The Golden 1 Credit Union

In the thriving community of Ontario, The Golden 1 branch at 2254 S Euclid Ave Ste A is your trusted partner for personalized financial solutions. Open Monday through Friday from 10:00 AM to 5:00 PM and Saturdays until 2:00 PM, this convenient location offers reliable ATM services for quick cash withdrawals and balance checks, making everyday banking effortless. Whether you’re looking to secure one of the best auto loans designed to fit your vehicle financing needs or exploring low mortgage rates for buying or refinancing your home, The Golden 1 team is here to provide expert guidance tailored to you.
Serving over 1.13 million members with assets surpassing $19.5 billion, this Ontario branch delivers a comprehensive range of personal and business banking services crafted around your lifestyle. From rewarding credit cards with valuable perks and flexible checking and savings accounts to business loans, merchant services, personal loans, and debt consolidation—you’ll find trusted support every step of the way. Plus, enjoy seamless online and mobile banking that keeps your finances accessible anytime.
Visit The Golden 1 branch at 2254 S Euclid Ave Ste A in Ontario or call 916-732-2900 today. Experience neighborhood-focused service—contact us for personalized guidance and discover how our signature auto loans and mortgage offerings can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit
4.99 %
60 %
heloc
Home Equity Line of Credit
7.44 %
heloc
Home Equity Line of Credit
7.625 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5-Year SOFR ARM
6.375 %
6.749 %
5.0 Yrs
JUMBO
ADJUSTABLE
5-Year SOFR ARM
5.875 %
6.553 %
5.0 Yrs
JUMBO
FIXED
30-Year Fixed
6.75 %
6.762 %
0.125
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.89 %
3 - 5 Yrs
$10,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
6.04 %
Other
6.94 %
5 Yrs

Introduction

Welcome to The Golden 1 in Ontario, CA! Since opening our doors in 1933, we have proudly served our community with trust and dedication. Our branch, located at 2254 S Euclid Ave Ste A, Ontario, CA 91762, is committed to providing excellent financial services tailored to the needs of our 1,132,440 members. At The Golden 1, we understand that financial well-being is essential for your life goals. That's why we offer a variety of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. With total assets exceeding $19.58 billion and total deposits of $777,140,260, you can feel confident knowing your finances are in safe hands. Our CEO, Donna Bland, along with Board President Keri Thomas, leads a team of over 2,082 employees who are passionate about helping you achieve your financial dreams. We believe in giving back to the community and making a positive impact on the lives of those around us. Whether you're looking to save for the future or take out a loan for your next big purchase, we're here for you every step of the way. Feel free to visit us or call at 916-732-2900 to learn more about how we can assist you. Together, let's make your financial journey a successful one! For more information about our services or to open an account online, please visit our website at The Golden 1.

Branch History & Mission

Join Us

As part of The Golden 1 family, you are more than just a member; you are part of a community dedicated to mutual success. With over $19.58 billion in assets backing your financial decisions, you can feel secure knowing you're supported by an institution focused on your best interests. If you're looking for a credit union that prioritizes service excellence and community involvement, look no further than The Golden 1. Visit us today or explore membership benefits online at golden1.com. Join us and discover how we can help you achieve your financial goals!

Modern Advancements

Understanding the importance of digital access, we have integrated modern technology into our services. Members can enjoy online and mobile banking options that allow for convenient transactions anytime and anywhere. Our commitment to accessibility is also reflected in our ADA compliance efforts, ensuring all members can access the services they need without barriers. Additionally, our branch provides ATM availability for quick cash withdrawals and balance checks. Although we do not offer drive-thru services at this location, we ensure that member experience remains a top priority during lobby hours from Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM.

Our Mission

Our mission at The Golden 1 is clear: we are here to empower individuals and families with financial solutions that enhance their lives. We strive to offer personalized banking experiences through a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We believe in making banking easy and accessible for everyone. We are committed to supporting our local community not just through financial services but also by engaging in outreach programs that benefit those around us. Whether it's through partnerships with local organizations or initiatives aimed at improving financial literacy, we actively seek ways to give back.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before visiting, feel free to give us a call at 916-732-2900. We invite you to stop by The Golden 1 today our friendly staff is eager to help you navigate all your banking needs!

Convenient Access

Getting to us is simple, and we have ample parking available for our members. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps. Whether you're coming in for personal banking services or to discuss loan options, you'll find our space welcoming and easy to navigate.

Operating Hours

At The Golden 1, we understand that life can be busy. That's why we offer flexible operating hours! You can visit us Monday through Friday from 10:00 AM to 5:00 PM and on Saturday from 10:00 AM to 2:00 PM. Our team is ready to assist you with any questions or services you may need during these hours.

Services Offered

While you're here, take advantage of our wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide access to ATMs for quick cash withdrawals and balance checks right at your convenience.

