The Golden 1 Credit Union Turlock CA: Best Auto Loans & Personal Banking

Introduction

Welcome to The Golden 1, your trusted credit union located at 2450 Geer Rd, Turlock, CA 95382. Since our establishment in 1933, we have proudly served our community, growing our membership to over 1,132,440 individuals who rely on us for their financial needs. Our commitment is not just about numbers; it's about building lasting relationships and empowering our members with the resources they need to achieve their financial goals. At The Golden 1, we understand that every member's journey is unique. That's why we offer a range of services designed to meet diverse financial needs, including personal banking, auto loans, mortgage financing, and business banking solutions. With total assets exceeding $19,582,379,014, we are positioned to provide you with competitive rates and exceptional service. Our dedicated team of 2,082 employees is led by CEO Donna Bland and Board President Keri Thomas, who share a vision of community engagement and member satisfaction. Together, we strive to create a welcoming environment where you can feel confident in your financial decisions. While members can visit us at our branch in Turlock for all their banking needs, we also encourage you to explore our website at www.golden1.com for additional resources and online services. Whether you're looking to open a new account or inquire about loans our team is here to assist you every step of the way. Feel free to give us a call at (916) 732-2900 or drop by during our lobby hours: Monday through Friday from 10:00 AM to 5:00 PM, and Saturday from 10:00 AM to 3:00 PM. Experience the difference that comes with being a part of The Golden 1 family!

Branch History & Mission

Our Mission

At The Golden 1, our mission is simple yet profound: to empower our members through accessible financial services while giving back to the community that supports us. We strive to provide personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards that offer rewards. But our commitment extends beyond financial transactions; we actively engage in community outreach programs and partnerships aimed at uplifting those around us. We understand that financial literacy is key to achieving long-term success. That's why we prioritize education and support for all members whether you're a first-time homebuyer or looking for ways to manage debt effectively. We also embrace digital advancements by offering online banking services, mobile payments, and e-statements for added convenience. While members can visit us at 2450 Geer Rd Turlock Ca 95382, official correspondence should be sent to our headquarters located in Sacramento, CA. For any questions or assistance, feel free to reach out at (916) 732-2900. As we look ahead, we invite you to become part of our story. Experience the benefits of being a member at The Golden 1, where your financial goals meet genuine community care. Join us today and discover how together we can achieve more!

Branch Location & Accessibility

Accessibility Features

At The Golden 1, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots for those who need them. We strive to create an inclusive banking experience where everyone feels welcome.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 10:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 3:00 PM. This schedule allows you to fit your banking needs into your day with ease.

Services Offered

While you're here, explore our wide range of services designed to help you achieve your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, our ATM is available for quick cash withdrawals or balance checks whenever you need it. If you're looking for assistance or have questions about our services, feel free to give us a call at 916-732-2900. Our dedicated staff is ready to assist you! We invite you to stop by The Golden 1 in Turlock today! Let us help you navigate your financial journey with confidence and care.

Member Eligibility

At The Golden 1, we believe that becoming a member is like joining a close-knit family that supports each other's financial journeys. If you're looking to join us at our welcoming branch located at 2450 Geer Rd Turlock Ca 95382, you'll be pleased to know that eligibility is straightforward and inclusive. Generally, membership is open to individuals who live, work, or worship in the community we serve, along with their immediate family members. This means that whether you're a local resident or have ties to our vibrant community, there's a good chance you can become part of our credit union. Joining us comes with numerous benefits, including competitive rates on loans, personalized service, and access to a variety of financial products tailored to meet your needs. To get started, simply visit our eligibility page for the most up-to-date criteria at http://www.golden1.com/membership-benefits . When you're ready to open an account, the process is easy; just check out our account opening details at http://www.golden1.com/apply-today or give us a call at (916) 732-2900. We can't wait to welcome you into the The Golden 1 family!

Business Banking & Commercial Services

Merchant Services Made Simple

Beyond loans, we offer merchant services that simplify transactions for your business. Imagine running a bustling café; our point-of-sale systems can help you manage sales effortlessly while tracking inventory in real-time. This not only saves you time but also enhances customer satisfaction, allowing you to focus on what truly matters growing your business. Join us at The Golden 1, located at 2450 Geer Rd Turlock Ca 95382, and let's explore how we can support your business ambitions together! For more information or to get started, call us at (916) 732-2900 today.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We also provide basic ATM access for withdrawals and balance checks at our convenient locations. Our goal is to ensure that banking with us is as hassle-free as possible. With extended hours from Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM, we're here when you need us. Whether you're in Turlock or elsewhere in California, we invite you to explore all that The Golden 1 has to offer. If you want more information about any of these services or if you're ready to take the next step toward better financial health, please give us a call at 916-732-2900 or visit us online at golden1.com. Let's start achieving your financial goals together!

Business Banking Services

If you're a business owner, you'll find value in our Business Banking services. From Merchant Services that streamline payment processing to Business Loans tailored for growth and expansion, we support local businesses every step of the way.

Credit Card Options

Don't forget about our Credit Cards with Rewards! Whether you're earning points for travel or cash back on everyday purchases, our credit cards offer flexibility and benefits that enhance your spending power.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at The Golden 1, we emphasize our Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime and anywhere. Need cash? Our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it most.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that cater to various lifestyles and preferences. Imagine having easy access to your funds while enjoying competitive interest rates. Our accounts are designed to help you manage daily expenses and grow your savings effortlessly. When it comes to financing a vehicle, our Auto Loans & Vehicle Financing options make it simple and straightforward. Picture yourself behind the wheel of your dream car without the stress of complicated loan processes. We also provide Mortgage Loans & Refinancing services to help you secure your home sweet home or refinance for better rates. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation can provide the relief you need. We understand life can throw curveballs, and we're here to support you through them.

Digital & Online Banking

Convenient Features

We know that convenience matters. Our mobile application lets you bank on your terms. You can make mobile payments easily, send money through person-to-person transfers, and even sign documents electronically with our electronic signature authorization feature. This means you can complete transactions quickly and efficiently without the hassle of paperwork. Additionally, we provide e-statements so you can go paperless and keep track of your finances digitally. It's not just about saving trees; it's also about having easy access to your financial history whenever you need it.

Security You Can Trust

Security is a top priority at The Golden 1. Our online banking services are designed with advanced security measures to ensure that your information is safe. You can feel confident knowing that every transaction is protected, allowing you to focus on what matters most your financial goals. In a world where life moves fast, our digital banking solutions make it simple for you to stay connected with your finances. Experience the ease of banking online or via our mobile app today! For more details, visit us at https://www.golden1.com/ and take advantage of all the features we have to offer.

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $122,383 in used auto loans and $14,251,111,689 in total loans and leases, supporting members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 2450 Geer Rd Turlock Ca 95382 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or finding an affordable used option, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your business. We understand the importance of having access to funds when it matters most. We encourage potential borrowers to explore their eligibility for these loan products at our branch located at 2450 Geer Rd Turlock Ca 95382, Turlock, CA. Feel free to give us a call at (916) 732-2900 for more information or visit us during our operating hours: Monday - Friday from 10:00 AM - 5:00 PM and Saturday from 10:00 AM - 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At The Golden 1, we're committed to helping you find the right financial solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We aim to provide flexible terms that fit your budget and lifestyle. Don't hesitate to ask about our refinancing options if you already have a mortgage and are looking for better terms.

Unsecured Credit Cards

Managing finances can be tricky, but we also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to suit your spending habits.

Loan Aggregator

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Call to Action

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data means that users receive fair and transparent offers tailored to their needs.

THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans