The Golden 1 Credit Union Roseville CA: Affordable Auto Loans & Business Banking

Introduction

Welcome to The Golden 1, your trusted financial partner located at 741 Pleasant Grove Blvd Ste 100, Roseville, CA 95678. Since our establishment in 1933, we've dedicated ourselves to serving the community with a commitment to exceptional service and member satisfaction. With over 1,132,440 members and a robust asset base of $19,582,379,014, we take pride in providing personalized banking solutions that cater to your unique needs. At The Golden 1, we understand that financial decisions can be overwhelming. That's why our friendly team, led by CEO Donna Bland and Board President Keri Thomas, is here to guide you through every step of your financial journey. Whether you're looking for personal banking services like checking and savings accounts or need support with auto loans and mortgages, we've got you covered. While you can visit us at our branch for all your banking needs, we also encourage you to explore our online services at golden1.com for convenience. If you have any questions or need assistance, don't hesitate to call us at 916-732-2900. We are here Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. Our commitment goes beyond just numbers; it's about building relationships within our community. We have a total of 2,082 employees who share this mission of fostering trust and reliability in every interaction. With an impressive net worth of $2,041,864,607 and total deposits amounting to $777,140,260, we're well-equipped to support your financial aspirations. Join us today and experience the difference of being part of The Golden 1 family where your goals become our goals!

Branch History & Mission

A Rich Legacy

From our humble beginnings, The Golden 1 was founded on the principle of serving the financial needs of our members with care and commitment. Over the years, we have continually evolved to meet the changing needs of our community, always striving to provide reliable services and innovative solutions. Our mission is clear: to empower every member with the tools they need for financial success while fostering a sense of belonging and community. We understand that our members' needs go beyond just banking; they require personalized support that reflects their unique circumstances. That's why we prioritize customer service and strive for excellence in everything we do. Our highly-trained staff is here to guide you through your financial journey, whether it's opening a checking account or applying for an auto loan.

Committed to Accessibility

In today's digital world, we embrace technology while ensuring accessibility for everyone. We offer online banking, mobile payments, and e-statements for those who prefer managing their finances on-the-go. Our commitment extends to ADA compliance so that all members can comfortably access our services. With ATM availability at our branch and no drive-thru service currently offered, we focus on providing efficient services inside our welcoming lobby space.

Community Focus

At The Golden 1, we are more than just a credit union we are an integral part of the Roseville community. We actively engage in outreach initiatives aimed at improving local lives and supporting those in need. Our partnerships with various organizations help us give back through educational programs and charitable donations. While members can visit us at our Roseville location, official correspondence should be sent to our headquarters in Sacramento, CA. We offer convenient operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM making it easier for you to access your accounts or speak with our team.

Join Us Today

As The Golden 1 continues its journey into the future, we invite you to be part of this inspiring legacy. Discover how we can assist you with personal banking services like auto loans, mortgage refinancing, credit cards with rewards, business banking options, and much more. If you're ready to experience the benefits of being part of a community-focused credit union that values your financial well-being, join us today! Visit The Golden 1 website or call us at 916-732-2900 for more information on membership options. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

We invite you to come by The Golden 1 at Roseville Pleasant Grove! If you have any questions or need assistance before your visit, feel free to call us at 916-732-2900. We look forward to serving you!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from local favorites like the Roseville Galleria and the beautiful Mahany Park. This prime location ensures that you can combine your banking visit with shopping or leisure activities. We offer ample parking space for our members, ensuring that your visit is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances, making it easy for everyone to access our services.

Operating Hours and Services

We understand that life can get busy, which is why we offer convenient hours to fit your schedule. Visit us Monday through Friday from 10:00 AM to 5:00 PM and on Saturday from 10:00 AM to 3:00 PM. Our friendly staff is ready to assist you with a variety of services, including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more. Plus, we have an ATM available for those who prefer self-service banking.

Member Eligibility

At The Golden 1, we believe that becoming a member is like joining a family a supportive community where your financial needs come first. If you're looking to join us at our Roseville location, you'll find it easy and welcoming! Generally, anyone who lives, works, or worships in the area can become a member. We prioritize making banking accessible for everyone. For more detailed information on eligibility criteria, feel free to check out our membership benefits page at http://www.golden1.com/membership-benefits. Opening an account with us is just as straightforward. You can start your journey towards financial empowerment by visiting our account opening page at http://www.golden1.com/apply-today. Should you have any questions or need assistance, don't hesitate to reach out to us at (916) 732-2900. Join us at 741 Pleasant Grove Blvd Ste 100 Roseville Ca 95678 and experience the advantages of being part of The Golden 1 where your financial goals are our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make day-to-day operations smoother. Picture this: You've just made a big sale, but the payment processing takes too long. With our merchant services, transactions happen quickly and efficiently. This means more time for you to focus on what matters most running your business and serving your customers. Located at 741 Pleasant Grove Blvd Ste 100 Roseville Ca 95678 in Roseville, CA, we're here to help your business thrive. Call us at (916) 732-2900 or visit us online for more information about how we can assist you today!

Comprehensive List Of Services

Digital Banking Convenience

In today's busy world, convenience is key. That's why The Golden 1 offers robust online and mobile banking platforms. Whether you're checking balances, making transfers, or paying bills, our digital features allow you to manage your finances anytime and anywhere from the comfort of your own device. Our ATM services ensure easy access to cash whenever you need it.

Join Us Today!

At The Golden 1, we believe that everyone deserves access to quality financial services that fit their lifestyle. If you're interested in learning more about how we can assist you on your financial journey, please don't hesitate to reach out at (916) 732-2900 or visit us at 741 Pleasant Grove Blvd Ste 100 Roseville Ca 95678. Together, let's achieve your financial goals!

Loans and Credit

We understand that sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you regain control of your finances. Additionally, our credit cards with rewards give you the flexibility to make purchases while earning points towards exciting rewards. For those running businesses, we provide comprehensive business banking services, including merchant services and business loans, designed to help you thrive in today's competitive market.

Personal Banking

Our personal banking services are designed to simplify your financial life. With various checking and savings accounts, you can easily manage your money while earning interest. Imagine having an account that fits your lifestyle, whether you're saving for a vacation or just want a convenient way to handle daily transactions. When it comes to transportation, our auto loans and vehicle financing options make purchasing a new car straightforward and stress-free. You can drive off with confidence knowing you got a great deal tailored to your budget. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are here to guide you through the process with competitive rates and personalized service.

Digital & Online Banking

Accessibility and Security

We prioritize your security while ensuring that managing your money is straightforward. Our digital services offer real-time account management so you can always stay updated on your transactions. Plus, we use the latest technology to protect your information, giving you peace of mind every time you bank with us. At The Golden 1, we're committed to making banking accessible and easy for everyone. Experience the benefits of modern banking today!

Key Features

Our online banking includes features like E-Statements, which means you can say goodbye to paper clutter. You'll receive your statements electronically, making it easier to keep track of your finances while also being eco-friendly. And if you ever need to sign documents quickly, our Electronic Signature Authorization makes the process simple and secure. For those who enjoy using their smartphones, our mobile application is available for easy access to your accounts. Plus, with our Mobile Payments feature, you can make purchases directly from your phone without needing cash or cards. Need to send money to friends or family? With our Person-to-Person Transfers, sending money is just a few taps away no more hassle of writing checks or handling cash!

Financial Strength

Growing Together

Total Share Accounts stand at 2,432,889, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further emphasizes our dedication to serving your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 741 Pleasant Grove Blvd Ste 100 Roseville Ca 95678 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident in our $82,266,177, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in our $122,383 in used auto loans and $14,251,111,689 total loans and leases, supporting your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your business. Whether you're starting up or seeking funds for operational growth, our commercial financing options are here to support your ambitions. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you every step of the way. Our goal is to ensure you find the best financial solutions that fit your unique situation. We invite you to reach out at (916) 732-2900 or visit us at 741 Pleasant Grove Blvd Ste 100 Roseville Ca 95678 in Roseville, CA. Let us partner with you on this journey toward achieving your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle, making it easier than ever to drive off in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We offer competitive rates and straightforward processes to help you secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

Managing day-to-day expenses is vital for financial wellness. We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that suit various spending habits while providing the freedom you need.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh has become a reliable tool for anyone looking to secure the best loan options available. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working with recognized financial institutions, LendMesh guarantees that the loan comparisons are both accurate and trustworthy. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced only from legitimate financial institutions, which builds trust among users. Additionally, LendMesh does not prioritize lenders based on paid promotions this means that users can expect unbiased results every time they compare loans. The platform provides real-time rate comparisons, allowing users to see up-to-date loan rates from multiple institutions at a glance. This feature empowers users to make informed decisions without any hidden agendas. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight the effectiveness of LendMesh in helping individuals find the right loan at the right price. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.