The Golden 1 Credit Union San Jose CA: Basic ATM Access & Shared Branch Services

Introduction

Welcome to The Golden 1, your trusted credit union located at 2 Pierce Ave Ste B, San Jose, CA 95110. Established in 1933, we have built a strong community presence and a commitment to serving our members with integrity and care. With over 1,132,440 members and total assets of $19,582,379,014, we pride ourselves on providing personalized financial solutions that cater to your unique needs. At The Golden 1, we believe in the power of community. Our total deposits amount to $777,140,260, reflecting the trust our members place in us. We are dedicated to helping you achieve your financial goals through accessible loans and reliable services. Currently, we manage an impressive portfolio of 485,183 loans and leases, ensuring that our members can find the right support for their financial journeys. Under the leadership of our CEO, Donna Bland, and Board President Keri Thomas, we strive to create a welcoming environment where every member feels valued. Our team of 2,082 employees is here to assist you with all your banking needs. Whether you're looking for a new loan or simply want to inquire about our services, don't hesitate to reach out. We invite you to visit us at our San Jose branch or explore more about us online at www.golden1.com. For any inquiries, feel free to call us at 877-465-3361. Let's work together towards a brighter financial future!

Branch History & Mission

Community Focus

At The Golden 1, we believe in giving back. Our partnerships with local organizations help us support various initiatives aimed at improving lives in San Jose. From financial literacy programs to community outreach events, we're committed to creating a brighter future for everyone in our area. As you consider your financial options, we invite you to join The Golden 1 family. Experience firsthand how our member-focused approach can benefit you and your loved ones. For more information about membership benefits or to open an account today, visit our website or call us at 877-465-3361. Together, let's achieve your financial dreams!

Mission Statement

Our mission is simple yet profound: to provide exceptional financial services while making a positive impact in the communities we serve. We strive to empower our members with the tools and knowledge they need to achieve their financial goals. Whether it's helping families secure auto loans or offering educational resources on personal finance, we are dedicated to being a reliable partner every step of the way. While members can visit us at 2 Pierce Ave Ste B for all their banking needs, official correspondence should be sent to our mailing address if it differs. We're also proud to offer ATM services for quick access to cash and basic shared branch transactions for partner credit union members.

Our Journey

From the moment we opened our doors, The Golden 1 was built on the principle of putting people first. As we evolved, we focused not only on providing essential financial services but also on enhancing the lives of our members and their families. We understand that banking is more than just transactions; it's about building relationships and trust within our community. Through various milestones, such as expanding our membership offerings and introducing innovative technology like online banking and mobile payments, we've made it easier for our members to manage their finances. Our commitment to accessibility is evident in our ADA-compliant facilities and the availability of shared service centers for added convenience.

Branch Location & Accessibility

Welcome to The Golden 1's San Jose branch, conveniently located at 2 Pierce Ave Ste B, San Jose, CA 95110. Nestled in the heart of Santa Clara County, our branch is easy to reach and perfectly situated near familiar landmarks. Whether you're running errands or just exploring the area, you'll find us close to bustling neighborhoods and local attractions. At The Golden 1, we prioritize your convenience. Our branch features accessible parking and ADA-compliant facilities to ensure everyone can visit us with ease. While we don't offer drive-thru banking at this location, we do have an ATM available for quick access to your funds. If you're a member of a partner credit union, you can also take advantage of shared services for basic transactions like deposits and withdrawals. We understand that your time is valuable, which is why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 10:00 AM to 5:00 PM, making it easy for you to stop by after work or during lunch breaks. For any inquiries or assistance, feel free to call us at 877-465-3361. We're here to help! While members can visit us at our physical address for all their banking needs, please note that official correspondence should be sent directly to our mailing address if it's provided. We invite you to come experience the friendly service and community-focused approach that sets The Golden 1 apart. Whether you're looking for personal banking solutions or simply want to learn more about what we offer, we look forward to welcoming you soon!

