The Golden 1 Credit Union Sacramento CA: Best Auto Loans & Mobile Banking

Introduction

Welcome to The Golden 1 located at 3280 Arena Blvd Ste 710, Sacramento, CA 95834. With a rich history dating back to 1933, we have proudly served our community for decades, fostering a strong sense of trust and commitment among our members. As a member-focused credit union, we are dedicated to helping you achieve your financial goals through personalized banking solutions and exceptional service. At The Golden 1, we believe in the power of community. With over 1,132,440 members and total assets exceeding $19.5 billion, we stand as a pillar of support in Sacramento and beyond. Our mission is to provide accessible financial services that cater to your needs whether it's opening a checking account, securing an auto loan, or planning for your future with our mortgage options. Under the leadership of CEO Donna Bland and Board President Keri Thomas, our team of 2,082 employees is here to ensure you receive the best possible experience. We take pride in our strong financial position, boasting a net worth of $2,041,864,607, with total deposits amounting to $777,140,260. This stability allows us to offer competitive rates on loans and savings while keeping your money safe. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent directly to our mailing address if it differs from our branch location. We're here Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM, making it easy for you to stop by whenever convenient. Explore how The Golden 1 can help empower your financial journey today! For more information or to speak with one of our friendly representatives, give us a call at 916-732-2900 or visit us online at The Golden 1. Let's work together towards your financial success!

Branch History & Mission

Welcome to The Golden 1, a cornerstone of the community in Sacramento, CA. Established in 1933, our branch has grown alongside the families and businesses we serve, nurturing a legacy of trust and support. With a commitment to making banking accessible and meaningful, we proudly serve over 1,132,440 members, reflecting our dedication to helping individuals achieve their financial goals. Located at 3280 Arena Blvd Ste 710, our branch is easily accessible and close to local landmarks that highlight the vibrant community atmosphere. Whether you are visiting us for personal banking needs or seeking business solutions, we are here to provide exceptional service tailored just for you. At The Golden 1, our mission is clear: we aim to empower our members by offering comprehensive financial services while actively supporting community initiatives. We believe that when our members thrive, so does our community. Our services range from checking and savings accounts to auto loans, mortgages, and personal loans all designed with your needs in mind. In addition to traditional banking services, we have embraced technology to enhance your experience. With options like online banking and mobile payments, managing your finances is now easier than ever. Our branch also ensures accessibility through ADA compliance, welcoming all members with open arms. As part of our commitment to the community, we engage in various outreach efforts and partnerships aimed at enriching lives and supporting local causes. We believe in giving back because a strong community creates opportunities for everyone. While you can visit us at 3280 Arena Blvd Ste 710, official correspondence should be sent to the same address as there is no separate mailing address listed. Our team is dedicated to providing friendly service during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. For any questions or assistance, feel free to reach out at (916) 732-2900. Join us at The Golden 1 today! Experience how we can help you achieve your dreams while being an integral part of your community's growth. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to The Golden 1 branch at 3280 Arena Blvd Ste 710 in Sacramento, CA! Our location is designed with your convenience in mind, making it easy for you to access a range of banking services right in the heart of the city. Whether you're visiting for personal banking needs or exploring loan options, we're here to help. Located near popular landmarks and easily accessible from main roads, our branch offers ample parking and ADA-compliant features to ensure everyone can visit us comfortably. If you need assistance navigating your way, feel free to give us a call at 916-732-2900 our friendly staff is always ready to assist you. While our doors are open Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM, you'll find that we provide a wide variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, with ATM availability on-site, accessing cash has never been easier! Although we do not have drive-thru banking at this branch, our team is committed to providing efficient service inside. While members can visit us at 3280 Arena Blvd Ste 710 Sacramento Ca 95834, official correspondence should be sent to our mailing address if needed. We invite you to stop by The Golden 1 branch today and discover how we can help you achieve your financial goals. Your satisfaction is important to us, so don't hesitate to reach out with any questions or concerns. We look forward to serving you!

Member Eligibility

At The Golden 1, we believe that everyone deserves a chance to join our close-knit community where your financial goals are supported and celebrated. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, or if you're a family member of an existing member, you're likely eligible to join us. Our doors are open to those who want access to better banking options and personalized service. You can learn more about specific eligibility requirements by visiting our website at http://www.golden1.com/membership-benefits. Once you're ready to take the next step, opening an account is a breeze! Just head over to http://www.golden1.com/apply-today and fill out the application online. If you have any questions or need assistance, feel free to call us at (916) 732-2900. We can't wait to welcome you to The Golden 1, located at 3280 Arena Blvd Ste 710 Sacramento Ca 95834, where your financial success is our priority!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify daily operations. Imagine having quick access to payment processing solutions that allow you to accept payments seamlessly from customers. This means less time worrying about transactions and more time focusing on what truly matters growing your business. Explore how The Golden 1 can be your partner in success. Visit us at 3280 Arena Blvd Ste 710 Sacramento Ca 95834, Sacramento, CA or call us at (916) 732-2900 to learn more about how we can help you achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For our business members, we provide robust Business Banking solutions including Merchant Services & Business Loans. We understand that running a business comes with unique challenges, and our team is here to assist with financing options that can help you grow and succeed.

Connect with Us

To learn more about how our services can work for you, please feel free to reach out at 916-732-2900 or visit us at our branch in Sacramento. Our friendly staff is ready to answer any questions and assist you in taking the next step toward achieving your financial goals. At The Golden 1, we're not just about transactions; we're about relationships built on trust and service excellence. Join us today and discover how we can support your financial journey!

Credit Options

Life can be unpredictable, and sometimes you need extra support. Our Personal Loans & Debt Consolidation services are designed for those moments when you need a financial boost or want to simplify your payments. With straightforward terms and friendly guidance, we help make borrowing less stressful. Additionally, our Credit Cards with Rewards program allows you to earn points on every purchase. Whether it's for everyday expenses or special treats, these rewards can add up quickly!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer extensive Online & Mobile Banking features so you can manage your accounts anytime, anywhere. With options like ATM & Cash Withdrawal Services, accessing your funds has never been easier. Need to check your balance or transfer money? Just log in from your smartphone or computer!

Personal Banking Services

Whether you're looking to open a checking or savings account, we have options tailored to fit your lifestyle. Our Personal Banking services provide convenience and flexibility, allowing you to manage your money efficiently. Imagine having easy access to your funds online or via our mobile app while enjoying competitive interest rates that help your savings grow. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it simple to drive away in the car of your dreams. We offer competitive rates and flexible terms that cater to all kinds of budgets. And for those looking to settle into their dream home, our Mortgage Loans & Refinancing services can guide you through the home-buying process with ease.

Digital & Online Banking

Always Within Reach

No matter where life takes you, access to your accounts is never far away with our mobile payments feature. Easily make purchases or pay bills directly from your smartphone it's as simple as a few taps! Our commitment to providing user-friendly services means that managing your money has never been easier. In short, at The Golden 1, we're dedicated to providing you with reliable and innovative banking solutions that fit into your busy lifestyle. Join us today and experience the freedom of digital banking!

Key Services at Your Fingertips

With our online banking platform, accessible through https://www.golden1.com/, you can keep an eye on your accounts 24/7. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, our mobile application makes it even easier to manage your finances while you're out and about. Enjoy features like person-to-person transfers to send money instantly to friends or family with just a tap.

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization for added protection when you're conducting transactions online. This means you can sign important documents securely without needing to visit a branch. Additionally, opting for e-statements not only helps reduce paper waste but also ensures your financial statements are accessible anytime, anywhere safely stored within your secure account.

Financial Strength

Commitment to Member Success

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. Our ability to generate income reflects our operational efficiency; our $82,266,177 enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

With a total of 2,432,889 share accounts, it's clear that more people trust us with their finances every day. This growth reinforces our commitment to serving you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 3280 Arena Blvd Ste 710 Sacramento Ca 95834 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We also offer various refinancing options to help you lower your monthly payments or access cash when you need it. To learn more about eligibility for our loan products or to start your application process, visit us at 3280 Arena Blvd Ste 710 Sacramento Ca 95834, located in Sacramento, CA, or give us a call at (916) 732-2900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At The Golden 1, we're here not just to lend money but also to support you in achieving your financial aspirations with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide financing options tailored to your budget, whether it's for a brand-new vehicle or a reliable used car.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities, and our loans are designed to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We believe that owning a home should be within reach, and our team is dedicated to guiding you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $605,216,049 in loans, we help members manage their finances effectively while enjoying rewards and benefits along the way.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when comparing loans.