The Golden 1 Credit Union Woodland CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to The Golden 1, your trusted financial partner in the heart of Woodland, CA. Located at 1801 E Gibson Rd Ste D, our branch has been serving the community since 1933 with a commitment to providing exceptional banking services tailored to meet your needs. With over 1,132,440 members and assets exceeding $19.58 billion, we pride ourselves on being a reliable resource for both personal and business financial solutions. At The Golden 1, we understand that banking is more than just numbers it's about building relationships and supporting our community. Our dedicated team, led by CEO Donna Bland and Board President Keri Thomas, works hard every day to ensure that you receive personalized service and sound financial advice. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we've got you covered. While members can visit us at 1801 E Gibson Rd Ste D, official correspondence should be sent to 1801 E Gibson Rd Ste D, Woodland, CA 95776-5167. Our branch is open Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM, making it convenient for you to stop by whenever you need assistance. With total deposits of $777,140,260 and a net worth of $2,041,864,607, we are well-equipped to help you achieve your financial goals. Our services extend beyond traditional banking; we also offer online and mobile banking options for your convenience. Explore what The Golden 1 can do for you today! Visit our website at The Golden 1 or call us at 916-732-2900. Let's work together towards a brighter financial future!

Branch History & Mission

Community Engagement

Our connection to the Woodland community goes beyond transactions. We actively participate in local events and partner with organizations that share our vision of making a positive impact. Whether it's sponsoring local sports teams or organizing financial literacy workshops, we strive to be an integral part of your everyday life. While members can visit us at 1801 E Gibson Rd Ste D, official correspondence should be sent to 1801 E Gibson Rd Ste D, Woodland, CA 95776-5167. We invite you to join The Golden 1 family today! Experience firsthand how we put our members first while providing the tools and resources necessary for financial success. Visit us or check out our website at golden1.com for more information on how we can assist you!

Our Mission

The mission of The Golden 1 is not just about banking; it's about empowering our members through quality service and support. We aim to enhance the financial well-being of individuals and families by offering a wide range of products such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our commitment extends beyond traditional services; we prioritize community outreach initiatives that uplift those around us. Over the years, we've adapted to changing times with digital advancements such as online banking and mobile payments, ensuring that we meet your needs wherever you are. We also maintain ADA compliance to make banking accessible for everyone.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at The Golden 1 branch in Woodland! If you have any questions or need assistance before your visit, don't hesitate to call us at 916-732-2900. Our friendly team is excited to assist you with all your financial needs!

Nearby Landmarks and Accessibility

You'll find us near several local landmarks, which makes it easy to stop by while you're out and about. Our location is easily accessible with ample parking available right outside the branch. We are committed to making our services available to everyone; therefore, our facility is ADA compliant, featuring ramps and other accessibility features.

Operating Hours and Services

We understand that life can be busy, so we offer convenient hours for your banking needs. Our lobby is open from Monday to Friday from 10:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 2:00 PM. Feel free to drop by during these hours! At The Golden 1 branch in Woodland, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking options. Plus, our ATM is readily available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At The Golden 1, we believe in creating a welcoming community where every member feels valued and supported. Becoming a part of our family is simple! If you live, work, or attend school in the areas we serve, you can join us. We're proud to offer membership to individuals who meet these criteria, as well as their immediate family members. This means that whether you're just starting out or looking for a place that understands your financial needs, we are here for you. Joining The Golden 1 comes with fantastic benefits like competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products designed to help you achieve your goals. The process of opening an account is straightforward and can be done online or in person at our branch located at 1801 E Gibson Rd Ste D Woodland Ca 95776. For more detailed information about eligibility requirements, feel free to visit our website at http://www.golden1.com/membership-benefits . If you have any questions or need assistance, don't hesitate to give us a call at (916) 732-2900. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Loan Options to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced environment, efficient payment processing is essential. Our merchant services help streamline transactions so you can focus on running your business. Imagine a busy Saturday at your café our point-of-sale solutions ensure quick payments, letting you serve more customers without delays. With our tools, managing sales and customer data becomes effortless, allowing you to make informed decisions about inventory and service improvements. Located at 1801 E Gibson Rd Ste D Woodland Ca 95776 in Woodland, CA, we're here to help your business thrive. Contact us at (916) 732-2900 to learn how we can assist you today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATM access available throughout the area, withdrawing cash is simple and convenient. You can easily check your balance or withdraw funds without stepping into a branch. At The Golden 1, we pride ourselves on making banking as easy as possible through digital features like mobile payments and person-to-person transfers. Our commitment extends beyond just services; it's about building relationships with our members and ensuring their financial success. If you're ready to explore how we can assist you further or if you have questions about any of our offerings, feel free to reach out at (916) 732-2900 or visit us in person during our lobby hours: Monday through Friday from 10:00 AM - 5:00 PM and Saturday from 10:00 AM - 2:00 PM. We look forward to serving you!

