The Golden 1 Credit Union Madera CA: Affordable Auto Loans & Personal Banking

Introduction

Welcome to The Golden 1 in Madera, where your financial well-being is our top priority! Located at 1934 Howard Rd, Madera, CA 93637, we are proud to serve our community with a commitment to trust and reliability. With over 1,132,440 members and a robust asset base of $19,582,379,014, we offer a range of financial services designed to meet your unique needs. At The Golden 1, we understand that banking isn't just about numbers; it's about relationships. Our dedicated team of 2,082 employees, led by CEO Donna Bland and Board President Keri Thomas, is here to support you every step of the way. Whether you're looking for personal banking solutions or business financing options, we've got you covered. In addition to traditional services like checking and savings accounts, we provide various loan options including auto loans and mortgages tailored to help you achieve your goals. With $777,140,260 in deposits and a net worth of $2,041,864,607, our members can feel confident knowing their finances are secure. While members can visit us at 1934 Howard Rd, any official correspondence should be sent directly to this address. Interested in learning more? Don't hesitate to reach out! You can call us at (916) 732-2900 or explore our website at www.golden1.com for more information. Join us today and experience the difference that comes with being part of The Golden 1 family!

Branch History & Mission

Community Commitment

The Golden 1 actively engages with local organizations and initiatives that align with our values. Whether it's supporting educational programs or participating in community events, we strive to give back to Madera in meaningful ways. With operating hours from Monday to Friday between 10:00 AM and 5:00 PM and Saturdays from 10:00 AM to 3:00 PM, we're here when you need us most. Plus, with ATM availability on-site, accessing your funds has never been easier.

Join Us Today

If you're looking for a financial institution that truly cares about its members and community, look no further than The Golden 1 in Madera. We invite you to join our growing family and experience firsthand the benefits of being part of a credit union dedicated to your success. Visit us today or check out our website at Golden1.com for more information on how you can become a member!

Our Journey

From humble beginnings, The Golden 1 has evolved into a trusted financial partner for over 1.1 million members, with total assets reaching an impressive $19.58 billion. This growth is a testament to our commitment to serving the diverse needs of our community. We are proud to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our location at 1934 Howard Rd is easily accessible and conveniently located near local landmarks that make it a familiar spot for residents. While members can visit us at this address, any official correspondence should be sent to our mailing address if applicable.

Our Mission

At The Golden 1, we believe in empowering our members through financial education and responsible lending practices. Our mission is simple: we aim to enhance the lives of those we serve by providing affordable financial solutions that foster growth and stability. We pride ourselves on being more than just a credit union; we are committed to making a positive impact in our community through various outreach initiatives and partnerships. We understand that the world is changing rapidly, which is why we continuously invest in digital advancements such as online banking and mobile payments. These innovations ensure that our members can manage their finances conveniently while maintaining ADA compliance to serve all individuals effectively.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. There are ample parking spaces available, including spots designated for those with disabilities. You'll find easy access points and ADA-compliant features throughout the facility, ensuring that everyone can enjoy a comfortable banking experience.

Operating Hours

We're here to serve you during convenient hours! Our lobby is open Monday through Friday from 10:00 AM to 5:00 PM, and on Saturdays from 10:00 AM to 3:00 PM. Whether you need assistance with personal accounts, auto loans, or any of our other services, our friendly staff is ready to help during these hours.

Services Offered

At The Golden 1 branch, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're equipped to help you achieve your financial goals. Plus, with our ATM available on-site, you can easily manage cash withdrawals and balance checks whenever it suits you. While members can visit us at 1934 Howard Rd Madera Ca 93637, official correspondence should be sent to our mailing address if it differs. Should you have any questions or need further assistance, please don't hesitate to give us a call at (916) 732-2900.

Visit Us Today!

We invite you to visit The Golden 1 branch in Madera today! Experience firsthand the dedicated service and convenience we offer. Whether you're opening a new account or just stopping by for advice, we're here for you every step of the way. Come see us soon!

