The Golden 1 Credit Union Napa CA: Low Mortgage Rates & Rewards Cards

Introduction

Welcome to The Golden 1 in beautiful Napa, CA! Located at 300 Soscol Ave, our branch has proudly served the community since 1933, building trust and delivering exceptional financial services tailored to your needs. With a membership base of over 1,132,440 people, we're not just a credit union; we are your neighbors, friends, and partners in achieving financial wellness. At The Golden 1, we believe in making banking accessible and straightforward. We offer an array of services including personal checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our commitment to you is reflected in our total assets of over $19.58 billion and total deposits exceeding $777 million. With a solid net worth of $2.04 billion, you can rest assured that your money is safe with us. Under the leadership of CEO Donna Bland and Board President Keri Thomas, our dedicated team of 2,082 employees is here to support you every step of the way. Whether you're looking for loans or simply need guidance on managing your finances, we have the expertise and resources to assist you. We invite you to visit us or give us a call at (916) 732-2900 during our lobby hours from Monday to Friday 10:00 AM - 5:00 PM and Saturday 10:00 AM - 2:00 PM. For any official correspondence, please note that we operate from this address: 300 Soscol Ave Napa CA 94559. Explore our services further by visiting our website at golden1.com or take advantage of our convenient online tools for banking on the go. Join us today and discover how The Golden 1 can help you achieve your financial goals!

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in today's fast-paced world. That's why we have made strides toward ADA compliance and offer various digital services including online banking and mobile payments. Our goal is to ensure that every member feels welcomed and supported when they choose us as their financial partner.

Join Us Today!

As we look to the future, The Golden 1 remains dedicated to enriching lives through financial education and support. We invite you to become part of our growing family and experience firsthand the benefits we provide. Whether you're looking for a new checking account or need assistance with financing your dream car, we're here for you. Visit us today or contact us at (916) 732-2900 to learn more about how we can help you achieve your financial goals! Together, let's build a brighter future for ourselves and our community.

Our Journey

From its humble beginnings, The Golden 1 has consistently focused on providing exceptional financial services tailored to the needs of our members. As we evolved, we embraced technological advancements to enhance accessibility and convenience for everyone we serve. Today, we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment to the community is reflected not just in our services but also through our outreach efforts. We actively participate in local events and initiatives aimed at improving the quality of life in Napa and surrounding areas. This dedication is part of what makes us more than just a credit union; we are a vital part of the community fabric.

Our Mission

At The Golden 1 Credit Union, our mission is simple yet profound: to provide financial solutions that empower our members while fostering strong community ties. We believe that everyone deserves access to quality financial services, regardless of their background or circumstances. Our focus on member satisfaction drives us to deliver personalized support and innovative products designed with you in mind. While you can visit us at our main location at 300 Soscol Ave for all your banking needs, please note that official correspondence should be sent to our mailing address if it differs from the branch address provided.

Branch Location & Accessibility

Additional Features

At The Golden 1 Napa branch, we offer convenient ATM access for quick cash withdrawals and balance checks. Although we do not have drive-thru banking at this location, our friendly staff is always on hand to provide personalized service inside the branch. Feel free to call us at 916-732-2900 if you have any questions or need assistance before visiting. We invite you to come by and experience the welcoming atmosphere at The Golden 1 in Napa. Your financial goals are important to us!

Operating Hours and Services

We are here for you Monday through Friday from 10:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 2:00 PM. These hours are designed to fit around your busy schedule. Our dedicated team is ready to assist with various services including personal banking, auto loans, mortgages, credit cards with rewards, and more. While you can visit us at our branch for any of your financial needs, if you need to send official correspondence, please use our mailing address as follows: [Mailing Address].

Parking and Accessibility

Our branch offers ample parking options to ensure your visit is hassle-free. We prioritize accessibility for all members, featuring ADA-compliant entrances and pathways. Whether you're walking in or using a mobility aid, we have made sure that everyone can enjoy our services comfortably.

Member Eligibility

At The Golden 1, we believe that becoming a member is more than just opening an account; it's about joining a community that supports your financial journey. If you live, work, or worship in the area, you may be eligible to enjoy all the benefits we offer. We welcome individuals from various backgrounds and encourage everyone to explore membership with us. To find out more about specific eligibility requirements, feel free to check our detailed resource at http://www.golden1.com/membership-benefits . Once you confirm your eligibility, opening an account is a breeze! You can easily apply online or visit us at our friendly branch located at 300 Soscol Ave Napa Ca 94559. Our dedicated team is here to guide you through every step of the process. If you have any questions or need assistance, don't hesitate to call us at (916) 732-2900. Join us today and start enjoying the perks of being a member at The Golden 1!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running a busy café. With our merchant services, you can easily accept payments from customers, whether they pay with cash, card, or mobile wallet. This convenience not only improves customer satisfaction but also helps streamline your operations. Located at 300 Soscol Ave Napa Ca 94559, Napa, CA, The Golden 1 is ready to partner with you on your business journey. Call us at (916) 732-2900 today to learn how we can help your business grow!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We also ensure that basic banking needs are met through easy access at ATMs for cash withdrawals and balance inquiries. With just one visit or a few taps on your mobile device, you can manage your finances effortlessly. If you have any questions or would like assistance with any of these services, don't hesitate to reach out! Call us at 916-732-2900 during our lobby hours from Monday to Friday 10:00 AM - 5:00 PM and Saturday 10:00 AM - 2:00 PM. Join us at The Golden 1, where we are committed to helping you achieve your financial dreams! Visit us online at golden1.com for more information or to get started today!

Business Banking

Small business owners will find valuable resources with our business banking services, including merchant services and business loans designed to help you grow. We recognize the importance of supporting local businesses, and we strive to offer tools that make banking simple and effective.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we have invested in robust online and mobile banking features. Access your accounts anytime, anywhere with ease! Our services include everything from ATM withdrawals and balance checks to secure money transfers through person-to-person payments.

Home Financing

For those looking to settle down or refinance their current mortgage, our mortgage loans and refinancing services provide attractive solutions. We understand that every homebuyer's situation is unique, which is why our experienced team is available to guide you through each step of the process.

Personal Banking

Managing your finances has never been easier with our personal banking options. We offer various checking and savings accounts that cater to different lifestyles and financial goals. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. They come with competitive rates and flexible terms, making it easier than ever to drive away in your dream car.

Personal Loans & Credit Options

Life can throw unexpected expenses your way, but our personal loans and debt consolidation services can provide the support you need. Plus, with our credit cards that offer rewards, you can earn while you spend making every purchase more rewarding.

Digital & Online Banking

Key Services

Our online banking platform allows you to check balances, transfer funds, and pay bills without needing to visit a branch. You can even sign documents electronically with our electronic signature authorization feature, making transactions smooth and hassle-free. Plus, e-statements are available for those who prefer a paperless approach, helping you keep your financial records organized and accessible. If you're always on the go, our mobile application is perfect for you. You can easily make mobile payments, send money through person-to-person transfers, and manage your accounts right from your smartphone. With these features at your fingertips, you'll enjoy real-time control over your finances while ensuring that every transaction is safe and secure.

Security & Accessibility

At The Golden 1, security is our top priority. Our online banking services come with robust protection measures to safeguard your personal information. We prioritize user-friendly interfaces that allow members of all ages to navigate their accounts effortlessly. Whether you're checking in on your savings or making a quick payment, you'll find everything you need right within reach. The flexibility to bank when it suits you means more time for what matters most in life spending time with family and enjoying the things you love. Explore all the benefits of digital banking with us today at https://www.golden1.com/ !

Financial Strength

Commitment to Growth

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $122,383 in used auto loans and $14,251,111,689 in total loans and leases.

Growing Member Trust

Total Share Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further underline our commitment to meeting the needs of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 300 Soscol Ave Napa Ca 94559 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our strong operational efficiency is reflected in our $82,266,177, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. We believe in prioritizing our members' needs; with non-member deposits at $300,000,000, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new vehicle or a reliable used one, our flexible financing options are tailored to meet your needs. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options that may save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are committed to supporting you with tailored financing solutions. At The Golden 1, we're dedicated to providing our members with accessible loan options that suit their financial situations. For more information about our loan offerings and how they can benefit you, feel free to contact us at (916) 732-2900 or visit us at 300 Soscol Ave Napa Ca 94559 in Napa, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We're here to guide you through every step of the mortgage process, ensuring you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending experience.

Loan Aggregator

Benefits of Using LendMesh

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THE GOLDEN 1 CREDIT UNION - Napa, CA

Type of Loan Offerings

Personal Loans