Auto Loans & Vehicle Financing

If you're thinking about purchasing a car, our auto loans and vehicle financing options make it easy to drive away in your dream vehicle. We offer competitive rates and flexible terms that fit your budget. Plus, with our straightforward application process, getting approved is quicker than ever.

Business Banking

For small business owners, our business banking services include merchant services and business loans designed specifically to support local entrepreneurs like yourself. We understand that running a business requires reliable financial tools, so we aim to provide solutions that promote growth.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards that offer rewards on everyday purchases! This card not only helps build your credit but also gives back when you spend making it easier for you to earn points towards future travels or gifts.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans and refinancing services provide you with the support needed to navigate this important step confidently. We take the time to explain your options so that you can choose a plan that works best for you.

Personal Banking

Our personal banking services are designed with you in mind. With options for checking and savings accounts, we help you manage your day-to-day finances effectively. You can easily access your accounts through our online and mobile banking platforms, allowing you to check balances, pay bills, and transfer funds from anywhere at any time. Imagine being able to handle your banking needs while waiting in line at the grocery store!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help ease financial burdens. Whether you're looking to consolidate existing debts or need cash for a special project, we're here to help find the right solution for your situation.

Digital & Online Banking

At The Golden 1, we understand that convenience and security are paramount when it comes to managing your finances. That's why we've designed our digital and online banking services to fit your busy lifestyle while keeping your information safe. With our online banking platform, accessible at https://www.golden1.com/ , you can manage your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, our 24/7 online banking services make it easy and efficient. No more waiting in line; your bank is right at your fingertips! Our mobile application enhances this experience even further. It's designed for ease of use, ensuring that you can handle transactions smoothly on the go. Plus, with features like person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen. Security is a top priority for us. We offer electronic signature authorization for added peace of mind when signing documents digitally. You can also opt for e-statements, which not only help reduce paper clutter but also keep your account details secure and easily accessible. Additionally, if you enjoy the convenience of mobile payments, you'll be pleased to know we support that too! This feature allows you to make purchases quickly and safely using your smartphone. In short, The Golden 1 provides a comprehensive suite of digital banking tools designed with you in mind. Experience real-time account management that fits seamlessly into your life. Join us today and see how easy banking can be!

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of building trust through transparent and strong financial practices. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our lending capacity is impressive as well; with $122,383 in used auto loans and $14,251,111,689 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts stand at an impressive 2,432,889, showcasing the strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 1801 E Gibson Rd Ste D Woodland Ca 95776 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Services

For those looking for business opportunities, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. Additionally, if you're considering refinancing options or want more information about eligibility, our team is ready to assist you. Our branch is located at 1801 E Gibson Rd Ste D Woodland Ca 95776 in Woodland, CA, and we're here for you Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. If you have any questions or would like more information about our loan offerings, please don't hesitate to reach out at (916) 732-2900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At The Golden 1, we are committed to supporting your financial success every step of the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We cater to different needs with flexible terms and competitive rates, making it easier for you to drive away with your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that can benefit you as you navigate your financial landscape.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh is designed to help users navigate their borrowing options effectively. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that all loan offers are based on the latest results and are vetted for fairness and transparency (Source: https://www.ncua.gov ). Users can trust that they are viewing legitimate options that meet regulatory requirements. The benefits of using LendMesh are clear: - Verified Data: Loan offers come from legitimate financial institutions, ensuring a high level of transparency. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results to users. - Real-Time Rate Comparisons: Users get up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of LendMesh in delivering valuable insights to borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans