The Golden 1 Credit Union Sacramento CA: Cheap Mortgage Refinance & Credit Cards

Introduction

Welcome to The Golden 1 at our Cosumnes branch, located conveniently at 8241 Bruceville Rd Ste D100, Sacramento, CA 95823. Since our establishment in 1933, we have proudly served our members with a strong commitment to community and financial well-being. With over 1,132,440 members and total assets exceeding $19.58 billion, we stand as a trusted partner in your financial journey. At The Golden 1, we believe in empowering our members by providing personalized banking solutions tailored to their unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage financing, we've got you covered. Our dedication to member service is reflected in our impressive total deposits of $777,140,260 and a robust net worth of $2,041,864,607. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 8241 Bruceville Road Suite D-100, Sacramento, CA 95823. Our friendly staff is here to assist you Monday through Friday from 10:00 AM to 5:00 PM and on Saturday from 10:00 AM to 2:00 PM. Led by CEO Donna Bland and Board President Keri Thomas, our team is committed to fostering a welcoming environment where you feel valued and supported. With a dedicated workforce of 2,082 employees, we ensure that every member receives the attention they deserve. Join us at The Golden 1 today! Visit our website at www.golden1.com or call us at 877-465-3361 to learn more about how we can help you achieve your financial goals. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Community

Our mission extends beyond just numbers; it's about making a positive impact in the lives of those around us. We actively engage with local initiatives and partner with organizations that uplift our communities. This commitment is reflected in our support for educational programs and local charities. While members can visit us at 8241 Bruceville Rd Ste D100, official correspondence should be sent to 8241 Bruceville Road Suite D-100, Sacramento, CA 95823 if needed.

Join Us!

At The Golden 1, we believe that everyone deserves a chance at financial success. We invite you to join our family and discover how we can help you reach your dreams. Whether you're looking for loans or just need sound financial advice, we're here for you! Experience the benefits of being part of a community-focused credit union dedicated to your financial well-being. For more information about membership or to get started today, visit The Golden 1 or call us at 877-465-3361. Your journey towards financial empowerment begins here!

Modern Banking Solutions

In today's fast-paced world, we understand the importance of convenience. That's why we offer digital banking services that allow you to manage your finances from anywhere at any time. With features like online banking, mobile payments, and electronic signatures available, banking with us is designed to fit seamlessly into your lifestyle. Our branch operates from Monday to Friday from 10:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 2:00 PM. While we do not have drive-thru service available at this location, we ensure that ATM access is readily available for your cash withdrawal needs.

Our Story

From our humble beginnings nearly a century ago, The Golden 1 has evolved into one of California's leading credit unions. We've always focused on providing exceptional financial services while remaining deeply committed to our community. Over the years, we've expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Throughout our history, our mission has been clear: to empower our members by offering accessible financial services that help them achieve their goals. Whether you're buying your first car or planning for retirement, we're here to provide guidance every step of the way.

Branch Location & Accessibility

Welcome to The Golden 1, your friendly neighborhood credit union located at 8241 Bruceville Rd Ste D100 in Sacramento, CA. Our branch is designed with your convenience in mind, making it easy for you to access all your banking needs. Whether you're stopping by to open an account, apply for a loan, or simply have questions, we're here to help! You can find us nestled near local favorites and easily accessible spots in Sacramento County. If you're traveling along Bruceville Road, our location is hard to miss. We also have ample parking available right outside our branch, ensuring you can visit us without the hassle of searching for a spot. Additionally, our facility is ADA compliant, featuring ramps and other accessibility options to accommodate all members of the community. While members can visit us at this address, official correspondence should be sent to our mailing address: 8241 Bruceville Road Suite D-100, Sacramento, CA 95823. We pride ourselves on being available when you need us most. Our lobby hours are convenient for busy schedules: we're open Monday through Friday from 10 AM to 5 PM and Saturday from 10 AM to 2 PM. If you prefer self-service options, you'll be glad to know that we offer ATM services right at our branch. At The Golden 1, we believe in providing a range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got everything covered under one roof. Our team is committed to making your experience smooth and enjoyable. We invite you to stop by or give us a call at 877-465-3361 if you have any questions or need assistance. Join our community today and discover how The Golden 1 can support your financial journey!

Member Eligibility

Becoming a member of The Golden 1 feels like joining a close-knit family that truly cares about your financial well-being. At our branch located at 8241 Bruceville Rd Ste D100 Sacramento Ca 95823, we welcome individuals who live, work, or worship in the community, as well as their family members. It's not just about opening an account; it's about becoming part of a supportive community that offers personalized services and benefits tailored just for you. By choosing to join The Golden 1, you gain access to an array of financial products designed to help you thrive, from competitive loans to rewarding savings options. The process of becoming a member is simple and straightforward. You can check the full eligibility criteria by visiting http://www.golden1.com/membership-benefits. If you're ready to take the next step, opening an account is easy! Just head over to http://www.golden1.com/apply-today or give us a call at (877) 465-3361 for any questions you might have. We're here to guide you every step of the way and look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having a payment processing solution that fits seamlessly into your daily operations. Our merchant services offer just that, allowing you to accept payments easily and securely. From card readers to online payment options, we provide the tools to enhance your customer experience and simplify transactions. Visit us at 8241 Bruceville Rd Ste D100 Sacramento Ca 95823 in Sacramento, CA or call us at (877) 465-3361 to explore how our business banking and commercial services can help you achieve your goals!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms that make it easier for you to drive off in your dream vehicle. With quick application processes and fast approvals, you can focus more on choosing the right car rather than worrying about financing.

Business Banking

Entrepreneurs will find value in our Business Banking services, which include merchant services and business loans tailored to help grow your business. We understand the unique challenges small businesses face, and we're here to provide support every step of the way.

Convenience Features

To enhance your banking experience, we also offer various conveniences such as ATM access for quick cash withdrawals and balance checks. Our commitment to ensuring that banking is hassle-free extends to our digital features as well like e-statements and mobile payments so you can bank how and when it works best for you. In summary, at The Golden 1, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to helping you achieve your goals. To learn more about how we can assist you or to open an account today, please visit us online at https://www.golden1.com/ or call us at (877) 465-3361. Your journey toward financial wellness starts here!

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our Credit Cards with Rewards program is an excellent choice. Enjoy benefits like cash back on everyday purchases or points towards travel and experiences all while building your credit score.

Mortgage Loans & Refinancing

If homeownership is on your mind, consider our Mortgage Loans & Refinancing options. We guide you through the process of securing a mortgage that suits your financial situation. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will help you navigate the details.

Personal Banking

We understand that managing day-to-day finances is essential for our members. That's why we offer Personal Banking options like checking and savings accounts designed to fit various lifestyles. You can easily access your accounts through our online and mobile banking platforms, making it simple to check balances, transfer funds, or pay bills from anywhere at any time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to provide financial relief when you need it most. By consolidating debts into one manageable payment, you can reduce stress and regain control of your finances.

Digital & Online Banking

Convenient Online Banking Services

With our comprehensive online banking platform available at https://www.golden1.com/, you can access your accounts 24/7. Check balances, pay bills, and transfer funds with just a few clicks. No more waiting in line or rushing to the branch before closing hours! Plus, our user-friendly interface ensures that even those new to online banking can navigate easily.

E-Statements and Mobile Features

Say goodbye to paper clutter! With e-statements available, you can view your account statements electronically whenever you need them. Our mobile application further enhances your banking experience by allowing you to manage your accounts right from your smartphone. Enjoy features like mobile payments for quick transactions and person-to-person transfers, making it easy to send or receive money from friends and family instantly. At The Golden 1, we're committed to providing a digital banking experience that is not only convenient but also secure and accessible. Join us today and discover how simple managing your finances can be!

Secure Transactions at Your Fingertips

Your security is our top priority. We utilize advanced encryption technology to protect your information during every transaction. Additionally, we offer electronic signature authorization for documents, so you can sign important papers from the comfort of your home without any hassle.

Financial Strength

Commitment to Innovation

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team of Professionals

Our success is backed by a dedicated team of professionals. We take pride in having 2,047 full-time employees and 35 part-time employees ready to assist you with knowledgeable service.

Diverse Lending Options

We support our members' financial goals with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. This diverse portfolio allows us to cater to various needs while maintaining healthy lending practices.

Member Savings and Investments

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. This trust reflects our commitment to providing exceptional service and reliable financial solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 8241 Bruceville Rd Ste D100 Sacramento Ca 95823 or call (877) 465-3361 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide competitive interest rates along with flexible terms so you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We believe in supporting local businesses and offering tailored solutions that align with your goals. We also have options for refinancing available if you're looking to lower your monthly payments or consolidate debt. Eligibility is straightforward; just reach out to us at (877) 465-3361 or visit our website for more details. Our commitment is backed by performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're considering an auto loan or exploring mortgage options, The Golden 1 is here to help make your financial journey smoother. Visit us at 8241 Bruceville Rd Ste D100 Sacramento Ca 95823 in Sacramento, CA, or call us at (877) 465-3361 to learn more about how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade your current living situation, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit your lifestyle while providing financial flexibility when you need it most.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent, allowing users to trust the information they receive.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make well-informed financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*