Member Eligibility

Joining The Golden 1 means becoming part of a caring community that values your financial well-being. To become a member of our Madera branch, located at 1934 Howard Rd, you simply need to meet a few friendly eligibility requirements. We welcome individuals who live or work in California, as well as those associated with certain organizations and groups. This means that if you're in the area or connected to our community in some way, you're likely eligible! Plus, being a member brings unique advantages like access to lower fees and competitive rates on loans and savings accounts. Ready to take the next step? Opening an account is simple! You can find more details about eligibility by visiting us at this link. If you have any questions or need assistance, feel free to give us a call at (916) 732-2900. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with tools designed to simplify operations. Our merchant services provide seamless payment processing, enabling you to focus on what matters growing your business. From accepting credit card payments to online transactions, we equip you with the resources needed to enhance customer experience and streamline your financial transactions. Visit us at 1934 Howard Rd Madera Ca 93637 in Madera, CA or give us a call at (916) 732-2900 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, The Golden 1 offers essential business banking services including merchant services and business loans. We understand the challenges of running a business and are dedicated to helping you succeed by providing the financial tools you need.

Convenient Access Anytime

Accessibility is key in today's fast-paced world. That's why we provide ATM and cash withdrawal services at various locations, ensuring that you have access to your funds when it matters most. Plus, with basic ATM access available for withdrawals and balance checks, managing your money has never been easier.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards are designed not just for convenience but also to give back. Enjoy cashback offers and rewards points every time you make a purchase perfect for those everyday expenses that add up.

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options help make those dreams a reality. With competitive rates and flexible terms, we ensure that driving away in your dream car is within reach. And if you're thinking about home ownership or refinancing, our mortgage loans offer support every step of the way, helping you navigate the process smoothly.

Join Us Today!

With so many services tailored just for you, there's no better time than now to become a member of The Golden 1. Visit us at 1934 Howard Rd Madera Ca 93637 or give us a call at (916) 732-2900. Let us help you achieve your financial goals with ease and confidence! For more information on membership benefits or to open an account today, check out our website.

Personal Banking Made Easy

For those looking to manage their day-to-day finances, our personal banking services include both checking and savings accounts tailored for your lifestyle. Imagine easily accessing your funds whenever you need them through our online and mobile banking platforms. You can check balances, transfer money, and pay bills with just a few taps on your smartphone.

Simplifying Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. Whether it's for debt consolidation or an urgent financial need, our friendly team is here to assist you in finding the right solution for your situation.

Digital & Online Banking

At The Golden 1, we understand that your time is precious. That's why we offer a range of digital and online banking services designed to give you control over your finances anytime, anywhere. Our secure platform ensures that your information is safe while providing you with the convenience you need to manage your accounts effectively. With our online banking services, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, our mobile application makes it even simpler to manage your finances right from your smartphone. Whether you're waiting in line or relaxing at home, you'll have real-time access to all your banking needs. One of the standout features is our ability for electronic signature authorization. This means you can sign documents quickly and securely without needing to visit a branch. Additionally, we offer e-statements that allow you to receive your financial statements electronically, making it easy to keep track of your finances while reducing paper clutter. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature lets you do just that with ease. Coupled with our mobile payments option, you can make purchases directly from your phone no wallet needed! At The Golden 1, we prioritize accessibility and user-friendliness in all our services. Our 24/7 online banking ensures that you can manage your accounts at any time that suits you best. With these tools at your fingertips, you'll find managing your money easier than ever before. Embrace the convenience of modern banking with us today! For more information about our digital services, visit here.

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your trust through robust financial health and reliability. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvestment is evident with $1,920,233,614 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures to serve you better. We proudly support your financial goals with $122,383 in used auto loans and $14,251,111,689 in total loans and leases across various sectors. Our operational efficiency is reflected in our $82,266,177, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees who are always ready to assist you with knowledgeable service. With a total of 2,432,889, we have built a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 1934 Howard Rd Madera Ca 93637 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Offerings

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. And if you're considering refinancing options, we are here to assist you in exploring eligibility requirements for all our products. At The Golden 1, we prioritize your financial well-being by offering personalized assistance and clear information about each loan product. You can reach us at (916) 732-2900 during our operating hours from Monday to Friday 10:00 AM - 5:00 PM and Saturday 10:00 AM - 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you take the next step towards achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can guide you through the process and help you find the right loan terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We provide competitive rates and flexible terms, ensuring that you can secure a mortgage that meets your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. This option allows you to handle everyday expenses while building or improving your credit score.

Loan Aggregator

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THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans