If you're not yet a member of The Golden 1 family, we invite you to join us! Experience firsthand how we prioritize your financial success and well-being. Visit us at our Jackson branch or explore more about membership benefits on our website. Together, let's build a brighter financial future! For any inquiries or assistance, don't hesitate to call us at (916) 732-2926. Your journey towards financial empowerment starts here!
Our mission is simple yet powerful: we strive to empower individuals and families through responsible financial practices while supporting community initiatives that enhance quality of life. We offer personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. At The Golden 1, we're not just about transactions; we're about building relationships that matter. We know that financial literacy is essential for making informed decisions. That's why we actively engage with local organizations and schools to provide educational resources and workshops that help our community thrive financially. In addition to our traditional services, we've embraced digital advancements like mobile payments and online banking to ensure that accessing your finances is as easy as possible. We are committed to ADA compliance so that all members can enjoy seamless access to our services. As we look toward the future, our focus remains on serving you better every day. Whether you're exploring loan options or need assistance managing your account, our dedicated team is here for you.
The Golden 1 was founded with a clear mission: to provide accessible and affordable financial services to everyone in our community. Since opening our doors at 12120 Industry Blvd Ste 31, Jackson, CA 95642, we have stayed true to this mission by offering a variety of services tailored to meet the diverse needs of our members. As we grew, so did our commitment to innovation and excellence in service. We are proud to be part of your journey, whether you're buying your first home or planning for retirement. Our branch is easily accessible, located near key landmarks that make it convenient for you to visit us. While you can always stop by during our operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM you can also connect with us digitally through various online banking options.
Imagine having the tools to streamline your payments and manage your cash flow effectively. Our merchant services can help you accept payments effortlessly, whether in-store or online. This means you can focus more on what matters most growing your business while we handle the behind-the-scenes work. Located at 12120 Industry Blvd Ste 31 Jackson Ca 95642 in Jackson, CA, we're here to help you navigate the path to success. Contact us today at (916) 732-2926 to learn more about how we can support your business journey!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.
To make banking as convenient as possible, we also offer ATM services for quick cash withdrawals and balance checks right when you need them. Plus, with our mobile payment options, making transactions has never been easier. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out! Call us at (916) 732-2926, or visit us at our branch during operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. At The Golden 1, we're committed to helping you achieve your financial goals with ease and confidence. Explore all that we offer today!
For individuals and families, we offer a variety of checking and savings accounts designed to fit different lifestyles. Imagine easily managing your daily expenses while saving for future goals, all through our user-friendly online and mobile banking platforms. Need a car? Our auto loans and vehicle financing options can help you hit the road in no time. You can secure the keys to your dream car without breaking the bank, thanks to competitive rates and flexible terms. When it comes to home ownership, our mortgage loans and refinancing options can pave the way for a brighter future. Picture yourself in a cozy new home or reducing monthly payments on your current mortgage our expert advisors are here to guide you every step of the way. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation services provide quick access to cash when you need it most.
Don't forget about our credit cards! With credit cards featuring rewards, you can earn points for everyday purchases that translate into exciting perks think travel discounts or cash back. For entrepreneurs, we understand that running a business comes with its own set of challenges. That's why we provide tailored business banking services, including merchant services and business loans that help streamline operations and fuel growth. Whether you're starting a new venture or expanding an existing one, we've got the resources to support your ambitions.
Our 24/7 online banking services mean that whether it's day or night, you can check your balance, transfer funds, and pay bills without any hassle. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, if you're on the go, our mobile application ensures that your banking is always at your fingertips.
Our mobile payments feature allows you to make purchases directly from your phone no wallet required! Enjoy the freedom of managing your finances on the go while feeling confident in our secure platform. At The Golden 1, we strive to make your banking experience as smooth and efficient as possible. Explore our digital banking services today and discover how easy it is to stay connected with your finances!
Security is our top priority. With electronic signature authorization available, signing important documents has never been simpler or safer. You can also choose e-statements for an environmentally friendly option that keeps your financial information organized and easily accessible.
With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases.
With a total of 2,432,889 share accounts, we have built a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 12120 Industry Blvd Ste 31 Jackson Ca 95642 or call (916) 732-2926 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Our $24,382,831 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our team is here to guide you through the process.
If you're a business owner, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses by offering tailored lending solutions that fit their specific needs.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We provide personalized support to help you navigate your options and find the right mortgage solution that fits your budget.
Additionally, if you're considering refinancing existing debts or exploring eligibility options for any of our loan products, our knowledgeable staff is ready to assist you. We can help determine the best course of action based on your financial situation. Our team at The Golden 1, located at 12120 Industry Blvd Ste 31 Jackson Ca 95642, is dedicated to providing you with top-notch service and support every step of the way. For more information about our loan offerings or to discuss which option might be best for you, please reach out at (916) 732-2926. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!
For those looking for flexible credit solutions, we also offer unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs designed to benefit our members.
- Verified Data: All loan offers come from legitimate financial institutions. This guarantees users a clear view of their options. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to present unbiased results so users can choose the best option for their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.