The Golden 1 Credit Union Sacramento CA: Affordable Auto Loans & Business Banking

Introduction

Welcome to The Golden 1, your trusted partner in financial wellness since 1933. Located at 2360 Stockton Blvd, Sacramento, CA 95817, our branch is dedicated to serving over 1.1 million members with a wealth of resources and personalized support. With total assets exceeding $19.5 billion, we are committed to ensuring that you receive the best financial services tailored to your needs. As part of our mission, we focus on community engagement and member satisfaction. Our experienced team, led by CEO Donna Bland and Board President Keri Thomas, works diligently to foster a welcoming atmosphere where everyone feels valued. We pride ourselves on maintaining a robust financial standing, with total deposits reaching $777,140,260 and net worth at $2,041,864,607. While members can visit us at our branch for all their banking needs from personal banking to auto loans official correspondence should be sent directly to our mailing address if it differs from the physical location. If you have any questions or need assistance, feel free to call us at 916-732-2900 during our convenient operating hours: Monday through Friday from 10 AM to 5 PM, and Saturday from 10 AM to 2 PM. At The Golden 1, we believe in empowering our members through education and support. Whether you're looking for a loan, advice on savings accounts, or information about our credit card options with rewards, we are here to help you every step of the way. Explore our wide range of services today by visiting us online at golden1.com, and discover how we can work together towards achieving your financial goals!

Branch History & Mission

Join Us Today

At The Golden 1, we pride ourselves on being more than just a credit union; we are a part of your community. With ATM availability for your convenience and no drive-thru service at this location, we're here to serve you in ways that truly matter. Whether you're looking for personal loans or business banking solutions, you'll find that our member-centric approach sets us apart. We encourage you to join us today and discover how The Golden 1 can help you achieve your financial goals while making a positive impact in Sacramento. Visit our website or call us at (916) 732-2900 for more information about membership benefits or to apply today!

Our Evolution

From our humble beginnings, we have continually adapted to meet the changing needs of our members. Each milestone we achieve is not just a reflection of our growth but also a testament to the trust placed in us by our community. The Golden 1 has always focused on providing exceptional financial services while actively participating in community development initiatives. With each passing year, we've expanded our offerings from personal banking services like checking and savings accounts to auto loans and business banking solutions. Our commitment to innovation has kept us at the forefront of technology. We now offer robust online and mobile banking options, ensuring that our members can access their accounts anytime and anywhere. As we look ahead, we remain dedicated to enhancing accessibility for everyone, ensuring our facilities are ADA compliant and welcoming.

Our Mission

The mission of The Golden 1 is simple yet powerful: to provide financial solutions that empower individuals and strengthen communities. We believe that when our members thrive financially, so does the entire community. This mission drives us to not only focus on excellent financial services but also engage in outreach programs aimed at uplifting those around us. While you can visit us at 2360 Stockton Blvd Sacramento Ca 95817, official correspondence should be sent to nan, nan, nan nan if it differs from our physical location. We invite you to experience our commitment firsthand during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM.

Branch Location & Accessibility

Convenient Location

Situated in the heart of Sacramento County, our branch is easy to find and just a short drive away from popular local spots like the California State University campus. Parking is ample, ensuring that you can get in and out with ease. Plus, our location complies with ADA standards, making it accessible for all members of our community.

Services That Fit Your Needs

At The Golden 1, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals or balance checks anytime you need it. While members can visit us at our branch address, please note that any official correspondence should be sent directly to our mailing address if it differs. If you're curious about our offerings or want personalized assistance, don't hesitate to reach out at 916-732-2900. We invite you to come by, explore what we have to offer, and see how we can support your financial journey. We're looking forward to welcoming you soon!

Member Eligibility

Becoming a member of The Golden 1 is like joining a welcoming community where your financial well-being is the top priority. If you live, work, or attend school in certain areas, you're already on the path to membership! We aim to make it easy for everyone to join our family, whether you're looking for great savings options, loans, or just a friendly place to bank. To see if you qualify and learn more about the specific eligibility criteria, please check out our detailed guide at http://www.golden1.com/membership-benefits. Once you've confirmed your eligibility, opening an account is a breeze! Just visit us at http://www.golden1.com/apply-today or give us a call at (916) 732-2900. We're here to help you every step of the way at our branch located at 2360 Stockton Blvd Sacramento Ca 95817.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment solutions can make all the difference. Our merchant services offer a range of tools tailored for businesses to accept payments quickly and securely. Imagine a busy café on a Saturday morning; with our reliable payment processing, your customers can enjoy their coffee without delay, ensuring they return time after time. Located at 2360 Stockton Blvd Sacramento Ca 95817 in Sacramento, CA, we invite you to explore how our business banking services can support your vision. Reach us at (916) 732-2900 or visit our website for more information on how we can assist you today!

Comprehensive List Of Services

Business Banking Services

For small business owners, we know how vital it is to have reliable banking solutions. Our Business Banking services include essential Merchant Services & Business Loans that can help fuel your growth and streamline operations.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at The Golden 1, we offer robust Online & Mobile Banking options that let you manage your accounts anytime, anywhere. You can perform tasks like checking balances, transferring funds, and paying bills all from the comfort of your home or on the go. For those who prefer cash transactions, our ATM & Cash Withdrawal Services ensure you have easy access to your money whenever you need it. Basic ATM access allows for withdrawals and balance checks with minimal hassle.

Get Started Today!

With so many comprehensive services available at The Golden 1, it's never been easier to take control of your finances. Whether you're a member already or considering joining us for the first time, we're here to help every step of the way. If you have questions or want to learn more about how we can assist you, please don't hesitate to reach out at (916) 732-2900. To open an account or explore membership benefits further, visit us online at https://www.golden1.com/. We look forward to serving you!

Personal Banking Solutions

We understand that everyone's financial journey is unique. That's why our personal banking services include Checking & Savings Accounts designed to fit different lifestyles. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it easy and affordable. For those interested in homeownership, we offer Mortgage Loans & Refinancing solutions that can help you secure the best rates available. If unexpected expenses arise, our Personal Loans & Debt Consolidation services provide a straightforward way to manage your finances without stress. Plus, our Credit Cards with Rewards not only help you make purchases but also allow you to earn points on your spending because every little bit counts!

Digital & Online Banking

Key Features

Security is a top priority for us. With electronic signature authorization available, signing documents is easy and safe. You no longer need to worry about printing or mailing forms; just sign electronically and you're all set. Plus, if you choose e-statements, you'll receive your bank statements faster while also helping the environment by going paperless. Managing your money has never been easier with our mobile application. Download it today to enjoy features like person-to-person transfers, allowing you to send money quickly to friends or family without any hassle. Want to make purchases without cash? Our mobile payments feature lets you pay using your smartphone it's simple and secure. In addition to these conveniences, our user-friendly interface ensures that navigating your accounts is a breeze. Whether you're checking balances or making transfers, everything is just a few taps away. Join us at The Golden 1 and take advantage of our digital banking services today! With tools that prioritize accessibility and real-time account management, you'll find that staying on top of your finances has never been this easy.

Financial Strength

Commitment to Growth

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 2360 Stockton Blvd Sacramento Ca 95817 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our strong performance is reflected in our $82,266,177, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle, whether it's new or pre-owned.

Business Financing

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your operations. We understand the demands of running a business and are here to support you with financial solutions tailored to your needs. If you're considering refinancing any of these loans, don't hesitate to reach out. Our team can help guide you through eligibility options and find a solution that works best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or assistance with your application, feel free to call us at (916) 732-2900, or visit us at our location: 2360 Stockton Blvd Sacramento Ca 95817, Sacramento, CA. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. This option gives you the freedom to handle unexpected costs while enjoying peace of mind.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. The platform aggregates information in a way that reflects current market conditions, helping you see exactly what various lenders are offering.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you're seeing genuine offers without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Whether you're looking for a new car or refinancing your home, you'll get the latest options at your fingertips. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool is in delivering substantial savings and peace of mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*