The Golden 1 Credit Union Stockton CA: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to The Golden 1 in Stockton, where we prioritize your financial well-being and community connection! Established in 1933, our credit union has grown alongside the vibrant Stockton community, proudly serving over 1,132,440 members. Our commitment to providing exceptional financial services is reflected in our impressive total assets of $19,582,379,014 and total deposits reaching $777,140,260. Located at 5302 Pacific Ave, Stockton, CA 95207, our branch is a hub for personal banking solutions tailored just for you. Whether you're looking for auto loans, mortgage refinancing, or business banking options, we're here to support your journey every step of the way. While you can visit us at this address for all your banking needs, please note that we currently do not have a separate mailing address. At The Golden 1, we believe in empowering our members through financial education and personalized service. Our dedicated team of 2,082 employees, led by CEO Donna Bland and Board President Keri Thomas, works tirelessly to ensure you receive the best possible experience. We understand that trust is earned, and we strive to build lasting relationships with each member. Our approach goes beyond just numbers; it's about creating a positive impact on our community. With a strong net worth of $2,041,864,607, and a healthy cash reserve of $747,087,746, we're equipped to offer competitive rates and innovative products that meet your needs. Ready to take the next step? Visit us online at The Golden 1 or call us at (916) 732-2900. Your financial future starts here!

Branch History & Mission

Our Mission

At The Golden 1, our mission is clear: to provide exceptional financial services while fostering community growth and support. We believe that banking should be about more than just transactions; it's about building lasting relationships with our members. We strive to empower individuals and businesses alike by offering personalized financial solutions tailored to their unique needs. We are dedicated to making a positive impact in Stockton and surrounding areas through various outreach programs and partnerships. Whether it's supporting local schools or participating in community events, we actively seek ways to give back and strengthen our neighborhood ties. While you can visit us at our branch on Pacific Ave during our operating hours Monday to Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM official correspondence should be sent to our mailing address if different. Our ATM availability ensures that you can access your funds whenever you need them. As we look towards the future, The Golden 1 remains committed to providing accessible financial services that uphold the values of integrity, accountability, and respect for all members. We invite you to join us on this journey! Experience the benefits of being part of The Golden 1 family today by visiting us or applying online at The Golden 1. Together, let's build a brighter future!

Branch Location & Accessibility

Banking Services

Our Stockton branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we provide personalized solutions just for you. Plus, with online and mobile banking options available, managing your finances has never been easier.

Convenient Access

At The Golden 1, we understand the importance of convenience. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can easily access our services. While you're here, take advantage of our ATM availability for quick cash withdrawals or balance checks without stepping inside.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 916-732-2900. Our friendly team is ready to help you with any inquiries you may have. We invite you to visit us at The Golden 1 on Pacific Ave we look forward to serving you!

Operating Hours

We want to fit into your busy schedule! Our lobby hours are Monday through Friday from 10:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 3:00 PM. This flexibility allows you to visit us during the week or grab essential banking services over the weekend.

Member Eligibility

Becoming a member of The Golden 1 means joining a welcoming community that puts you first. If you're looking for a supportive financial partner, you'll be pleased to know that membership is open to anyone who lives, works, or attends school in the areas we serve. This includes residents of Stockton and surrounding regions! At The Golden 1, we believe that everyone deserves access to great financial services, so we keep the eligibility criteria straightforward and friendly. For more details on how you can become part of our family, check out our membership benefits at http://www.golden1.com/membership-benefits . When you're ready to take the next step, opening an account is simple! Just visit us online at http://www.golden1.com/apply-today , or give us a call at (916) 732-2900 if you have any questions. We're here to help you on your journey toward financial wellness, right from our branch located at 5302 Pacific Ave Stockton Ca 95207. Join us today and enjoy the many perks of being a member at The Golden 1!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services tailored to streamline your operations. Imagine having the ability to process payments easily while keeping track of your sales seamlessly. Our tools can help you manage transactions efficiently, so you can focus more on what matters most growing your business. Visit us at 5302 Pacific Ave Stockton Ca 95207 in Stockton, CA, or call us at (916) 732-2900 to discover how our business banking solutions can make a difference for you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Take advantage of our ATM services for easy withdrawals and balance checks. Whether you're running errands or heading out for a weekend adventure, access to cash is just around the corner. At The Golden 1, we're more than just a credit union; we're part of your community in Stockton. Reach out to us today at 916-732-2900 or visit us online at www.golden1.com for more information about how we can serve you better. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can make that dream a reality. We offer flexible terms and competitive rates to help you get behind the wheel without breaking the bank. You can apply easily through our mobile app or website, making it convenient for you to secure the financing you need.

Business Banking

For small business owners, we provide comprehensive business banking solutions including merchant services and business loans. We know how important it is for businesses to thrive, and we're here to support you in growing your enterprise with financial tools that make sense for your operations.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs tailored just for you, every purchase can earn points towards exciting perks like travel or cashback. It's a smart way to spend while also getting something back in return.

Mortgage Loans & Refinancing

If home ownership is on your radar, explore our mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your current mortgage rate, our knowledgeable team can guide you through every step of the process. We're dedicated to helping you find the right solution that fits your budget.

Online & Mobile Banking

With busy schedules, convenience is key. That's why we offer robust online and mobile banking services. Check balances, transfer funds, or pay bills all from the palm of your hand! Our digital features ensure you have access to your accounts anytime, anywhere.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking options are designed to fit your lifestyle. Imagine having access to an account that not only keeps your money safe but also allows you to earn interest. With our competitive rates and user-friendly online banking platform, managing your finances has never been simpler.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Need cash for home repairs or medical bills? We offer personal loans that can help cover those costs effectively. Additionally, if you're feeling overwhelmed by multiple debts, consider our debt consolidation options which can simplify payments and potentially reduce interest rates.

Digital & Online Banking

Key Services

Experience the ease of managing your finances with 24/7 online banking services. Whether you want to check your balance, pay bills, or transfer funds, it's all just a few clicks away. Our user-friendly mobile application brings the bank to your pocket, allowing you to access essential features right from your smartphone. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. Stay organized and eco-friendly with e-statements that you can view anytime without cluttering your mailbox. For those moments when you need to send money quickly, our person-to-person transfer feature makes it easy to send cash to friends and family in an instant.

Security and Accessibility

We prioritize your security so that you can bank with confidence. Our services are not only convenient but also protected by advanced security measures. You can trust that your personal information is safe while you enjoy the flexibility of mobile payments for quick transactions on the go. With everything from checking balances to making payments at your fingertips, managing your finances has never been easier. Join us at The Golden 1 and embrace the benefits of digital banking today!

Financial Strength

A Solid Foundation

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 5302 Pacific Ave Stockton Ca 95207 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Lending Capacity

With $122,383 in used auto loans and $14,251,111,689 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we're here to support your business aspirations. If you're considering refinancing your current loans or exploring eligibility options, don't hesitate to reach out. Our team at The Golden 1 is ready to assist you in finding the best financial solutions tailored just for you. For more information or to discuss any of our loan offerings, please visit us at 5302 Pacific Ave Stockton Ca 95207 in Stockton, CA, or call us at (916) 732-2900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We guide you through every step of the process, ensuring you find a loan that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. This option is perfect for those looking for convenience and control over their spending.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing method ensures that all offers displayed are fair and transparent. Users can trust that they are viewing legitimate rates from credible lenders.

THE GOLDEN 1 CREDIT UNION - Stockton, CA

Type of Loan Offerings

Personal Loans