The Golden 1 Credit Union Susanville CA: Affordable Auto Loans & Personal Banking

Introduction

Welcome to The Golden 1 in beautiful Susanville, CA! Located at 2942 Main St, our branch has been a cornerstone of the community since 1933. We take pride in providing personalized financial services that empower our members to achieve their goals. With a total membership of over 1,132,440 and assets amounting to an impressive $19,582,379,014, we are dedicated to making a positive impact on the lives of those we serve. At The Golden 1, we understand that financial decisions can be daunting. That's why we offer a range of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgage financing. With total deposits reaching $777,140,260 and net worth standing at $2,041,864,607, you can trust us to safeguard your hard-earned money while helping you achieve financial stability. Under the leadership of CEO Donna Bland and Board President Keri Thomas, our committed team of over 2,082 employees is here to support you every step of the way. Whether you're looking for personal loans or business banking solutions, we have the expertise and resources to help you succeed. While members can visit us at our branch in Susanville, official correspondence should be sent to our headquarters in Sacramento. Our friendly staff is available Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. You can reach us at 916-732-2900 for any inquiries or assistance. Join us today and experience the difference of being a member of The Golden 1! Visit our website at www.golden1.com or come see us in person we look forward to serving you!

Branch History & Mission

At The Golden 1 in Susanville, CA, we take pride in our rich history and commitment to serving our community. Established in 1933, our branch has grown alongside the residents of Lassen County, supporting families and businesses through good times and challenging moments. With a total membership of over 1.1 million people and assets exceeding $19.5 billion, we have become a trusted financial partner for many. Located at 2942 Main St, Susanville, CA 96130, our branch is easily accessible to all members. Our friendly staff is here to assist you during our operating hours: Monday to Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. While members can visit us at this location, official correspondence should be directed to our mailing address if different. Our mission at The Golden 1 is simple yet powerful: to provide exceptional financial services while supporting the community we love. We believe that everyone deserves access to quality banking options, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also prioritize community outreach by partnering with local organizations and participating in events that uplift our neighbors. In an effort to keep up with the needs of our members, we've embraced digital advancements such as online banking and mobile payments. We're proud to maintain ADA compliance across all platforms, ensuring everyone can access our services without barriers. Additionally, while we do not have drive-thru banking available at this location, we do offer ATM services for convenient cash withdrawals. As we continue on this journey together, we invite you to join The Golden 1 family. Experience the difference of personalized service and community-focused banking that sets us apart. Whether you're looking to open an account or explore loan options, we're here for you every step of the way. To learn more about membership benefits or to apply today, visit us online at The Golden 1. Your future starts here!

Branch Location & Accessibility

Call to Action

We invite you to stop by our branch today or give us a call at 916-732-2900 for any questions or support. Experience the friendly service and commitment that The Golden 1 is known for your financial journey starts here!

Nearby Landmarks and Accessibility

Located near popular spots like the Lassen County Courthouse and just a short drive from local shops and eateries, our branch is an integral part of the community. We offer ample parking spaces to make your visit hassle-free. For those who may need assistance, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps.

Operating Hours

We understand that your time is valuable. That's why we are open Monday through Friday from 10:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 2:00 PM. Whether you're stopping by during your lunch break or after work, we're ready to serve you!

Services Offered

At The Golden 1, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our online and mobile banking services for added convenience. Plus, our ATM services are available for quick cash withdrawals or balance checks whenever you need them.

Member Eligibility

At The Golden 1, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to be part of something special, you'll be pleased to know that eligibility is designed to be welcoming. Whether you live, work, or worship in the area, or are related to someone who does, you can easily qualify for membership. This is just the beginning of enjoying personalized services and competitive rates tailored for you. To learn more about the specific eligibility requirements, feel free to check out this resource: http://www.golden1.com/membership-benefits . Opening an account with us is simple and straightforward. You can start your journey toward better banking today by visiting our account opening page at http://www.golden1.com/apply-today . If you have any questions or need assistance, don't hesitate to reach out at (916) 732-2900. We're here to help you every step of the way as you take this important step toward financial empowerment!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, we offer robust merchant services that simplify everyday operations. Imagine having access to tools that make it easy for your customers to pay you whether it's through credit card transactions or mobile payments. This convenience not only enhances customer satisfaction but also streamlines your cash flow. At The Golden 1, located at 2942 Main St Susanville Ca 96130 in Susanville, CA, we are dedicated to being a partner in your business journey. Reach out today at (916) 732-2900 to learn more about how our services can help you thrive!

Comprehensive List Of Services

Business Banking Solutions

For our members who own businesses, we offer comprehensive business banking solutions. This includes everything from merchant services that simplify transactions to business loans that help fund your ventures. We know that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Convenient Online and Mobile Banking

In today's fast-paced environment, convenience matters. That's why we provide robust online and mobile banking services, allowing you to manage your accounts anytime and anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Our ATM services further enhance this convenience by offering easy access for cash withdrawals and balance checks.

Credit Cards and Loans

In today's world, having flexible payment options is essential. Our credit cards with rewards not only allow you to make purchases but also earn points towards exciting benefits. If you find yourself needing extra cash, whether it's for an unexpected expense or consolidating debt, our personal loans are designed with your comfort in mind.

Join Us Today!

We're committed to being more than just a financial institution; we strive to be a trusted partner in your financial journey. With our broad spectrum of services including basic ATM access, there's something for everyone at The Golden 1. Ready to take control of your financial future? Visit us at 2942 Main St Susanville Ca 96130, call us at (916) 732-2900, or check out our website at https://www.golden1.com/ for more information on how to become a member today!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking options tailored to fit your lifestyle. From checking and savings accounts that help you keep track of your money, to auto loans and vehicle financing that make it easier for you to hit the road, we've got you covered. If you're considering buying a home, our mortgage loans and refinancing options will guide you through the process smoothly.

Digital & Online Banking

Key Features

Our online banking platform is packed with features to enhance your banking experience. Need to view your statements? With e-statements available, you can go paperless and access your financial documents whenever you need them. Plus, if you're on the go, our mobile application allows you to manage your accounts right from your smartphone. For those times when you need to send money quickly, our person-to-person transfer option makes it simple and fast. You can also enjoy the convenience of mobile payments, allowing you to pay for purchases directly from your phone.

Security and Convenience

Your security is our top priority. We provide electronic signature authorization for added protection when completing transactions online. This feature helps ensure that only you have access to your sensitive information. With all these tools at your fingertips, managing your finances has never been easier. Whether you're checking your balance or making a transfer, our user-friendly interface ensures that every transaction is smooth and straightforward. Join us at The Golden 1 today and take advantage of all the digital banking services we offer! Your financial management just got a whole lot easier.

Financial Strength

Member-Focused Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is reflected in our strong performance with a net income of $82,266,177, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also robust; we have $122,383 in used auto loans and $14,251,111,689 in total loans and leases supporting members' financial goals across various sectors.

Solid Foundation

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 2942 Main St Susanville Ca 96130 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

If you're considering expanding your business, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We also have credit lines available that can help you maintain cash flow during lean times, with total credit lines amounting to $10,047,012,483. At The Golden 1, we are committed to providing personalized service and support throughout your borrowing experience. If you have questions about refinancing or eligibility options for any of our loan products, don't hesitate to reach out to us at (916) 732-2900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us at 2942 Main St Susanville Ca 96130 in Susanville, CA, or check out our website for more information on how we can assist you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car purchase smooth and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Enjoy the convenience of a credit card with no collateral required, providing you with peace of mind when unexpected expenses arise.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. In an industry where clarity is essential, LendMesh stands out as a trusted tool for consumers looking to make informed borrowing decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees that users receive fair and transparent offers. By focusing on verified data, LendMesh helps individuals find loan options that truly meet their needs. One significant advantage of using LendMesh is its emphasis on transparency. Loan offers are sourced only from legitimate financial institutions, ensuring that users can trust the information presented. Additionally, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. This means you can compare various loans without worrying about hidden agendas or conflicts of interest. Another key feature is the real-time rate comparisons available on LendMesh. Users benefit from up-to-date loan rates from multiple institutions, which empowers them to make well-informed choices when selecting a loan. The platform's straightforward design allows users to navigate easily through different loan types and rates. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the genuine impact that LendMesh has had on individuals seeking better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

THE GOLDEN 1 CREDIT UNION - Susanville, CA

Type of Loan Offerings

Personal Loans