The Golden 1 Credit Union Vallejo CA: Top Checking & Auto Loans

Introduction

Welcome to The Golden 1 located at 766 Admiral Callaghan Ln, Vallejo, CA 94591. Since our establishment in 1933, we have proudly served our community by offering personalized financial services designed to meet the needs of our members. With a total membership of over 1,132,440, we are dedicated to providing reliable banking solutions tailored for you. At The Golden 1, we understand that every financial journey is unique. Our team, led by CEO Donna Bland and Board President Keri Thomas, is committed to supporting you through various stages of life. Whether you're looking for a new auto loan or seeking mortgage refinancing options, we offer a range of services including personal banking, business banking, and online banking to ensure your experience is both convenient and beneficial. Our commitment goes beyond just numbers our total assets amount to an impressive $19,582,379,014, while our total deposits stand at $777,140,260. This reflects not only the trust our members place in us but also our strong foundation in the community. With a net worth of $2,041,864,607 and cash in hand totaling $747,087,746, we are well-equipped to provide the financial support you need. While members can visit us at our branch address for all their banking needs, please feel free to reach out via phone at 916-732-2900 for inquiries or assistance. We're here to help! Discover more about what The Golden 1 has to offer by visiting our website at www.golden1.com. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members. Your financial well-being is our priority!

Branch History & Mission

A Legacy of Growth

From our humble beginnings to becoming one of the largest credit unions in California, The Golden 1 has seen remarkable growth. Today, we proudly manage total assets amounting to $19,582,379,014. Our commitment to serving our community is evident in our wide range of services that include personal banking, auto loans, mortgages, and business banking options tailored to meet the needs of every member.

Community Focus

At The Golden 1, we are not just about banking; we're about building relationships within our community. We actively participate in outreach programs and partnerships that help improve the lives of those around us. Whether it's hosting financial literacy workshops or supporting local charities, our dedication extends beyond traditional banking services.

Innovation & Accessibility

In an ever-changing world, we embrace technology to enhance your banking experience. Our digital platforms allow for easy access to your accounts anytime and anywhere. From online banking to mobile payments and e-statements, convenience is at the heart of what we do. We ensure that all members have equal access by maintaining ADA compliance across all services.

Join Us Today!

We invite you to become part of The Golden 1 family. Experience personalized service that puts your needs first and discover how we can help you reach your financial goals. Stop by our branch or contact us at 916-732-2900 during our operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM to learn more about membership benefits or visit us online at The Golden 1. Let's work together towards a brighter financial future!

Our Mission

Our mission is clear: we aim to provide high-quality financial services while supporting the local communities we serve. We believe that everyone deserves access to affordable banking solutions that can help them achieve their dreams. This belief drives us daily as we work towards fostering financial wellness and stability for our members. While members can visit us at our branch location on Admiral Callaghan Lane, official correspondence should be sent to our headquarters in Sacramento, CA.

Branch Location & Accessibility

Convenient Access and Amenities

At our Vallejo branch, we prioritize your comfort and accessibility. We offer ample parking spaces, ensuring that you have a hassle-free experience when you visit. Our location is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to welcome everyone. While members can visit us at this address, please note that official correspondence should be sent to our mailing address: [Mailing address details if available].

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why we're here for you Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Whether you're stopping in for personal banking services like checking accounts or auto loans, or simply need assistance with online banking, our friendly team is ready to help during these hours.

Services Designed for You

The Golden 1 offers a variety of services tailored to meet your needs. From personal banking solutions such as savings accounts and credit cards with rewards to business banking options including merchant services, we've got you covered. Plus, our convenient ATM is available for cash withdrawals and balance checks whenever you need it.

We're Here for You!

Don't hesitate to reach out if you have any questions or need assistance. You can give us a call at (916) 732-2900. We invite you to come visit us at The Golden 1 in Vallejo where excellent service awaits!

Member Eligibility

At The Golden 1, we believe that joining our credit union means becoming part of a caring community dedicated to your financial well-being. To become a member, you just need to meet a few simple criteria. If you live, work, or attend school in the areas we serve, you're likely eligible! We welcome individuals and families from various backgrounds, making it easy for you to access our services designed with your needs in mind. Plus, being a member comes with fantastic benefits like lower loan rates and personalized customer service. Opening an account is a breeze! Just visit us at 766 Admiral Callaghan Ln Vallejo Ca 94591 or check out our website for detailed eligibility requirements at http://www.golden1.com/membership-benefits . You can start your membership journey by applying online through this link: http://www.golden1.com/apply-today . If you have any questions or want to chat about becoming a member, feel free to give us a call at (916) 732-2900. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there. Our merchant services offer practical solutions that help streamline your transactions and keep your cash flow healthy. Whether you're accepting payments online or at your storefront, we provide tools that make payment processing easy and secure. This means more time focusing on what you do best growing your business. Discover how The Golden 1 can partner with you in achieving your business goals today! For more information, call us at (916) 732-2900.

Comprehensive List Of Services

Auto Loans and Financing

If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple and affordable. We provide competitive rates so you can drive off in your dream car without breaking the bank. Our process is streamlined and user-friendly, ensuring you can get pre-approved quickly through our online platform.

Business Banking Solutions

For entrepreneurs or business owners, we know how crucial it is to have reliable support. Our business banking services, including merchant services and business loans, are designed to help your business thrive. We're committed to helping local businesses succeed in Vallejo.

Convenient Access

With an ATM available on-site, withdrawing cash or checking balances has never been easier. You'll enjoy basic ATM access for essential transactions without any hassle. At The Golden 1, our goal is to provide comprehensive financial services that cater to your everyday needs while ensuring convenience through modern technology. We invite you to visit us or call us at 916-732-2900 for more information about how we can assist you further. Ready to explore what we have to offer? Visit us at The Golden 1 today!

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards give back for every purchase you make! With various benefits designed to suit different spending habits, these cards can help you earn points towards exciting rewards while keeping your finances organized.

Mortgage Solutions

For those ready to settle into a new home or refinance their current mortgage, we offer personalized mortgage loans and refinancing options. Our dedicated team will work with you to find the right mortgage solution tailored to your unique situation. Owning a home should be a joyful experience, not a stressful one!

Personal Banking Services

Starting with personal banking, we understand that managing finances can sometimes feel overwhelming. That's why we offer checking and savings accounts that fit your lifestyle. Imagine having an account that not only helps you save but also allows you quick access to funds whenever you need them. Plus, our online and mobile banking features let you manage your money anytime, anywhere no more waiting in line!

Personal Loans and Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We're here to help lighten your financial load by providing flexible loan options that allow you to manage your debts more effectively.

Digital & Online Banking

Accessibility and Convenience

We know that life gets busy, which is why e-statements are available at your fingertips. Say goodbye to paper clutter and manage your statements electronically it's not just convenient; it's eco-friendly too! And if you prefer using mobile payments for everyday purchases, we've got you covered there as well. With our easy-to-use platform, you'll find managing your finances isn't just manageable; it's enjoyable. Whether you're checking balances, making payments, or transferring funds, everything is designed to be user-friendly and efficient. In summary, digital banking at The Golden 1 empowers you with the tools you need for real-time account management all while keeping your information safe and secure. Join us today and experience a new level of convenience in banking!

Key Features

With just a few clicks at https://www.golden1.com/ , you can take advantage of our robust online banking features. Need to check your balance? Want to transfer funds between accounts or send money to friends? Our person-to-person transfers make it simple and quick. Plus, if you're on the go, our mobile application offers all the same conveniences right in the palm of your hand. Security is our top priority. We use advanced encryption technology to protect your information, so you can bank with confidence. You can also utilize electronic signature authorization for added security and convenience when signing important documents online.

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust and designed with your needs in mind. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. Our operations reflect efficiency with a reported net income of $82,266,177, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 766 Admiral Callaghan Ln Vallejo Ca 94591 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a pre-owned one, our financing options are tailored to fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand that every business has unique requirements, and our team is here to support you with customized lending solutions. At The Golden 1, we are dedicated to helping you find the right loan product for your needs. If you're interested in refinancing options or want to learn more about eligibility requirements, feel free to reach out. You can contact us at (916) 732-2900 or visit us at our branch located at 766 Admiral Callaghan Ln Vallejo Ca 94591 in Vallejo, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We provide personalized assistance throughout the process, ensuring you have all the information needed to make informed decisions.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with various benefits that cater to your spending habits.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans