The Golden 1 Credit Union Sacramento CA: Quick Personal Loans & Auto Financing

Introduction

Welcome to The Golden 1 at our Promenade branch, located at 7465 Rush River Dr Ste 110, Sacramento, CA 95831. Established in 1933, we have been dedicated to serving our community for nearly a century. With over 1,132,440 members, we pride ourselves on being more than just a credit union; we're your partners in financial growth and stability. At The Golden 1, we understand that trust is built through transparency and reliability. That's why we manage assets totaling an impressive $19,582,379,014, ensuring that our members' funds are secure and accessible. Our commitment goes beyond numbers; it's about making a positive impact in the lives of our members and the community we serve. Our leadership team is here to guide you. Led by CEO Donna Bland and Board President Keri Thomas, our staff of 2,082 employees is ready to assist you with everything from personal banking needs to business loans. Whether you're looking for auto financing or mortgage options, we've got you covered with a total loan portfolio of 485,183 loans and leases. For your convenience, you can reach us at 916-732-2900 or visit us online at www.golden1.com for more information about our services. While members can visit us at our physical location, please note that official correspondence should be sent to the same address. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, The Golden 1 embraces digital advancements that enhance member experience. From online banking and mobile payments to electronic signatures, we ensure that your banking is not only easy but also secure. Our ATM availability further provides you with access whenever you need it.

Community Focus

At The Golden 1, community support is at the heart of what we do. Through various programs and events, we engage with local organizations and initiatives that uplift those around us. Whether it's financial literacy workshops or sponsorships for local events, we are dedicated to making a difference in Sacramento. As you consider your financial future, we invite you to join The Golden 1 family. Experience firsthand the benefits of being a member of a credit union that prioritizes your needs and supports your journey toward financial empowerment. Together, let's build a brighter future for you and our community! For more information or to become a member today, call us at 916-732-2900 or visit The Golden 1 website.

Our Evolution

Since opening our doors, The Golden 1 has experienced remarkable growth and transformation. With total assets now exceeding $19.5 billion, we have become one of the largest credit unions in California. Over the years, we have expanded our offerings to include a wide range of services such as personal banking, auto loans, mortgages, and business banking solutions. This evolution reflects our dedication to meeting the diverse needs of our members.

Our Mission

Our mission at The Golden 1 is clear: we aim to empower our members with accessible financial solutions while supporting their goals and aspirations. We believe that everyone deserves the opportunity to achieve financial wellness and success. Our commitment extends beyond just banking; we strive to positively impact the communities we serve through various outreach initiatives and partnerships. While you can visit us at 7465 Rush River Dr Ste 110, official correspondence should be directed to our mailing address for clarity and efficiency. We are proud to offer convenient operating hours from Monday to Friday, 10:00 AM - 5:00 PM and Saturday from 10:00 AM - 2:00 PM.

Branch Location & Accessibility

Welcome to The Golden 1, located at 7465 Rush River Dr Ste 110 in beautiful Sacramento, CA! Our branch is easily accessible and perfectly situated for all your banking needs. Whether you're coming from a nearby landmark like the popular Sacramento State University or just taking a stroll along the scenic river, you'll find us right where you need us. While members can visit us at our main location, please note that official correspondence should be sent to our mailing address if it differs. Our branch is designed with convenience in mind, featuring ample parking and accessibility options that comply with ADA standards, ensuring everyone can visit us comfortably. We're here to serve you from Monday through Friday, between 10:00 AM and 5:00 PM, and on Saturdays from 10:00 AM to 2:00 PM. Our friendly staff is ready to assist you during these hours, whether you're opening a new account or inquiring about our various services. Speaking of services, we offer a wide range of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more! Need cash? We have an ATM available for your convenience. However, please note that we do not currently offer drive-thru banking or shared service center options. If you have any questions or need assistance, don't hesitate to call us at 916-732-2900. We invite you to come by The Golden 1 today and experience our exceptional service firsthand! Your financial journey starts here.

Member Eligibility

Becoming a member of The Golden 1 is like joining a family that truly cares about your financial well-being. If you live, work, or go to school in the vibrant community around us, you're likely eligible to join our credit union! We welcome individuals who share our values and are ready to take advantage of all the great benefits we offer. For detailed eligibility criteria, feel free to check out this helpful resource: http://www.golden1.com/membership-benefits. Once you're ready to become part of our community, opening an account is simple and straightforward. Just visit our website at http://www.golden1.com/apply-today to start your application online, or give us a call at (916) 732-2900 if you have any questions. We're here to help you every step of the way! Plus, as a member of The Golden 1, you'll enjoy access to personalized banking services designed with your needs in mind. Join us today and experience the difference!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical benefits that can streamline your business operations. Imagine being able to accept payments easily, manage transactions efficiently, and access detailed reporting all from one platform. With our services, you can focus on what you do best: running your business. Visit us at 7465 Rush River Dr Ste 110 Sacramento Ca 95831 in Sacramento, CA or call us at (916) 732-2900 to learn more about how we can help elevate your business today!

Comprehensive List Of Services

Business Banking

For those running their own businesses, our Business Banking services include essential tools like Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we have resources designed specifically for business owners.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which offer great benefits for everyday purchases. These cards not only provide convenience but also allow you to earn rewards that can be redeemed for travel, merchandise, and more!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts from anywhere. With features like ATM & Cash Withdrawal Services and basic ATM access for withdrawals and balance checks, staying on top of your finances has never been easier.

Join Us Today!

At The Golden 1, we believe that financial well-being should be accessible to everyone. We invite you to visit us at 7465 Rush River Dr Ste 110 Sacramento Ca 95831 or check out our website at Promenade for more details on how we can assist you in reaching your financial goals. Don't hesitate call us today at (916) 732-2900 or apply online through this link to start enjoying all the benefits of membership!

Personal Banking

Our personal banking services include Checking & Savings Accounts that are designed to fit your lifestyle. Imagine having access to your funds whenever you need them, without worrying about monthly fees or minimum balances. Our Auto Loans & Vehicle Financing options make it simple for you to get behind the wheel of your dream car, with competitive rates and flexible terms that suit your budget. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing solutions are tailored for you. We understand that every member's situation is unique, and we work closely with you to find the best options available. Additionally, our Personal Loans & Debt Consolidation services can help you manage expenses effectively, allowing you to consolidate high-interest debts into one manageable payment.

Digital & Online Banking

Key Features

Our online banking platform allows you to access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, with electronic signature authorization available, you can sign documents securely without the hassle of printing or mailing them. We also provide e-statements, making it easy for you to keep track of your transactions while reducing paper clutter. Enjoy the peace of mind that comes from knowing your statements are easily accessible and safe. For those on the go, our mobile application brings all these features to the palm of your hand. You can make mobile payments effortlessly, send money to friends or family with person-to-person transfers, and stay updated on your account status in real-time.

Security and Accessibility

Security is our top priority at The Golden 1. Our online banking services are equipped with advanced security measures to protect your information. You can bank confidently, knowing that we take every step necessary to safeguard your financial data. The user-friendly interface ensures that even those who may not be tech-savvy can navigate through their accounts easily. We strive to make banking accessible for everyone because managing your money should be simple and straightforward. In summary, with the digital and online banking services at The Golden 1, you're equipped with tools that simplify your banking experience while keeping it secure. Embrace the ease of managing your finances today!

Financial Strength

A Solid Foundation

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Our total share accounts stand at 2,432,889, showing a strong and growing member base that trusts us with their finances. With net shares available for lending at $0, you can be confident that your needs are met promptly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 7465 Rush River Dr Ste 110 Sacramento Ca 95831 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinforcing Our Commitment

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. Our operational efficiency shines through with a net income of $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates designed to make financing your next vehicle easy and accessible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We focus on guiding you through the process so you can feel confident in your investment. Plus, refinancing options are available if you're looking to lower your monthly payments or cash out equity.

Personal Finance Solutions

We also offer unsecured credit card loans with a total of $605,216,049 available to help members manage their finances effectively. These cards come with flexible terms and are perfect for those unexpected expenses or everyday purchases. For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your operations. We believe in supporting local businesses and fostering economic growth within our community. At The Golden 1, we pride ourselves on being more than just a financial institution; we are a partner in your journey toward financial stability and success. If you're curious about eligibility options or have questions about any of our loan products, don't hesitate to reach out at (916) 732-2900 or visit us at 7465 Rush River Dr Ste 110 Sacramento Ca 95831 in Sacramento, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your dreams!

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