The Golden 1 Credit Union Oakhurst CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to The Golden 1, your trusted financial partner in Oakhurst, CA! Located at 40044 Highway 49 Ste C2, we have been serving our community since 1933, building lasting relationships based on trust and support. With a total membership of 1,132,440 and assets exceeding $19.58 billion, we are committed to providing personalized banking services that cater to your unique needs. At The Golden 1, we understand that every member's financial journey is important. Whether you're looking for checking and savings accounts, auto loans, mortgage solutions, or business banking services, we've got you covered. With $777,140,260 in deposits and a robust loan portfolio comprising 485,183 loans and leases, we are well-equipped to help you achieve your financial goals. Led by our dedicated CEO, Donna Bland, and Board President, Keri Thomas, our team of over 2,082 employees is here to ensure that you receive the highest level of service. We take pride in our community impact and strive to make banking accessible for everyone. Our branch also offers modern conveniences like online banking and ATM services to fit your busy lifestyle. While you can visit us at our Oakhurst location for all your banking needs, official correspondence should be directed to our headquarters if necessary. If you're ready to take the next step in your financial journey or simply want to learn more about what we offer, don't hesitate to reach out! Give us a call at (916) 732-2900 or explore more at The Golden 1. Join us today and discover how we can help you thrive!

Branch History & Mission

At The Golden 1, we take pride in our rich legacy and commitment to serving the community. Established in 1933, our Oakhurst branch has been a cornerstone of financial support for nearly a century. Located at 40044 Highway 49 Ste C2, Oakhurst, CA 93644, our branch is easily accessible and surrounded by the beauty of the Sierra Nevada foothills. Over the years, The Golden 1 has grown significantly, now boasting a total membership of 1,132,440 and assets exceeding $19.58 billion. This growth reflects not only our dedication to providing quality financial services but also our deep-rooted connection to the communities we serve. As we evolved, we've embraced modern banking practices while remaining true to our core mission: to enhance the lives of our members through exceptional service and community engagement. Our mission is clear: We are committed to offering personal banking solutions that help our members achieve their financial goals. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, The Golden 1 is here to support your journey. We believe in making banking easy and accessible for everyone, which is why we offer various digital services like online banking and mobile payments. While members can visit us at 40044 Highway 49 Ste C2, official correspondence should be sent to our mailing address if it differs from our physical location. Our branch operates Monday through Friday from 10 AM to 5 PM and Saturday from 10 AM to 2 PM, ensuring that we are available when you need us most. In addition to providing robust financial products, we actively engage in community outreach initiatives that foster growth and support local causes. Our partnerships with local organizations demonstrate our commitment to giving back and making a positive impact in Oakhurst and surrounding areas. As we look towards the future, we remain focused on innovation while ensuring all our services are accessible and compliant with ADA standards. We invite you to join The Golden 1 family today. Experience firsthand how we can assist you in reaching your financial dreams while being part of a supportive community. For more information about membership or to open an account, please visit us online at The Golden 1 or call us at 916-732-2900. Join us on this journey towards financial empowerment!

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to give us a call at 916-732-2900. We're here to make your banking experience smooth and enjoyable. Stop by The Golden 1 today we look forward to welcoming you!

Nearby Landmarks and Accessibility

Located just off Highway 49, our branch is hard to miss! Whether you're on your way to explore the stunning Yosemite National Park or just running errands in town, we're here to serve you. Our location features ample parking for your convenience, and we ensure that everyone can access our services with ease our facility is ADA-compliant, complete with ramps and accessible entrances.

Operating Hours and Services

At The Golden 1, we understand that life can get busy. That's why we offer flexible banking hours! Visit us Monday through Friday from 10:00 AM to 5:00 PM, or stop by on Saturday from 10:00 AM to 2:00 PM. Our dedicated team is ready to help you with personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. While we don't have a drive-thru service available at this location, we do have an ATM for quick cash withdrawals and balance checks. You can also take advantage of our online and mobile banking services for added convenience.

Member Eligibility

Becoming a member of The Golden 1 feels like joining a close-knit family where your financial well-being is our top priority. If you're wondering whether you can join us, the good news is that many individuals and families are eligible! Generally, anyone who lives, works, or attends school in the area around 40044 Highway 49 Ste C2 Oakhurst Ca 93644 can become a member. We welcome people from all walks of life, making it easy for you to access our range of services designed to support your financial journey. To learn more about the specific eligibility criteria, feel free to visit our detailed guide at http://www.golden1.com/membership-benefits. Once you're ready to take the next step toward membership, opening an account is a breeze! Simply head over to http://www.golden1.com/apply-today to start your application online. If you have any questions or need assistance during the process, don't hesitate to call us at (916) 732-2900. We're here to help you every step of the way as you embark on this exciting new chapter with The Golden 1!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to streamline your operations. Imagine easily accepting payments from customers, whether they pay in person or online. Our tools can help you manage transactions efficiently, allowing you to focus more on growing your business instead of worrying about payment processes. At The Golden 1, we're more than just a bank; we're your partner in success. Contact us at (916) 732-2900 to learn how we can help your business thrive!

Comprehensive List Of Services

Banking on Your Terms

With The Golden 1, banking isn't limited to traditional hours. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. Need cash? Use our ATM services for quick withdrawals or balance checks at your convenience.

Business Banking Solutions

For small business owners, we offer comprehensive business banking services including merchant services and business loans. Running a business requires access to reliable financial tools. Imagine having the support you need to grow your venture without hassle.

Credit Options with Rewards

Don't forget about our credit cards with rewards! They not only help build your credit but also offer perks that make everyday purchases even more rewarding. Whether you're shopping for groceries or booking a vacation, every dollar spent can earn you benefits.

Home Sweet Home

If owning a home is on your horizon, our mortgage loans and refinancing options provide you with the support needed to secure your ideal home. Picture yourself settling into a cozy space with loved ones our team is ready to guide you through the process every step of the way. For those unexpected expenses or consolidating debt, our personal loans are there for you. We know life can be unpredictable; having access to funds when needed can bring peace of mind.

Join Us Today!

We invite you to experience all that The Golden 1 has to offer. Our friendly staff is here to assist you with any questions or concerns at 916-732-2900 during our lobby hours from Monday to Friday, 10:00 AM - 5:00 PM, and Saturday from 10:00 AM - 2:00 PM. Ready to take control of your financial future? Visit us today at The Golden 1 and discover how we can support your journey!

Personal Banking Made Easy

We understand that managing your day-to-day finances is essential. That's why our personal banking options include checking and savings accounts designed for convenience and flexibility. Whether you're saving for a rainy day or planning a big purchase, we have the right account for you. When it comes to transportation, our auto loans and vehicle financing make it simple to get behind the wheel. Imagine cruising down the highway in your dream car without breaking the bank. With competitive rates and personalized service, we're here to help turn your car dreams into reality.

Digital & Online Banking

Key Features

Our 24/7 online banking services ensure that you can check balances, pay bills, and transfer funds at your convenience. No more rushing to the bank before closing time! Whether you're at home or on the go, managing your money is just a few clicks away. With our mobile application, you'll have all your banking needs right in your pocket. You can make mobile payments easily and securely, allowing you to shop without the hassle of cash or cards. Plus, our person-to-person transfer feature makes sending money to friends or family a breeze no need for complicated processes!

Security and Convenience

Your security is our top priority. We offer electronic signature authorization for quick and safe transactions, so you can complete your banking tasks with confidence. And if you prefer paperless solutions, e-statements are available to help you stay organized while reducing clutter. The user-friendly design of our services means that whether you're tech-savvy or just starting out with online banking, you'll find everything intuitive and easy to navigate. From viewing account statements to making transactions in real time, we've got you covered. Embrace the convenience of digital banking with The Golden 1 where technology meets personal service for a better banking experience!

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial position, which underscores our commitment to providing you with reliable services and support. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $122,383 in used auto loans and $14,251,111,689 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $82,266,177, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 40044 Highway 49 Ste C2 Oakhurst Ca 93644 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making your vehicle purchase as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your business. We understand the challenges of running a business and are committed to supporting local enterprises with financing solutions that work.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We believe that owning a home should be accessible and straightforward, so our team is here to guide you through the process.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask us about our refinancing options. Our team can help you explore eligibility criteria that may allow you to save money while simplifying your financial obligations. At The Golden 1, we are committed to providing clear and practical solutions for all your borrowing needs. If you're interested in learning more about any of our loan products or want to see if you qualify, please reach out at (916) 732-2900 or visit us during our operating hours: Monday - Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. Let's work together to find the right loan for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. These credit cards are designed to give you more control over your spending without the need for collateral.

Loan Aggregator

Accurate Loan Comparisons

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The Golden 1

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans