The Golden 1 Credit Union Sacramento CA: Top Business Banking & Auto Loans

Introduction

Welcome to The Golden 1, your trusted partner in financial wellness located at 5337 Elkhorn Blvd, Sacramento, CA 95842. Established in 1933, we have proudly served our community for decades, nurturing over 1,132,440 members with a commitment to exceptional service and financial empowerment. Our branch is not just a place for transactions; it's a hub where relationships flourish, and dreams take flight. At The Golden 1, we understand that your financial journey is unique. That's why we offer a diverse range of services tailored to fit your needs from personal banking and auto loans to business banking solutions. With total assets reaching an impressive $19,582,379,014, and total deposits of $777,140,260, we are well-equipped to support you at every step. Our dedicated team of over 2,082 employees, led by CEO Donna Bland and Board President Keri Thomas, is here to ensure you receive personalized attention and guidance. Whether you're looking to open a new account or need assistance with loans our knowledgeable staff is just a phone call away at 916-732-2900. While members can visit us at our branch address for all your banking needs, please note that we do not have a separate mailing address. We invite you to explore our services further by visiting our website at The Golden 1 or reach out directly for any inquiries. Join us in building a brighter financial future together. We can't wait to welcome you!

Branch History & Mission

Evolution of The Golden 1

From the moment we opened our doors, our focus has been on providing personalized financial services that empower our members to achieve their goals. As we grew, so did our offerings expanding from basic savings accounts to comprehensive personal banking solutions, auto loans, mortgages, and business banking services. Today, we continue to adapt and embrace digital advancements to enhance member experience while maintaining the personal touch that has defined us since day one. Our branch is strategically located near key landmarks in Sacramento, making it accessible for those in the area. While members can visit us at our physical location for face-to-face interactions and service inquiries during our operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM they can also enjoy the convenience of online banking and mobile payments.

Join Us

If you're looking for a credit union that prioritizes its members while actively participating in community development, look no further than The Golden 1. Experience firsthand the benefits of being part of an institution that genuinely cares about your financial well-being. Feel free to call us at 916-732-2900 for more information or visit The Golden 1's website to learn how you can become a member today!

Our Mission

The mission of The Golden 1 is simple yet impactful: to provide exceptional financial services while fostering community support and engagement. We believe in giving back to the communities we serve through various outreach programs and partnerships. Whether it's sponsoring local events or offering financial literacy workshops, we're committed to making a positive difference in people's lives. We are proud of our ADA compliance efforts which ensure that all members can access our services comfortably and easily. Additionally, although we currently do not offer drive-thru banking or shared service centers, we do provide ATM availability for quick cash withdrawals and account management. As part of our ongoing commitment to innovation, we've implemented features such as electronic signatures and e-statements that streamline processes for our members. This focus on customer-centric initiatives highlights how much we value your time and trust.

Branch Location & Accessibility

Branch Features

At our Elkhorn location, we prioritize convenience and accessibility for all our members. Our branch is ADA-compliant, ensuring that everyone can navigate easily with features like ramps and designated parking spaces. While visiting, you'll be pleased to know that we have ATM services available for quick cash withdrawals and account inquiries. For those who prefer face-to-face interactions, our lobby hours are designed to fit your schedule: we're open Monday through Friday from 10 AM to 5 PM and Saturday from 10 AM to 3 PM. Feel free to stop by during these hours; our friendly staff is always ready to assist you with personal banking services, auto loans, mortgages, and more.

Getting in Touch

If you need to reach us before your visit, don't hesitate to call at 916-732-2900. While we welcome members at our physical location on Elkhorn Blvd, please note that any official correspondence should be sent directly to the same address. We invite you to explore everything The Golden 1 has to offer. Whether you're looking for straightforward banking solutions or specialized financial services, we're here for you. Come visit us today and experience a welcoming atmosphere focused on helping you achieve your financial goals!

Member Eligibility

At The Golden 1, we believe that banking should feel like being part of a caring community. Joining us is simple and open to many! To become a member, you just need to meet certain criteria, which generally include living, working, or attending school in our area. We welcome individuals from all walks of life, so whether you're just starting out or looking for a supportive financial partner, we're here for you. You can find the full eligibility details by visiting http://www.golden1.com/membership-benefits . Becoming a member at The Golden 1 comes with fantastic benefits, including access to personalized services and competitive rates on loans and accounts. Opening your account is easy too; you can get started right away by visiting http://www.golden1.com/apply-today . If you have any questions or want to talk about membership options, don't hesitate to call us at (916) 732-2900. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Imagine being able to accept payments from customers seamlessly, whether they are using credit cards or mobile payments. This not only enhances customer satisfaction but also streamlines your cash flow management. Visit us at 5337 Elkhorn Blvd Sacramento Ca 95842 in Sacramento, CA, or call us at (916) 732-2900 to learn how our business banking services can help you thrive.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you thinking about purchasing a new car? Our auto loans and vehicle financing options are designed to help you get behind the wheel without breaking the bank. We work with you to find the best loan terms that suit your budget, making that dream car more accessible than ever.

Business Banking

Running a business? We've got you covered with our business banking services, including merchant services and business loans. We understand how vital it is to have reliable financial support as a business owner, so we're here to help streamline your operations and fuel growth.

Credit Cards with Rewards

For those who love rewards, our credit cards come with excellent benefits. Earn points on everyday purchases that can be redeemed for travel, merchandise, or even cashback. It's a great way to get more from your spending!

Digital Access & Convenience

At The Golden 1, convenience is key. Our commitment to digital banking ensures you have access to all these services anytime, anywhere. From setting up online payments to utilizing our mobile app for transactions on-the-go, managing your finances has never been easier. For any questions or assistance regarding our services, don't hesitate to reach out at 916-732-2900 during our operating hours: Monday - Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. Ready to start banking with us? Visit us today or check out our website at golden1.com to learn more about how we can meet your financial needs!

Home Financing

If homeownership is on your mind, look no further than our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable team is here to guide you through every step of the process.

Personal Banking

When it comes to personal banking, we offer various options like checking and savings accounts that fit your lifestyle. Imagine having the flexibility to manage your money easily through our online and mobile banking features. You can check balances, transfer funds, or pay bills right from your smartphone. We also provide ATM services for quick cash withdrawals and balance checks whenever you need them.

Personal Loans

Need extra cash for an unexpected expense? Our personal loans and debt consolidation options can help you manage those financial bumps in the road. With competitive rates and flexible repayment plans, you'll find that getting back on track is easier than you think.

Digital & Online Banking

Accessible Online Banking Services

With our 24/7 online banking services available at https://www.golden1.com/ , you can access your accounts anytime, anywhere. This means you can check balances, make payments, and transfer funds without stepping foot in a branch. Plus, our user-friendly mobile application makes it simple to manage your finances right from your smartphone.

Easy Payment Options

Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. Additionally, if you're always on the move, our mobile payments option allows you to pay directly from your phone, so you never have to worry about carrying cash or cards. In short, the digital and online banking services at The Golden 1 are here to empower you with real-time account management while keeping your information safe. Embrace the convenience of banking on your terms today!

Secure Transactions and Features

Security is our priority. Our electronic signature authorization allows you to sign documents safely online, making transactions quick and hassle-free. You can also opt for e-statements, which provide a secure way to receive account statements electronically no more waiting for mail!

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a robust financial foundation that supports your needs and aspirations. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we support your financial goals with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. Our operational efficiency shines through with a net income of $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 5337 Elkhorn Blvd Sacramento Ca 95842 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have flexible terms that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to support your ambitions with tailored financing options. If you're considering refinancing any existing loans or exploring eligibility options for our loan products, our knowledgeable team is here to assist you. With competitive rates and exceptional member service, The Golden 1 is committed to empowering you on your financial journey. For more information or assistance, don't hesitate to reach out at (916) 732-2900. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We provide personalized service and guidance throughout the entire process to ensure you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to meet your spending needs while keeping costs manageable.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Evolution of The Golden 1

Join Us

Our Mission

Branch Location & Accessibility

Branch Features

Getting in Touch

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Access & Convenience

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Accessible Online Banking Services

Easy Payment Options

Secure Transactions and Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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