The Golden 1 Credit Union

In the heart of Rancho Cordova, The Golden 1 branch at 11130 Sun Center Dr is a convenient spot offering essential ATM services designed to make your everyday banking quick and easy. While this location focuses exclusively on ATM access, it’s part of the trusted Golden 1 family serving over 1.13 million members with assets nearing $20 billion. Whether you need to withdraw cash or check your balance, this branch supports your financial needs with reliability.
As a member of The Golden 1 credit union, you can enjoy signature benefits like some of the best auto loans in the region and competitive mortgage rates tailored to help you buy or refinance your home. Even without drive-thru or full-service facilities at this address, you gain access to a comprehensive suite of financial products through Golden 1’s extensive network and digital platforms.
Visit the Golden 1 ATM at 11130 Sun Center Dr in Rancho Cordova or call 916-732-2900 today. Experience seamless ATM convenience—start your membership today and explore how our top auto loans and mortgage offerings can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit
4.99 %
60 %
heloc
Home Equity Line of Credit
7.44 %
heloc
Home Equity Line of Credit
7.625 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5-Year SOFR ARM
6.375 %
6.749 %
5.0 Yrs
JUMBO
ADJUSTABLE
5-Year SOFR ARM
5.875 %
6.553 %
5.0 Yrs
JUMBO
FIXED
30-Year Fixed
6.75 %
6.762 %
0.125
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.89 %
3 - 5 Yrs
$10,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
6.04 %
Other
6.94 %
5 Yrs

Introduction

Welcome to The Golden 1 in beautiful Rancho Cordova, CA! Located at 11130 Sun Center Dr, our branch has been serving our community since 1933, building trust and fostering financial well-being for over 90 years. With a strong membership base of 1,132,440 individuals, we pride ourselves on being more than just a credit union; we are a dedicated partner in your financial journey. At The Golden 1, we understand that every member's needs are unique. That's why we offer a variety of services tailored to help you achieve your financial goals. From home loans to personal banking solutions, our total assets now stand at an impressive $19,582,379,014, ensuring we have the resources to support you. Our commitment extends to maintaining a solid net worth of $2,041,864,607, which reflects our stability and reliability as your financial institution. While members can visit us at our branch location, official correspondence should be sent to 11130 Sun Center Drive, Rancho Cordova, CA 95670. We invite you to explore the benefits of membership and discover how we can help you with total deposits exceeding $777,140,260 and robust loan options totaling 485,183 loans and leases. Under the leadership of our CEO Donna Bland and Board President Keri Thomas, we strive to create a welcoming environment where you can feel confident about your finances. Our team of over 2,082 employees is dedicated to providing exceptional service and support. Ready to take the next step? Whether you're looking to open a new account or need assistance with existing services, don't hesitate to reach out! Call us at (916) 732-2900 or visit us online at golden1.com today! Together, let's build a brighter financial future.

Branch History & Mission

At The Golden 1, we take pride in our rich history and steadfast commitment to serving our community. Established in 1933, our branch in Rancho Cordova, California, has grown from humble beginnings into a trusted financial institution. Over the years, we have built a legacy that reflects our dedication to our members and the communities we serve. Located at 11130 Sun Center Dr, Rancho Cordova, CA 95670, our branch is easily accessible for local residents. Whether you're heading to the nearby shopping centers or enjoying the beautiful parks in the area, you'll find us right in the heart of it all. We also encourage you to send any official correspondence to our mailing address: 11130 Sun Center Drive, Rancho Cordova, CA 95670. The Golden 1 is proud to serve over 1.1 million members with total assets reaching an impressive $19,582,379,014. Our mission is clear: we strive to provide exceptional financial services while fostering strong community ties. We believe that by helping individuals achieve their financial goals, we can uplift entire neighborhoods. Our commitment goes beyond just banking; it encompasses community support and outreach initiatives that make a real impact. We partner with local organizations to promote financial literacy and contribute to various charitable causes, ensuring that we give back to the community that has supported us for decades. As technology advances, we've embraced digital solutions that prioritize accessibility and convenience for all our members. Our branch is ADA compliant and offers online banking services for easy account management from anywhere at any time. Additionally, while we do not currently have ATM availability or drive-thru services at this location, our team is always ready to assist you with your banking needs during regular hours. With a dedicated staff of over 2,000 employees working tirelessly behind the scenes, The Golden 1 continues to innovate and adapt while maintaining its core values. We invite you to join our growing family of members who benefit from personalized service and comprehensive financial solutions tailored just for you. If you're ready to experience the advantages of membership with The Golden 1, don't hesitate! Visit us today or learn more about joining by visiting our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to The Golden 1 branch located at 11130 Sun Center Dr, Rancho Cordova, CA 95670! This branch is designed with your convenience in mind, making it easy for you to access our services. Nestled in the heart of Rancho Cordova, we are just a stone's throw away from local landmarks like the beautiful Sun River Park and the bustling shopping centers nearby. At this branch, we prioritize accessibility for all our members. Our facility features ADA-compliant ramps and ample parking to ensure everyone can visit us with ease. While you're here, enjoy a friendly atmosphere where our team is ready to assist you with all your banking needs. Although we currently do not offer ATM or drive-thru services, our dedicated staff is available during regular business hours to help you with transactions, account inquiries, and more. For any official correspondence, please send your mail to our mailing address at 11130 Sun Center Drive, Rancho Cordova, CA 95670. We invite you to explore what The Golden 1 has to offer. If you have questions or need assistance, don't hesitate to give us a call at 916-732-2900. We look forward to welcoming you soon!

Member Eligibility

Joining The Golden 1 is like stepping into a welcoming community where your financial well-being is prioritized. To become a member, you simply need to meet a few friendly criteria. If you live, work, or worship in the area around our branch at 11130 Sun Center Dr Rancho Cordova Ca 95670, you're likely eligible! We love having a diverse group of members, so even if you're part of a family that already banks with us, you can join too. The process is straightforward and designed to be inclusive for everyone. For more details on eligibility, feel free to check out this link: Membership Benefits. Ready to take the next step? Opening an account at The Golden 1 is simple and can set you on the path to enjoying various benefits tailored just for our members. Whether you're looking for savings accounts or loan options, we have something for everyone. If you have questions or need assistance, don't hesitate to call us at (916) 732-2900. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the tools to accept payments easily, whether your customers prefer cash, card, or mobile payments. Our merchant services simplify transactions so you can focus on what matters most running your business. From point-of-sale systems to online payment options, we equip you with everything you need to enhance customer experiences and streamline operations. Located at 11130 Sun Center Dr Rancho Cordova Ca 95670 in Rancho Cordova, CA, we're here to partner with you on your journey toward success. For more information, call us at (916) 732-2900 or visit our website at https://www.golden1.com/. Let's grow together!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, digital banking is essential. At The Golden 1, we prioritize technology that makes banking easier for you. While we focus on ATM services, our online banking platform allows you to perform various transactions right from your smartphone or computer. Whether it's checking balances, transferring funds, or paying bills, everything is just a click away. Plus, with features like mobile payments and person-to-person transfers, managing your finances has never been more straightforward.

Everyday Banking Needs

We understand that everyday banking should be simple and accessible. That's why we offer ATM Services Only to ensure that you can access your funds whenever you need them. Imagine being able to withdraw cash or check your balance on-the-go, without the hassle of long lines or complicated procedures. Our ATMs are strategically located to provide you with convenience, allowing you to manage your money efficiently.

Join Our Community

Becoming a member of The Golden 1 means joining a community focused on supporting each other financially. We invite you to explore all the ways we can assist you in achieving your financial goals. If you're interested in becoming a member or learning more about our services, please visit us online or give us a call. In summary, at The Golden 1, we are committed to providing convenient banking solutions tailored to fit your lifestyle. With our ATM services and robust digital banking features, managing your finances is easy and efficient. Reach out today and discover how we can help make banking work for you!

Personalized Support

We know that sometimes you might have questions or need guidance on the best options available for your situation. That's where our team comes in! You can call us at (916) 732-2900 for personalized support. Whether you're looking for information about our ATM services or need assistance with account management, we're here to help every step of the way.

Digital & Online Banking

Easy Transactions

Need to send money to a friend? Our person-to-person transfer service makes it easy to send cash in real-time perfect for splitting bills or sending gifts. And with our mobile payments feature, you can make purchases directly from your phone, making shopping faster and more convenient than ever. At The Golden 1, we're committed to providing you with accessible and user-friendly digital banking solutions that empower you to manage your finances effectively. Explore our offerings today and experience banking made easy!

Key Services at Your Fingertips

Our online banking platform is available 24/7 at https://www.golden1.com/, allowing you to check balances, pay bills, and transfer funds without stepping out of your home. Plus, our mobile application ensures that all these features are easily accessible on the go. Whether you're commuting or relaxing at home, managing your finances is just a tap away.

Security You Can Trust

We prioritize your security with features like electronic signature authorization, so you can complete transactions safely from the comfort of your own space. Additionally, we offer e-statements to help you keep track of your financial activities without the clutter of paper statements. This not only helps you stay organized but also adds an extra layer of security to your personal information.

Financial Strength

Community Trust

We are proud to have a strong member base with 2,432,889 total share accounts trusting us with their finances. This shows the confidence our community has placed in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 11130 Sun Center Dr Rancho Cordova Ca 95670 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are secure with us. We have $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Reinvesting for Your Future

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you means that we're always looking for ways to improve your experience.

Strong Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors, with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. This means when you're ready to make a big purchase or need financial assistance, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our auto financing solutions can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey towards success. At The Golden 1, our goal is to empower you with financial tools that cater specifically to your needs. If you're interested in refinancing or exploring eligibility options, please don't hesitate to reach out. For more information about our loan offerings or to apply today, contact us at (916) 732-2900, or visit us at 11130 Sun Center Dr Rancho Cordova Ca 95670, Rancho Cordova, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We strive to help you navigate the process smoothly, ensuring you find the right loan for your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

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