking solutions helpful too.

Member Eligibility

At The Golden 1, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the area, you're likely eligible to join us. We embrace a diverse range of individuals, so whether you're looking for personal banking solutions or business services, there's a place for you here. The benefits of membership include competitive rates on loans and savings accounts, as well as personalized service that puts your needs first. To learn more about eligibility requirements, feel free to visit our website at http://www.golden1.com/membership-benefits . When you're ready to take the next step, opening an account is quick and easy. Just head over to http://www.golden1.com/apply-today to get started today! If you have any questions or need assistance, don't hesitate to call us at (916) 732-2900 we're here to help!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner that simplifies payment processing while you focus on what you do best running your business. Our merchant services are designed with you in mind. Whether you're a local shop or a growing enterprise, we help streamline transactions, making it easier for your customers to pay while enhancing your cash flow. Reach out to us today at (916) 732-2900 to learn how our business banking solutions can help elevate your operations. At The Golden 1, we're here to invest in your vision!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For our business members, we offer tailored services like merchant services and business loans to help you grow your venture. Whether you're starting out or expanding, we're committed to supporting local businesses in achieving their goals.

Credit Cards

Our credit cards with rewards offer added value for everyday purchases. Enjoy earning points on what you already buy whether it's groceries or gas making it easier to treat yourself later on.

Digital Banking Convenience

In today's fast-paced world, managing finances online is crucial. At The Golden 1, we provide robust online and mobile banking platforms for easy access to your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying connected with your finances is effortless. We also ensure access through our ATM services which allow for quick cash withdrawals and balance checks without needing to visit the branch. --- Ready to take charge of your financial future? Visit us at 1282 Stabler Ln Ste 640 Yuba City Ca 95993 or give us a call at (916) 732-2900 today! You can also learn more about becoming a member by visiting our website. Let's work together toward achieving your financial dreams!

Home Financing

When it comes to home ownership, we provide mortgage loans and refinancing solutions tailored to your unique situation. Picture yourself settling into your new home with confidence, knowing you've secured an affordable loan that fits within your budget. Our team is here to guide you through every step of the process.

Personal Banking

For those interested in personal finance, we offer a variety of checking and savings accounts that fit different lifestyles. Imagine having the flexibility to manage your money with ease; our accounts come with features that allow you to track spending and set savings goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help turn your dream car into reality. With competitive rates and flexible terms, getting behind the wheel has never been simpler.

Personal Loans

In times of need, our personal loans and debt consolidation services can be a lifesaver. Whether you're planning a big purchase or consolidating existing debt, we strive to provide support that helps you regain control over your finances.

Digital & Online Banking

In today's fast-paced world, managing your finances should be as easy and secure as possible. At The Golden 1, we understand that convenience matters. That's why we offer a comprehensive suite of digital and online banking services designed to give you control over your money anytime, anywhere. With our 24/7 online banking services available at https://www.golden1.com/ , you can check balances, pay bills, and transfer funds with just a few clicks. You'll also appreciate the option for e-statements, making it easy to access your financial information without the clutter of paper. Plus, with electronic signature authorization, signing documents is simple and secure no more printing or mailing required! For those on the go, our mobile application puts banking right in your pocket. Whether you need to make person-to-person transfers or utilize mobile payments for quick purchases, everything is at your fingertips. The app is designed for ease of use so you can manage your accounts seamlessly while enjoying peace of mind knowing that your information is protected. At The Golden 1, we strive to make banking accessible for everyone. Our user-friendly features allow you to stay on top of your finances in real-time, ensuring you have the information you need when you need it most. Experience the freedom and security of modern banking today!

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which reassures you of our commitment to serving your needs effectively. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. Our strong performance is reflected by our impressive $82,266,177, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we proudly manage 2,432,889 accounts a testament to the growing trust from our member base who rely on us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 1282 Stabler Ln Ste 640 Yuba City Ca 95993 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new vehicle or a reliable used car, we have flexible terms that can suit your budget. Plus, if you're considering refinancing an existing auto loan, we can assist with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchases, inventory, or operational costs, we have options available that can help you succeed. At The Golden 1, we're committed to making financial solutions accessible and straightforward. For any questions about eligibility or refinancing options for our loans, please don't hesitate to reach out at (916) 732-2900 or visit us at 1282 Stabler Ln Ste 640 Yuba City Ca 95993 in Yuba City, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey matters to us!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We provide various mortgage products tailored to meet your needs whether you are a first-time buyer or looking to refinance your current home.

Unsecured Credit Cards

Managing daily expenses is easier with our unsecured credit card loans, totaling $605,216,049. These cards come with flexible terms and rewards that can help you manage your finances effectively while also earning benefits for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Access

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Your Business Growth

Comprehensive List Of Services

Business Solutions

Credit Cards

Digital Banking Convenience

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Call to Action

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