Member Eligibility

Joining The Golden 1 is like stepping into a community that truly cares about your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is open to individuals who live, work, or worship in the area, as well as their family members. This means that if you're part of our vibrant Ontario community at 2254 S Euclid Ave Ste A Ontario Ca 91762, you're likely already eligible! Becoming a member not only gives you access to a wide range of financial products and services tailored just for you but also connects you with a supportive network that prioritizes your needs. Getting started is simple just visit our website at http://www.golden1.com/membership-benefits for the most up-to-date eligibility criteria, or feel free to give us a call at (916) 732-2900 if you have any questions. When you're ready to open an account, check out the easy steps laid out at http://www.golden1.com/apply-today. We can't wait to welcome you into the The Golden 1 family!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine running your business with payment solutions that seamlessly integrate into your daily operations. Our merchant services empower you to accept payments easily, manage transactions efficiently, and keep your cash flow smooth. From credit card processing to online payment solutions, we have the tools you need to thrive. Visit us at 2254 S Euclid Ave Ste A Ontario Ca 91762 in Ontario, CA or call us at (916) 732-2900 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For business owners in the community, we also provide business banking solutions, including merchant services and business loans tailored for growth. Running a business is challenging; let us help ease some of that burden with financial tools designed specifically for entrepreneurs.

Convenience at Your Fingertips

We understand that convenience is key in today's fast-paced world. That's why we offer ATM & cash withdrawal services, allowing you access to your funds whenever needed. Our ATMs provide basic access for withdrawals and balance checks so that you're always in control of your finances. No matter where you are on your financial journey, The Golden 1 is here to support you every step of the way. For more information about our services or how we can assist you further, feel free to call us at 916-732-2900 or visit us online at The Golden 1. Ready to take the next step? Explore our membership benefits here or apply today here. Let's build your financial future together!

Credit Options for Every Need

When it comes to personal finance management, our personal loans and debt consolidation services can help you tackle expenses or streamline your payments into one manageable loan. This way, you can focus on what truly matters without being overwhelmed by multiple bills. Additionally, explore our credit cards with rewards program. Enjoy benefits like cash back or travel points while making everyday purchases. It's a smart way to earn rewards on things you already buy!

Personal Banking Solutions

For individuals and families, we offer various checking and savings accounts that make it easy to manage your finances. Imagine having the flexibility to access your money anytime through our online and mobile banking services. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are here to help. We understand that buying a car is a significant investment. With competitive rates and flexible terms, financing your dream car has never been easier. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services provide personalized solutions to fit your budget. You can trust us to guide you through the process, making it simple and straightforward.

Digital & Online Banking

At The Golden 1, we know that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking options, you can access your accounts anytime, anywhere, giving you complete control over your finances. One of the highlights of our online services is the user-friendly online banking platform available at https://www.golden1.com/. Here, you can check balances, pay bills, and transfer money with just a few clicks. Plus, our electronic signature authorization feature allows you to sign documents securely from the comfort of your home no need for paper or in-person visits. For those who prefer to manage their accounts on the go, our mobile application offers all the tools you need right at your fingertips. Whether you're making person-to-person transfers or setting up e-statements for easy access to your financial records, our app makes it simple and convenient. And yes, we support mobile payments too, so you can make purchases directly from your device without fumbling for cash or cards. With features like e-statements available at Yes and secure electronic signatures at Yes, you can feel confident that your information is protected while enjoying the ease of digital banking. Our commitment to accessibility means that whether you're at home or out and about, managing your money has never been more straightforward. Join us today at The Golden 1 and experience how our digital banking services can simplify your financial life! For more details, visit us at https://www.golden1.com/ or give us a call at (916) 732-2900.

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report that our financial strength is solid, ensuring that you can trust us with your savings and loans. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. Our operations reflect efficiency with a net income of $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 2254 S Euclid Ave Ste A Ontario Ca 91762 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options can make your journey smoother.

Commercial Loans

If you're a business owner looking for capital to grow and expand, our outstanding commercial loans totaling $594,122,356 are designed with your needs in mind. We aim to empower local businesses by providing the financial support necessary for success. At The Golden 1, we believe that financial wellness should be accessible to everyone. If you're interested in exploring refinancing options or want to know about eligibility requirements, feel free to reach out. You can contact us at (916) 732-2900 for more information or visit us at our branch located at 2254 S Euclid Ave Ste A Ontario Ca 91762 in Ontario, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you succeed financially!

Credit Lines and Unsecured Loans

For those who need flexibility, we provide access to credit lines totaling $10,047,012,483. These credit lines allow for easy access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We are here to support you every step of the way as you invest in your future through homeownership.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulatory guidelines guarantees that users receive fair and transparent offers based on the latest results (Source: NCUA).

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