Member Eligibility

Becoming a member of The Golden 1 is like joining a welcoming family where your financial well-being comes first. If you live, work, or attend school in the areas we serve, you're already on the path to membership! It's really that simple. We also invite immediate family members of existing members to join us, creating an even stronger sense of community and support. By becoming a member at The Golden 1, you'll enjoy personalized service, competitive rates, and access to exclusive products designed just for you. Ready to take the next step? You can easily open an account online by visiting us at http://www.golden1.com/apply-today or feel free to give us a call at (877) 465-3361 if you have any questions. For more detailed information about our eligibility criteria, don't forget to check out http://www.golden1.com/membership-benefits . We look forward to having you as part of our growing family at The Golden 1, located at 2 Pierce Ave Ste B San Jose Ca 95110!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to our loan options, we offer robust merchant services designed to streamline your daily operations. Imagine easily processing payments from customers while keeping track of sales data all integrated into one platform. This not only saves time but also enhances customer satisfaction, allowing you to focus on what really matters: growing your business. Visit us at 2 Pierce Ave Ste B San Jose Ca 95110 in San Jose, CA or call us at (877) 465-3361 to learn how our business banking and commercial services can empower your success today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

One of the key features we offer at The Golden 1 is our ATM services. This includes Basic ATM Access, allowing you to make withdrawals and check your balance conveniently. Imagine being able to grab cash or check your account on the go without waiting in line. With our ATMs available, managing your money becomes quick and straightforward.

Digital Banking Features

In today's fast-paced world, having digital banking options is essential. At The Golden 1, we emphasize ease of access through online banking and mobile applications. Whether you're at home or on the move, you can manage your accounts right from your smartphone or computer. This means no more rushing to the bank before closing time; everything is just a click away. Our commitment doesn't stop at basic services. We aim to enhance your experience with features like electronic statements and person-to-person payment options, making it easier than ever to stay connected with your finances. If you're looking for a reliable partner in managing your financial journey, look no further than The Golden 1. We're here to support you every step of the way. For any questions or to learn more about how we can help meet your financial needs, feel free to reach out at (877) 465-3361. Take charge of your financial future today! Visit us online at https://www.golden1.com/ or come see us in person at 2 Pierce Ave Ste B San Jose Ca 95110 in San Jose, CA. We're excited to serve you!

Shared Branch Transactions

For those who are members of partner credit unions, we provide Basic Shared Branch Transactions like deposits and withdrawals. This service is perfect if you're traveling or simply want to conduct transactions without needing to visit your home branch. You can access your funds wherever you are, making banking less of a chore and more about convenience.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.golden1.com/ , you can check your account balance, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time! Our online platform puts control in your hands, allowing real-time access to your financial information.

Secure and User-Friendly Features

We prioritize your security with features like electronic signature authorization, making it simple for you to sign documents safely online. Plus, e-statements are available for those who prefer paperless banking helping you stay organized while also being environmentally friendly. For added convenience, our mobile application allows you to manage your accounts directly from your smartphone.

Sending Money Made Simple

Need to send money to a friend? With our person-to-person transfer feature, sending cash is as easy as a few taps on your screen. And if you're someone who loves the ease of mobile payments, you'll be pleased to know that we support this option too! At The Golden 1, we're committed to providing accessible and user-friendly digital banking solutions that cater to all your financial needs. Explore the possibilities today and see how our services can help simplify your life!

Financial Strength

A Growing Community

We are proud to have a strong member base with a total of 2,432,889 accounts. This shows the growing trust that our community has placed in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 2 Pierce Ave Ste B San Jose Ca 95110 or call (877) 465-3361 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our robust $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 2,047 full-time employees and 35 part-time employees ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your needs, ensuring you have the support you need when purchasing your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support you with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and lifestyles, making it easier than ever to turn your dream of owning a home into reality.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may lower your monthly payments or reduce your interest rate. Our team is ready to work with you to assess your situation and determine what refinancing solutions are best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At The Golden 1, we're here to guide you through every step of the borrowing process. Feel free to reach out at (877) 465-3361 for more information or visit us at our branch located at 2 Pierce Ave Ste B San Jose Ca 95110 in San Jose, CA. Let's work together towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits that can help you build or improve your credit history while enjoying peace of mind.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This means users can trust that they are looking at accurate information when comparing rates. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can find the best loan options without hidden influences. Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, making it easier to compare options and choose the one that fits their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh can significantly impact borrowers' savings and overall satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. _Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines._

THE GOLDEN 1 CREDIT UNION - San Jose, CA

Type of Loan Offerings

Personal Loans