THE GOLDEN 1 CREDIT UNION - West Sacramento, CA

The mission of The Golden 1 is simple yet profound: We aim to provide outstanding financial services that help improve the lives of our members. We understand that banking goes beyond transactions; it's about building relationships and supporting dreams. Our services range from personal banking products like checking and savings accounts to auto loans, mortgages, and business financing. We also offer online and mobile banking options so that our members can manage their finances conveniently. In addition to offering robust financial products, we actively participate in community outreach efforts. From educational programs that enhance financial literacy to partnerships with local organizations, we strive to make a positive impact in West Sacramento and beyond. While members can visit us at 772 Ikea Ct for face-to-face assistance during our operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM official correspondence should be sent to the same address as it doubles as our mailing address. We are equipped with an ATM for easy cash access, though we currently do not offer drive-thru services or shared service centers. Our focus remains on delivering personalized service within our welcoming lobby environment. As we continue this journey together, we invite you to join The Golden 1 family. Experience firsthand how our dedicated team can support your financial goals while contributing positively to our vibrant community. Visit us today or explore more about membership benefits at our website or apply directly here. Together, let's build a brighter financial future!

We take pride in ensuring that everyone can access our services comfortably. Our branch is fully ADA compliant, featuring ramps and accessible entrances for all members of our community.

Ready to experience a better way of banking? We invite you to visit us at The Golden 1 in West Sacramento or give us a call at (916) 732-2900. Our friendly team is here to help you with whatever you need!

You'll find us nestled close to popular spots like the West Sacramento City Hall and the scenic River Walk Park, perfect for a stroll after your visit. With plenty of parking available right outside our doors, you can pop in without any hassle.

We know your time is valuable. That's why we're open Monday through Friday from 10:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 2:00 PM. Feel free to stop by during these hours for all your banking needs!

At The Golden 1, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. We also provide online and mobile banking services so you can manage your finances on the go. Plus, with ATM availability on-site, withdrawing cash is quick and easy. While members can visit us at 772 Ikea Ct West Sacramento Ca 95605, official correspondence should be sent to our mailing address at 772 Ikea Ct, West Sacramento, CA 95605.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer merchant services that can simplify your daily operations. Imagine processing payments quickly and securely while keeping track of sales data all in one place. Our solutions are designed to help you focus on what matters most growing your business. Visit us at 772 Ikea Ct West Sacramento Ca 95605 in West Sacramento, CA or call us at (916) 732-2900 to learn more about how we can partner with you on your journey to success.

Accessing your accounts is straightforward thanks to our various ATM and cash withdrawal services available at locations near you. With basic ATM access allowing for withdrawals and balance checks, getting cash when you need it is hassle-free. For added convenience, we also offer features like Mobile Payments and Person-to-Person transfers, making it easy to send money or settle up with friends. At The Golden 1 in West Sacramento, we pride ourselves on creating an inviting atmosphere where members feel valued and supported. We're here not just as your credit union but as partners in achieving your financial goals. If you're ready to explore how we can assist you further or wish to open an account today, don't hesitate to give us a call at 916-732-2900 or visit us online at The Golden 1. Let's start building a brighter financial future together!

For those who need additional funds, our Personal Loans & Debt Consolidation services provide flexible solutions to help manage expenses or pay down debt more effectively. Plus, if you're interested in building credit while enjoying perks, check out our Credit Cards with Rewards that come with various benefits tailored to your spending habits.

Looking to purchase a new vehicle? Our Auto Loans & Vehicle Financing make it easier than ever. Picture driving off in your dream car with manageable monthly payments tailored to fit your budget. We also offer Mortgage Loans & Refinancing options for those ready to buy a home or refinance their current mortgage for better rates. You can trust us to guide you through every step of the process.

Our personal banking services are crafted with you in mind. If you're just starting out or looking to save for the future, our Checking & Savings Accounts offer great options that make managing your money easy and accessible. Imagine being able to track your savings goals directly from your phone through our Online & Mobile Banking features! With just a few taps, you can check balances, transfer funds, and even deposit checks remotely.

If you're a business owner, we haven't forgotten about you! Our Business Banking services, including merchant services and business loans, are designed to support local entrepreneurs. We want to see your business thrive and will work closely with you to ensure that you have the financial tools necessary for success.

Our 24/7 online banking services allow you to check your balances, pay bills, and transfer funds with just a few clicks. You can enjoy the convenience of e-statements, meaning you'll receive your account statements electronically, saving both time and paper. Plus, our electronic signature authorization makes signing documents simple and secure no need for printing or mailing! For those on the go, our mobile application offers features like mobile payments that let you make purchases directly from your phone. Whether you're grabbing coffee or shopping for groceries, paying is quick and easy. And if you need to send money to friends or family, our person-to-person transfers are just a tap away.

We prioritize your security with robust measures in place to protect your personal information while ensuring ease of use. Our digital banking tools empower you to manage your finances in real-time, giving you peace of mind knowing that everything is under your control. With The Golden 1, you're not just getting access to banking services; you're gaining a trusted partner committed to making your financial journey smooth and efficient. Explore all these services today at https://www.golden1.com/ and experience the convenience of modern banking!

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases.

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our impressive $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Total Share and Deposit Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 772 Ikea Ct West Sacramento Ca 95605 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible financing options can accommodate your budget.

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your operations. Whether you need funds for equipment or working capital, we are ready to support your business journey. In addition to these options, we also provide personal loans for various needs, including debt consolidation. If you're interested in refinancing existing loans or exploring eligibility options, our team is here to assist you in navigating those possibilities. To learn more about our loan offerings or start your application process, feel free to reach out to us at (916) 732-2900 or visit us at 772 Ikea Ct West Sacramento Ca 95605, West Sacramento, CA. You can also find more information online at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product that fits your needs!

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We're here to guide you through the process and help you secure the best possible terms for your dream home.

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. These cards come with various benefits and rewards, making them an excellent option for everyday purchases.

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