The Golden 1 Credit Union Sacramento CA: Fast Personal Loans & Rewards Cards

Introduction

Welcome to The Golden 1, your trusted financial partner right here in the heart of Sacramento, CA. Located at 1330 Florin Rd, our branch has proudly served our community since 1933, growing alongside our members and adapting to their evolving needs. With a strong membership base of over 1,132,440 individuals, we are committed to providing personalized banking solutions that empower you to achieve your financial goals. At The Golden 1, we understand that each member's journey is unique. That's why we offer a range of services tailored just for you whether it's personal banking with checking and savings accounts, auto loans, or business banking solutions. Our total assets stand at an impressive $19,582,379,014, reflecting our stability and commitment to your financial well-being. We hold $777,140,260 in deposits and boast a net worth of $2,041,864,607. Led by our dedicated CEO Donna Bland and Board President Keri Thomas, our team of over 2,082 employees is here to ensure you receive exceptional service every time you visit us or call at 916-732-2900. We also have cash in hand totaling $747,087,746, which allows us to meet your immediate banking needs efficiently. While members can visit us at our branch for all their financial needs, any official correspondence should be directed to the same address as we currently do not have a separate mailing address. We invite you to explore everything The Golden 1 has to offer by visiting our website at golden1.com. Whether you're looking for competitive loan options or comprehensive online banking services, we're here to support you every step of the way. Come by today and discover how we can help you thrive!

Branch History & Mission

Join Us

We invite you to become a part of the The Golden 1 family! Experience firsthand the benefits of membership with us. Whether you're opening your first account or seeking business solutions, we're here to help every step of the way. Visit us today or call us at (916) 732-2900 for more information about how you can join and thrive with us at The Golden 1! Together, let's build a brighter financial future for you and your community!

Our Mission

At The Golden 1, our mission goes beyond numbers and transactions. We believe in empowering our members by providing them with the tools they need for financial success. Our mission statement emphasizes not only delivering exceptional financial services but also committing ourselves to community support and outreach efforts. We actively engage with local organizations and initiatives, reinforcing our belief that a strong community benefits everyone. While you can visit us at 1330 Florin Rd Sacramento Ca 95831 for all your banking needs during our operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM official correspondence can be sent to the same address as we currently do not have a different mailing address. In addition to traditional banking hours, we offer convenient ATM availability for quick access to your funds. Unfortunately, we do not provide drive-thru service at this location; however, we ensure that all other aspects of your experience are smooth and efficient.

Our Story

Located at 1330 Florin Rd Sacramento Ca 95831, right in the heart of Sacramento, our branch has been a vital part of the local landscape for decades. We are dedicated to not just providing banking services but also fostering relationships within our community. From humble beginnings, we have transformed into a trusted institution where members can manage their finances with confidence. Our history is marked by milestones that reflect our growth and dedication. Each year, we strive to improve and adapt to meet the needs of our members. Our focus on innovation has led us to embrace digital advancements, making banking more accessible than ever before. Whether you are looking for personal loans, auto financing, or online banking solutions, we ensure that our services are user-friendly and tailored to your needs.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is ADA compliant, ensuring everyone can comfortably access our services. You'll find ample parking available right outside, making it easy to visit us without any hassle.

Call to Action

We invite you to come by and discover how The Golden 1 can help meet your financial needs. Our team looks forward to welcoming you soon!

Operating Hours

Our friendly team is here to serve you Monday through Friday from 10:00 AM to 5:00 PM and on Saturday from 10:00 AM to 3:00 PM. We strive to accommodate your busy schedule so you can get your banking done at a time that works best for you.

Services Offered

At The Golden 1, we take pride in offering a variety of banking solutions tailored just for you. From personal banking options like checking and savings accounts, auto loans, and credit cards with rewards, to mortgage loans and business banking services there's something for everyone! Need cash? We have an ATM on-site for your convenience. While members can visit us at 1330 Florin Rd, official correspondence should be sent to our mailing address if it differs. Feel free to give us a call at 916-732-2900 if you have any questions or need assistance.

Member Eligibility

Becoming a member of The Golden 1 is like joining a family that supports your financial journey. If you live, work, or worship in our community or have a relative who does, you're likely eligible to join us! We believe everyone deserves access to quality financial services and a friendly place to bank. Once you meet the eligibility criteria, opening an account is straightforward and welcoming. You can learn more about what it takes to become a member by visiting our website at http://www.golden1.com/membership-benefits. When you're ready to take the next step, we make it easy for you to open your account online. Just head over to http://www.golden1.com/apply-today and follow the prompts. If you have any questions or need assistance, don't hesitate to call us at (916) 732-2900. We're here to help you every step of the way as you join our vibrant community at The Golden 1, located at 1330 Florin Rd Sacramento Ca 95831.

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services offer easy solutions that allow you to accept payments seamlessly, whether online or in-store. This means more time focusing on what you do best growing your business. Visit us at 1330 Florin Rd Sacramento Ca 95831 in Sacramento, CA, or call us at (916) 732-2900 to learn how our tailored banking solutions can help propel your business forward. Your success is our priority!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks whenever you need them. With locations available throughout the area, accessing your funds has never been more convenient. At The Golden 1, we are committed to providing personalized service tailored to meet your unique financial needs. If you're ready to explore how we can assist you in reaching your financial goals, don't hesitate to reach out! Call us at (916) 732-2900 or visit us during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions make it easy for you to drive away with the vehicle you want without straining your budget. Whether you're eyeing a brand-new model or a reliable used car, we provide competitive rates that fit your lifestyle.

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting out or expanding an existing venture, we provide the financial tools necessary for success.

Credit Cards with Rewards

Our credit cards with rewards are tailored to help you earn points on everyday purchases. Imagine getting rewarded just for shopping! From travel perks to cash back options, there's a card that fits your spending habits perfectly.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at The Golden 1, we make that dream attainable with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experienced team is ready to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have made banking easier than ever through our robust online and mobile banking platforms. You can check balances, pay bills, transfer money, and even access your account anytime, anywhere all from the comfort of your phone or computer.

Personal Banking

We offer a range of personal banking options that are designed to simplify your financial life. With our checking and savings accounts, you can easily manage your day-to-day transactions while earning interest on your savings. Need a little extra help? Our personal loans can assist with everything from unexpected expenses to debt consolidation, making it easier to stay on track financially.

Digital & Online Banking

Key Features

Our online banking offers 24/7 access, allowing you to check balances, pay bills, and transfer funds anytime. If you're looking for quick transactions, our person-to-person transfer feature makes it simple to send money to friends and family without the hassle of cash or checks. Plus, with our electronic signature authorization, signing documents is straightforward and secure no more printing or mailing necessary! For those who prefer using their mobile devices, our mobile application provides all the features of online banking right at your fingertips. You can also enjoy the added convenience of mobile payments, making purchases easier than ever.

Secure and User-Friendly

We prioritize your security with robust measures in place to protect your personal information. Our platform is user-friendly, ensuring that even those who may not be tech-savvy can navigate effortlessly. And if you want to stay organized, e-statements are available for easy access and management of your financial documents. In summary, The Golden 1 is committed to providing accessible and efficient digital banking solutions that put you in control of your finances. Whether you're at home or on the go, managing your money has never been easier!

Financial Strength

Investing in You

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $122,383 in used auto loans and $14,251,111,689 in total loans and leases, we're here to support your financial goals across various sectors.

Operational Efficiency

Our $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Member Engagement

Total Share and Deposit Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 1330 Florin Rd Sacramento Ca 95831 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is ready to help you find the perfect loan for your situation.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or other operational costs, we're here to support your business journey. If you're considering refinancing any of these products or want to check your eligibility for our loan offerings, please don't hesitate to reach out. You can contact us at (916) 732-2900, or visit us at our branch located at 1330 Florin Rd Sacramento Ca 95831 in Sacramento, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan options today and see how we can help you meet your financial objectives!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making it easier for you to enjoy your purchases while staying within your budget.

Loan Aggregator

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