The Golden 1 Credit Union Redding CA: Quick Personal Loans & Auto Financing

Introduction

Welcome to The Golden 1, your trusted financial partner located at 1040 E Cypress Ave Ste A, Redding, CA 96002. Since our establishment in 1933, we have dedicated ourselves to serving our community with integrity and care. Our mission is simple: to empower our members through tailored financial solutions that meet their unique needs. With over 1,132,440 members and total assets exceeding $19.58 billion, we pride ourselves on being a pillar of strength in the local economy. We offer a wide range of services, from checking and savings accounts to auto loans and mortgage financing. As of now, our total deposits stand at an impressive $777,140,260, reflecting the trust placed in us by our valued members. At The Golden 1, we believe in fostering strong relationships within the community. Under the leadership of our CEO, Donna Bland, and Board President, Keri Thomas, we strive to make banking easy and accessible for everyone. Our team of 2,082 employees is here to assist you every step of the way. While you can visit us at our Redding branch for all your banking needs, please feel free to reach out via phone at (916) 732-2900 or explore our website at The Golden 1 for more information about our services and how we can help you achieve your financial goals. Join us as we continue to grow and support each other in this vibrant community!

Branch History & Mission

Community Commitment

Our commitment goes beyond banking; we actively engage with local organizations and initiatives that promote social well-being and economic development in Redding and surrounding areas. Through partnerships and outreach efforts, we work tirelessly to uplift our community and create opportunities for all. While members can visit us at 1040 E Cypress Ave Ste A Redding Ca 96002, official correspondence should be sent to nan, nan, nan nan if it differs from our physical location. We invite you to join The Golden 1 family today! Experience firsthand how we can help you reach your financial goals while making a positive impact in your community. Visit us online at The Golden 1 or call us at (916) 732-2900 for more information on becoming a member or exploring our services!

Our Evolution

From its humble beginnings, The Golden 1 has seen remarkable growth and evolution. Over the years, we have expanded our services and enhanced our offerings to meet the changing needs of our members. With total assets reaching an impressive $19.58 billion, we stand as a testament to what can be achieved through dedication and community support. As we continue to evolve, we focus on providing top-notch financial services while ensuring that our members feel valued and supported. Our operating hours reflect our commitment to accessibility: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. We also offer ATM services for convenience and easy access to funds.

Our Mission

At The Golden 1, our mission is clear: we strive to provide high-quality financial services while fostering strong relationships within the community. We believe that everyone deserves access to affordable banking options that can help improve their lives. Our range of services includes personal banking, auto loans, mortgage loans, business banking solutions, online and mobile banking, and more. We take pride in being more than just a financial institution; we're a partner in your journey towards financial wellness. Whether you need help with budgeting or applying for a loan, our knowledgeable staff is here to guide you every step of the way.

Branch Location & Accessibility

Accessibility and Amenities

At The Golden 1, we prioritize your convenience. Our branch features ample parking, making it simple for you to stop by and take care of your financial matters. We are committed to ensuring everyone can access our services; our facility complies with ADA standards, offering ramps and other features for easy navigation.

Operating Hours

We know your time is valuable, which is why our lobby is open Monday through Friday from 10:00 AM to 5:00 PM, and Saturday from 10:00 AM to 2:00 PM. Whether you're looking to open an account or need assistance with loans, our friendly team is here during these hours to help you.

Services Offered

At The Golden 1, we provide a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage financing, we've got you covered. You can also enjoy the convenience of ATM access for withdrawals and balance checks right here at our branch. While members can visit us at 1040 E Cypress Ave Ste A, please note that official correspondence should be sent directly to this address as well. If you have any questions or would like more information about our offerings, don't hesitate to call us at 916-732-2900. We invite you to stop by The Golden 1 in Redding today! Your financial journey starts here, and we look forward to assisting you with all your banking needs!

Member Eligibility

At The Golden 1, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple! If you live, work, or worship in the Redding area, or if you have an immediate family member who is already a member, you're likely eligible to join us. We welcome individuals from various backgrounds and financial situations, making it easier for you to access our wide range of services designed to help you achieve your financial goals. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at http://www.golden1.com/membership-benefits . Once you're ready to join, opening an account is just as easy visit us at http://www.golden1.com/apply-today or give us a call at (916) 732-2900 for assistance. We can't wait to welcome you to the The Golden 1 family!

Business Banking & Commercial Services

Business Loans that Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Transactions

In today's fast-paced environment, having reliable merchant services can make all the difference. Imagine a busy Saturday where your café is buzzing with customers. With our merchant services, accepting payments becomes seamless whether it's cash, card, or mobile payment options. This means you can focus on what you do best: serving your customers and growing your business. Ready to take the next step? Visit us at 1040 E Cypress Ave Ste A Redding Ca 96002 or call us at (916) 732-2900 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessibility Made Easy

With Basic ATM Access for withdrawals and balance checks available throughout our network, managing your funds has never been simpler. Whether it's during regular hours or late at night, you can always stay connected to your finances.

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include Merchant Services and Business Loans, helping you manage and grow your business effectively.

Connect With Us

For more information about any of these services or if you have questions about how we can help you achieve your financial goals, please don't hesitate to reach out at (916) 732-2900. We're here Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Join us at The Golden 1 where banking meets community! Explore all that we have to offer by visiting us online at Redding or stop by our branch today!

Convenient Digital Banking

We know convenience is key in today's fast-paced world. That's why at The Golden 1, we offer robust Online & Mobile Banking features. Access your accounts from anywhere, pay bills on-the-go, and even make Person-to-Person payments with ease. Plus, our ATM & Cash Withdrawal Services ensure that your money is always within reach.

Credit Cards with Benefits

Shopping can be rewarding when you choose one of our Credit Cards with Rewards. Enjoy perks as you spend, making everyday purchases even more fulfilling.

Home Financing Options

For many, buying a home is one of life's biggest milestones. That's where our Mortgage Loans & Refinancing come into play. We help guide you through the mortgage process, ensuring you find the right loan that fits your budget. Plus, if you're looking to consolidate debt or need some financial relief, our Personal Loans & Debt Consolidation services are here to assist.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking options are designed with you in mind. We offer various Checking & Savings Accounts that suit different lifestyles and saving goals. Need a little extra cash for that dream car? Our Auto Loans & Vehicle Financing options make it easy to drive off in style without breaking the bank.

Digital & Online Banking

Key Services

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also enjoy the ease of electronic signatures for transactions, making paperwork hassle-free with our Yes feature. Plus, with e-statements available Yes, you can go paperless and keep your financial records organized. For those on the go, our mobile application is ready to assist you in managing your finances right from your smartphone. Whether you're making purchases using mobile payments Yes or sending money to friends with person-to-person transfers Yes, everything is secure and straightforward.

Security and Accessibility

Your security is our priority. Our online banking system employs advanced measures to protect your information while offering easy navigation so you can focus on what matters most your finances. With real-time account management tools at your fingertips, staying on top of your financial health has never been simpler. Experience the convenience of banking that fits into your lifestyle at The Golden 1. Join us today by visiting https://www.golden1.com/ and take advantage of all our digital banking services!

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and growing, and we're here to assure you of our robust financial health. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $122,383 in used auto loans and $14,251,111,689 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our strong operational performance is highlighted by our $82,266,177, which reflects our efficiency and commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 1040 E Cypress Ave Ste A Redding Ca 96002 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting your endeavors with customized financing solutions. If you're interested in any of these options or want more information on refinancing possibilities and eligibility criteria, please don't hesitate to reach out. You can contact us at (916) 732-2900 or visit us at our branch located at 1040 E Cypress Ave Ste A Redding Ca 96002 in Redding, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Credit Lines and Unsecured Loans

For those needing extra flexibility, our total credit lines amount to $10,047,012,483, providing you with accessible funds when you need them most. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. This can be an excellent option for consolidating debt or making unexpected purchases without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans