Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Personal Loans
Program Name
APR
Term
Amount
Link
Vehicle Loans
Introduction
Welcome to The Golden 1 located at 12120 Industry Blvd Ste 31, Jackson, CA 95642! Since our establishment in 1933, we have proudly served our community, building a reputation for trust and reliability. With over 1,132,440 members, we are dedicated to providing exceptional financial services tailored to meet your needs. At The Golden 1, we understand that banking is more than just transactions; it's about fostering relationships. Our commitment is reflected in our robust financial standing, with total assets exceeding $19.58 billion and deposits totaling $777,140,260. We also manage a diverse range of loans and leases counting up to 485,183, which demonstrates our eagerness to support you through various life stages. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services including merchant services and business loans, we have something for everyone. Our CEO, Donna Bland, alongside Board President Keri Thomas, leads a team of 2,082 employees who are here to assist you every step of the way. While members can visit us at our Jackson branch for all their banking needs, official correspondence should be sent to the same address: 12120 Industry Blvd Ste 31, Jackson, CA 95642-9374. If you have any questions or need assistance, don't hesitate to reach out at (916) 732-2926. Join us today and experience the difference at The Golden 1! Visit our website at The Golden 1 for more information on how we can help you achieve your financial goals.
Branch History & Mission
Join Us Today!
If you're not yet a member of The Golden 1 family, we invite you to join us! Experience firsthand how we prioritize your financial success and well-being. Visit us at our Jackson branch or explore more about membership benefits on our website. Together, let's build a brighter financial future! For any inquiries or assistance, don't hesitate to call us at (916) 732-2926. Your journey towards financial empowerment starts here!
Mission Statement
Our mission is simple yet powerful: we strive to empower individuals and families through responsible financial practices while supporting community initiatives that enhance quality of life. We offer personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. At The Golden 1, we're not just about transactions; we're about building relationships that matter. We know that financial literacy is essential for making informed decisions. That's why we actively engage with local organizations and schools to provide educational resources and workshops that help our community thrive financially. In addition to our traditional services, we've embraced digital advancements like mobile payments and online banking to ensure that accessing your finances is as easy as possible. We are committed to ADA compliance so that all members can enjoy seamless access to our services. As we look toward the future, our focus remains on serving you better every day. Whether you're exploring loan options or need assistance managing your account, our dedicated team is here for you.
Our Story
The Golden 1 was founded with a clear mission: to provide accessible and affordable financial services to everyone in our community. Since opening our doors at 12120 Industry Blvd Ste 31, Jackson, CA 95642, we have stayed true to this mission by offering a variety of services tailored to meet the diverse needs of our members. As we grew, so did our commitment to innovation and excellence in service. We are proud to be part of your journey, whether you're buying your first home or planning for retirement. Our branch is easily accessible, located near key landmarks that make it convenient for you to visit us. While you can always stop by during our operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM you can also connect with us digitally through various online banking options.
Branch Location & Accessibility
Welcome to The Golden 1's Jackson branch, your friendly financial partner located at 12120 Industry Blvd Ste 31 in the heart of Jackson, CA. Nestled conveniently near popular spots like the Jackson Rancheria Casino Resort and the scenic Amador County Fairgrounds, our branch is easily accessible for all your banking needs. Whether you're stopping by to open an account or simply need assistance with a loan, we're here to help! While members can visit us at our physical address, official correspondence should be sent to 12120 Industry Blvd Ste 31, Jackson, CA 95642-9374. We take pride in offering a welcoming atmosphere that prioritizes accessibility for everyone. Our branch features ADA-compliant entrances and parking spaces to ensure that all members can comfortably access our services. Our operating hours are designed to accommodate your busy schedule. Visit us Monday through Friday from 10:00 AM to 5:00 PM, and on Saturdays from 10:00 AM to 2:00 PM. Please note that while we don't have drive-thru banking available, our dedicated staff is always ready to assist you inside the branch. At The Golden 1, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage financing, and credit card services with rewards, you'll find everything under one roof. Plus, enjoy the convenience of ATM access right here at our branch. We invite you to come in and experience the friendly service that sets us apart. Have questions? Don't hesitate to give us a call at 916-732-2926. We look forward to seeing you soon!
Member Eligibility
At The Golden 1, we believe that everyone deserves the chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is as easy as meeting a few simple criteria. If you live, work, or worship in the area, or if you are related to someone who is already a member, you're likely eligible to join us! We're here to offer you personalized service and a range of benefits designed just for our members. For more detailed information on eligibility, feel free to check out our website at http://www.golden1.com/membership-benefits. Once you see how simple it is to become a member, you're just a step away from opening your account. You can easily start the process online by visiting http://www.golden1.com/apply-today or give us a call at (916) 732-2926 if you have any questions. Our friendly team at 12120 Industry Blvd Ste 31 Jackson Ca 95642 is ready to welcome you into the The Golden 1 family!
Business Banking & Commercial Services
Merchant Services that Work for You
Imagine having the tools to streamline your payments and manage your cash flow effectively. Our merchant services can help you accept payments effortlessly, whether in-store or online. This means you can focus more on what matters most growing your business while we handle the behind-the-scenes work. Located at 12120 Industry Blvd Ste 31 Jackson Ca 95642 in Jackson, CA, we're here to help you navigate the path to success. Contact us today at (916) 732-2926 to learn more about how we can support your business journey!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Accessibility and Convenience
To make banking as convenient as possible, we also offer ATM services for quick cash withdrawals and balance checks right when you need them. Plus, with our mobile payment options, making transactions has never been easier. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out! Call us at (916) 732-2926, or visit us at our branch during operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. At The Golden 1, we're committed to helping you achieve your financial goals with ease and confidence. Explore all that we offer today!
Personal Banking Solutions
For individuals and families, we offer a variety of checking and savings accounts designed to fit different lifestyles. Imagine easily managing your daily expenses while saving for future goals, all through our user-friendly online and mobile banking platforms. Need a car? Our auto loans and vehicle financing options can help you hit the road in no time. You can secure the keys to your dream car without breaking the bank, thanks to competitive rates and flexible terms. When it comes to home ownership, our mortgage loans and refinancing options can pave the way for a brighter future. Picture yourself in a cozy new home or reducing monthly payments on your current mortgage our expert advisors are here to guide you every step of the way. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation services provide quick access to cash when you need it most.
Rewards and Business Banking
Don't forget about our credit cards! With credit cards featuring rewards, you can earn points for everyday purchases that translate into exciting perks think travel discounts or cash back. For entrepreneurs, we understand that running a business comes with its own set of challenges. That's why we provide tailored business banking services, including merchant services and business loans that help streamline operations and fuel growth. Whether you're starting a new venture or expanding an existing one, we've got the resources to support your ambitions.
Digital & Online Banking
Comprehensive Online Services
Our 24/7 online banking services mean that whether it's day or night, you can check your balance, transfer funds, and pay bills without any hassle. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, if you're on the go, our mobile application ensures that your banking is always at your fingertips.
Go Mobile with Confidence
Our mobile payments feature allows you to make purchases directly from your phone no wallet required! Enjoy the freedom of managing your finances on the go while feeling confident in our secure platform. At The Golden 1, we strive to make your banking experience as smooth and efficient as possible. Explore our digital banking services today and discover how easy it is to stay connected with your finances!
Secure Transactions Made Easy
Security is our top priority. With electronic signature authorization available, signing important documents has never been simpler or safer. You can also choose e-statements for an environmentally friendly option that keeps your financial information organized and easily accessible.
Financial Strength
Commitment to Growth
With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases.
Growing Member Base
With a total of 2,432,889 share accounts, we have built a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 12120 Industry Blvd Ste 31 Jackson Ca 95642 or call (916) 732-2926 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Operational Efficiency
Our $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Foundation
With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our team is here to guide you through the process.
Business Financing
If you're a business owner, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses by offering tailored lending solutions that fit their specific needs.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We provide personalized support to help you navigate your options and find the right mortgage solution that fits your budget.
Refinancing Options
Additionally, if you're considering refinancing existing debts or exploring eligibility options for any of our loan products, our knowledgeable staff is ready to assist you. We can help determine the best course of action based on your financial situation. Our team at The Golden 1, located at 12120 Industry Blvd Ste 31 Jackson Ca 95642, is dedicated to providing you with top-notch service and support every step of the way. For more information about our loan offerings or to discuss which option might be best for you, please reach out at (916) 732-2926. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!
Unsecured Credit Card Loans
For those looking for flexible credit solutions, we also offer unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs designed to benefit our members.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: All loan offers come from legitimate financial institutions. This guarantees users a clear view of their options. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to present unbiased results so users can choose the best option for their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.