The Golden 1 Credit Union Paso Robles CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to The Golden 1 in beautiful Paso Robles, where community and financial wellness go hand in hand! Located at 128 Niblick Rd, Paso Robles, CA 93446, we have proudly served our members since 1933, building a strong foundation of trust and reliability over the decades. As part of our commitment to you, we've grown our membership to an impressive 1,132,440 individuals who rely on us for their banking needs. At The Golden 1, we understand the importance of financial security. With total assets exceeding $19.58 billion and total deposits amounting to $777,140,260, we are well-equipped to support your financial journey. Our dedicated team of 2,082 employees, led by our CEO Donna Bland and Board President Keri Thomas, is here to provide personalized service tailored to meet your unique needs. We are not just a credit union; we are a community partner. Our mission goes beyond numbers. With a total loan portfolio of 485,183 loans and leases and a robust net worth of $2,041,864,607, we strive to empower our members with the tools they need for a brighter financial future. Whether you're looking for auto loans, mortgages, or personal banking services, we've got you covered. While you can always visit us at our branch for friendly assistance and guidance, please note that official correspondence should be sent to our mailing address if it differs from the branch location. We encourage you to reach out with any questions our team is eager to help! Feel free to give us a call at 916-732-2900 during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Ready to take the next step? Visit us online at The Golden 1 or drop by our branch today!

Branch History & Mission

Community Engagement

We understand that being part of the community means more than just offering financial services. That's why we've established strong ties with local organizations and participate in numerous community events. By working together with residents and businesses alike, we strive to create a positive impact that resonates throughout the region. As technology advances, we're committed to staying current with digital banking options like online banking, mobile payments, and e-statements all while ensuring compliance with ADA standards for accessibility.

Join Us

Whether you're looking for personal banking solutions or want to experience the supportive environment we provide at The Golden 1, we invite you to join us today! Visit us at our Paso Robles branch or explore our website at golden1.com for more information about membership benefits or how to apply today. Together, let's build a brighter financial future!

Mission Statement

The mission of The Golden 1 goes beyond providing exceptional financial products; we aim to empower individuals and families by supporting their financial well-being. Our focus on personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards ensures that we can cater to various needs while promoting responsible financial management. We believe in giving back to our community through outreach programs and partnerships that help improve lives. This commitment is evident in our active participation in local events and support for initiatives that foster growth and development within Paso Robles.

Our Evolution

Located at 128 Niblick Rd, Paso Robles, CA 93446, our branch is situated in a vibrant area that emphasizes local charm and accessibility. Since opening our doors nearly a century ago, we've continuously evolved to meet the needs of our members. Today, The Golden 1 boasts total assets exceeding $19.5 billion, showcasing our stability and reliability as a credit union. Our operating hours are designed with your convenience in mind: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. We are proud to offer ATM services to ensure you have access to your funds whenever you need them.

Branch Location & Accessibility

Welcome to The Golden 1, your friendly financial partner located at 128 Niblick Rd in beautiful Paso Robles, California. Nestled in the heart of San Luis Obispo County, our branch is conveniently situated near local landmarks, making it easy for you to drop by. Whether you're heading to a nearby coffee shop or enjoying a stroll through the vibrant community, we are just a short distance away. At The Golden 1, accessibility is a top priority. Our branch features ADA-compliant facilities, ensuring everyone can visit us comfortably. Parking is ample and conveniently located right outside our entrance, so you can easily access our services without any hassle. We understand that your time is valuable. That's why we offer flexible operating hours from Monday to Friday, 10:00 AM to 5:00 PM, and Saturdays from 10:00 AM to 2:00 PM. Whether you need assistance with personal banking, auto loans, or mortgage options, our dedicated team is here to help during those hours. For your convenience, we also provide ATM services so you can manage your cash needs even when the lobby is closed. While we currently do not have drive-thru service at this location, our friendly staff is always ready to assist you inside. If you have any questions or need further assistance, feel free to give us a call at 916-732-2900. We invite you to stop by and experience the exceptional service that makes The Golden 1 a trusted choice for all your banking needs!

Member Eligibility

Joining the vibrant community at The Golden 1 is simple and welcoming, inviting you to experience a financial institution that truly cares about its members. To become a part of our family, you'll want to check if you meet our eligibility criteria. Generally, anyone who lives or works in the area, or has a family member who is already a member, can join us. This means if you're residing in or around Paso Robles, CA, you're likely eligible! For more specific details, feel free to explore our membership guidelines at http://www.golden1.com/membership-benefits. Once you know you qualify, opening an account is just as easy! You can start your journey with us by visiting our website at http://www.golden1.com/apply-today. If you have any questions or need assistance along the way, don't hesitate to reach out at (916) 732-2900. We're here to help you take the first step towards enjoying all the benefits of being a member of The Golden 1, located at 128 Niblick Rd Paso Robles Ca 93446.

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to take your business to new heights. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is key. Our merchant services help streamline transactions, making it easier for you to focus on serving your customers. Whether you're a retail shop or a service provider, our solutions are designed to meet your specific needs. Located at 128 Niblick Rd Paso Robles Ca 93446 in Paso Robles, CA, we invite you to explore how our business banking services can empower you to thrive. Contact us at (916) 732-2900 to learn more!

Comprehensive List Of Services

Business Banking Solutions

For our local entrepreneurs, The Golden 1 provides comprehensive business banking services that include merchant services and business loans. We are committed to supporting small businesses in our community by offering financial products that help you grow and succeed.

Convenient Access

Convenience is key at The Golden 1. Our members enjoy access to ATM & cash withdrawal services, ensuring you can easily manage your money whenever needed. With basic ATM access for withdrawals and balance checks, you have the freedom to bank on your terms.

Get Started Today!

With all these services available at your fingertips, we're excited to help you achieve your financial goals. If you're ready to explore what we can do for you, don't hesitate to reach out! Call us at (916) 732-2900, visit us at 128 Niblick Rd Paso Robles Ca 93446, or check out our website at https://www.golden1.com/ for more information about becoming a member or applying for an account today! Your journey towards better financial health starts here at The Golden 1!

Loans Made Simple

If you have dreams of driving a new car or owning a home, our auto loans and vehicle financing options are tailored to help you hit the road with confidence. Imagine cruising around in that new ride you've always wanted our straightforward application process makes it easy to get approved. Additionally, our mortgage loans and refinancing services can assist you in making homeownership a reality or reducing your current mortgage payments. Need extra cash? Our personal loans and debt consolidation offerings provide flexible solutions for unexpected expenses or combining existing debts into one manageable payment. We also offer credit cards with rewards, allowing you to earn while you spend perfect for those who love to shop or travel!

Personal Banking

We understand that managing your personal finances is a top priority. That's why we offer various checking and savings accounts designed to fit different lifestyles. Whether you're saving for a rainy day or planning for a special purchase, our accounts come with competitive rates and no hidden fees. With our online and mobile banking features, accessing your accounts has never been easier. You can check balances, transfer funds, and even deposit checks right from your smartphone.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is available 24/7, giving you the freedom to check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, you can stay connected to your finances whenever you need to. Need to send money quickly? Our person-to-person transfer feature makes it simple and fast to send money to friends or family without any hassle. Plus, our mobile application allows you to manage your accounts right from your smartphone. It's user-friendly and packed with features that put everything at your fingertips.

Secure Transactions You Can Trust

Security is our top priority. We utilize electronic signature authorization, so you can complete transactions safely and securely from anywhere. Additionally, if you prefer going paperless, e-statements are available for easy access and organization of your financial records. And if you're interested in making purchases easier, our mobile payments feature allows you to pay with just a tap making shopping more convenient than ever. At The Golden 1, we are committed to providing an accessible and user-friendly banking experience. With real-time account management tools and robust security measures in place, banking has never been easier or more secure. Explore all that we have to offer today!

Financial Strength

A Growing Community

Total Share Accounts at 2,432,889 show a strong and growing member base that trusts us with their finances. Our commitment to transparency and service means you can feel confident about your choice to bank with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 128 Niblick Rd Paso Robles Ca 93446 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $122,383 in used auto loans and a total of $14,251,111,689 in loans and leases. Our impressive $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to drive away in your next vehicle, whether it's brand new or pre-owned.

Commercial Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. Whether you need funding for equipment or working capital, we are here to support your business aspirations. At The Golden 1, we pride ourselves on providing personalized service and expert guidance throughout the loan process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan products or want to learn more about eligibility options, please visit us online or give us a call at (916) 732-2900. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We offer a variety of mortgage products to suit your needs, along with refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. With our credit cards, you can enjoy convenience while taking advantage of rewards and benefits tailored for you.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when searching for loans.

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect the best available options. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.