The Golden 1 Credit Union Roseville CA: Affordable Auto Loans & Business Banking

Introduction

Welcome to The Golden 1, your trusted financial partner located at 1701 Santa Clara Dr Ste 120, Roseville, CA 95661. Established in 1933, we have grown alongside our community, currently serving over 1.1 million members with a commitment to providing exceptional financial services. Our total assets stand strong at an impressive $19,582,379,014, ensuring that we are well-equipped to meet your banking needs. At The Golden 1, we understand the importance of personalized service and community support. With a dedicated team of 2,082 employees, led by our CEO Donna Bland and Board President Keri Thomas, we strive to create a welcoming atmosphere for every member. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we've got you covered. While you can visit us directly at our branch in Roseville, please note that all official correspondence should be directed to our mailing address if it differs from the physical location. Our branch is equipped with convenient services including ATMs and online banking options to enhance your experience. We invite you to explore how The Golden 1 can help you achieve your financial goals. With total deposits reaching $777,140,260 and a net worth of $2,041,864,607, we are financially sound and ready to support your aspirations. For more information or assistance, feel free to call us at 916-732-2900. We look forward to serving you!

Branch History & Mission

Our Mission

At The Golden 1, our mission is simple yet profound: to empower our members through exceptional financial services while actively supporting community initiatives. We believe that banking should be more than just transactions; it should foster relationships and build a stronger community. From personal banking products like checking and savings accounts to auto loans and business financing solutions, we strive to make financial resources accessible for everyone. We also recognize the importance of staying connected in a digital world. Our branch offers online and mobile banking options, along with ATM access for added convenience. While we currently do not have drive-thru service or shared service centers, our focus remains on delivering high-quality customer experiences at every level. As a proud member of the local community, we engage in outreach programs that support various causes and initiatives aimed at improving the lives of those around us. Partnerships with local organizations allow us to extend our impact beyond traditional banking services. If you're looking for a financial institution that values you as an individual and is dedicated to helping you achieve your goals, we invite you to join The Golden 1 family. Experience firsthand how we can support your financial journey whether you're saving for your first home or seeking advice on managing debt. For more information or to become a member today, visit us online at The Golden 1 or call us at (916) 732-2900. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to The Golden 1, your friendly neighborhood credit union located at 1701 Santa Clara Dr Ste 120 in beautiful Roseville, CA. Nestled in Placer County, our branch is conveniently situated near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. Whether you're heading to the nearby parks or shopping centers, we're just around the corner! At The Golden 1, we understand that accessibility matters. Our branch is designed to be welcoming and convenient for all members. We offer ample parking space right outside, and our facilities are ADA compliant, featuring ramps and accessible entrances for those who may need them. We invite you to visit us during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. Feel free to reach us at 916-732-2900 if you have any questions or need assistance before your visit. For your banking needs, we provide a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you need cash on the go, an ATM is available right at our location for your convenience. While members can visit us at 1701 Santa Clara Dr Ste 120, official correspondence should be sent to the same address as there is no separate mailing address. We're here to support you with all your financial needs and look forward to welcoming you soon! So why wait? Stop by The Golden 1 today or give us a call we're excited to help you on your financial journey!

Member Eligibility

Becoming a member of The Golden 1 feels like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We take pride in offering our members access to great rates and personalized services designed just for you. To find out more about the specific eligibility requirements, feel free to check out our detailed guide at http://www.golden1.com/membership-benefits . It's easy and straightforward to become part of our community. Once you're ready to open an account, simply visit us online at http://www.golden1.com/apply-today , or give us a call at (916) 732-2900. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to simplify your payment processing. Imagine being able to accept payments anytime, anywhere whether you're at a bustling market or running an online store. Our merchant solutions ensure that you get paid quickly, allowing you to focus on what really matters: growing your business. Located conveniently at 1701 Santa Clara Dr Ste 120 Roseville Ca 95661 in Roseville, CA, we're here to provide personalized support and expertise. Call us at (916) 732-2900 to learn more about how we can help your business succeed today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options are here to assist. We offer competitive rates that make driving off the lot in your dream car more achievable than ever. Picture yourself behind the wheel with a loan that suits your budget perfectly.

Business Banking

For small business owners, our business banking services include merchant services and business loans tailored to help grow your venture. We know how hard you work to make your business succeed, and we're here to support you with the financial tools you need.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase brings you closer to exciting benefits! Enjoy cashback on everyday purchases or earn points towards travel and experiences. It's not just about spending; it's about getting rewarded along the way.

Digital Banking Features

Our commitment extends beyond traditional banking. With features like mobile payments and person-to-person transfers, managing your money has never been easier. Our ATM services allow for quick cash withdrawals and balance checks at any time, ensuring that you're always connected to your funds. In summary, The Golden 1 offers a comprehensive suite of financial services designed with your needs in mind from personal banking to support for local businesses. Visit us at 1701 Santa Clara Dr Ste 120 Roseville Ca 95661 or give us a call at (916) 732-2900 to learn more about how we can assist you today! Explore more about what we offer by visiting our website at Roseville. Join our community of satisfied members who trust us for their financial needs!

Mortgage Loans & Refinancing

For those considering buying a home or refinancing an existing mortgage, The Golden 1 provides personalized mortgage loans designed to fit your financial situation. We understand that purchasing a home is one of life's biggest decisions, and our team is here to guide you through every step of the process.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances easily. Imagine having access to your funds whenever you need them with our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone or computer convenience at its best!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you manage financial challenges effectively. Whether it's for medical bills, home repairs, or consolidating higher-interest debts into one manageable payment, we've got you covered.

Digital & Online Banking

Key Services

Our online banking platform at https://www.golden1.com/ offers a wide range of features tailored to meet your needs. Enjoy 24/7 access to your accounts with real-time updates on your balance and transactions. Whether you're paying bills, transferring money, or checking your e-statements which are readily available you'll find everything you need right at your fingertips. For those on the go, our mobile application makes banking even more accessible. You can also take advantage of mobile payments for quick and secure transactions using your smartphone. Plus, if you need to send money to friends or family, our person-to-person transfer feature is simple and efficient.

Security and Ease of Use

Your security is our top priority. We offer electronic signature authorization for a smooth and safe way to sign documents digitally. This means you can complete transactions without having to visit a branch in person, saving you time while ensuring peace of mind. With all these features combined, managing your finances has never been easier. At The Golden 1, we're committed to providing a user-friendly experience that empowers you to take control of your banking needs whenever it suits you. Explore our services today at https://www.golden1.com/ and see how we can help simplify your financial life!

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a robust financial foundation that allows us to serve our community effectively. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. Our operational efficiency is reflected in our $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 1701 Santa Clara Dr Ste 120 Roseville Ca 95661 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options that can make your car-buying experience smooth and hassle-free.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital, we have solutions designed for your business needs. At The Golden 1, we pride ourselves on providing personalized service and support. If you're interested in learning more about our loan offerings or checking your eligibility, don't hesitate to reach out. You can contact us at (916) 732-2900, visit us at 1701 Santa Clara Dr Ste 120 Roseville Ca 95661, or explore our website at https://www.golden1.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. This option allows you to have access to credit without the need for collateral, making it easier to handle unexpected expenses or consolidate debt.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for borrowers looking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results (Source: https://www.ncua.gov ), guaranteeing that users receive fair and transparent offers. Each loan listing reflects current market conditions, which helps users compare options effectively. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users have access to trustworthy information. Additionally, LendMesh does not prioritize lenders based on paid promotions this means you see unbiased results rather than filtered listings influenced by marketing dollars. Another significant advantage is the real-time rate comparisons available through LendMesh. Users can review up-to-date loan rates from multiple institutions in one place. This feature empowers borrowers to make educated choices about their financing options without wasting time sifting through outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this platform in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans