The Golden 1 Credit Union Fresno CA: Cheap Mortgage Refinance & Auto Loans

Introduction

Welcome to The Golden 1, your trusted credit union located at 6040 N Figarden Dr, Fresno, CA 93722. Since our establishment in 1933, we have proudly served our community and built a strong reputation for reliability and member satisfaction. With over 1,132,440 members, we are dedicated to providing personalized financial solutions that meet the unique needs of individuals and families. At The Golden 1, we understand that financial well-being is essential for a thriving community. With total assets of $19,582,379,014 and total deposits reaching $777,140,260, we have the resources to help you achieve your financial goals. Whether you're looking for an auto loan with one of our 244,766 loans or exploring options for personal banking services, our team is here to guide you every step of the way. Led by our CEO Donna Bland and Board President Keri Thomas, our knowledgeable staff of 2,082 employees is committed to ensuring your experience with us is both positive and enriching. We offer a range of services including checking and savings accounts, mortgage loans, credit cards with rewards, business banking solutions, and convenient online banking options. While members can visit us at our Fresno branch for all their banking needs, you can also explore more about what we offer on our website at www.golden1.com. If you have any questions or need assistance, please don't hesitate to reach out at (916) 732-2900. Join us today and discover how The Golden 1 can help empower your financial journey!

Branch History & Mission

Community Engagement

We take pride in partnering with local organizations and supporting community outreach efforts. By investing in programs that uplift those in need, we strive to make Fresno a better place for all residents. As technology evolves, so do we. Our digital offerings include online banking and mobile payments for convenient access wherever you are. We also ensure ADA compliance so that all members can easily use our services. With ATM availability on-site for quick cash withdrawals and no drive-thru service currently offered, we focus on delivering personalized experiences inside the branch.

Join Us

If you are looking for a credit union that prioritizes its members and community well-being, The Golden 1 is here for you. Discover how we can help you achieve your financial dreams by visiting us today or exploring more about membership benefits at Golden 1 Membership. Join us in building a brighter future together!

Our Mission

The mission of The Golden 1 is clear: We exist to serve our members and build stronger communities through exceptional financial services. We believe that every member deserves access to financial tools that can help them thrive. Our branches are designed with the community in mind, providing an inviting space where everyone feels welcome. While you can visit us at 6040 N Figarden Dr for all your banking needs during our operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM official correspondence should be directed to our headquarters in Sacramento if needed.

Our Story

The Golden 1 began with the simple idea of supporting our community through accessible financial services. Over the years, we have adapted and expanded our offerings while staying true to our mission: to provide members with quality financial products and support that empower them to achieve their goals. Each milestone in our journey has been driven by our desire to enhance the lives of those we serve. As a member-focused credit union, we offer a variety of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our goal is not just to meet your financial needs but also to contribute positively to the community around us.

Branch Location & Accessibility

Get in Touch

Whether you have questions about your account or need assistance with a loan application, don't hesitate to reach out! You can give us a call at 916-732-2900. We're here to help make your banking experience as smooth as possible. We invite you to visit us soon at The Golden 1's Fig Garden branch; we look forward to serving you!

Nearby Landmarks and Parking

Located near popular spots like the Fig Garden Village Shopping Center, our branch is surrounded by vibrant shops and restaurants that make your visit even more enjoyable. Ample parking is available right outside the branch, ensuring you can access our services with ease. We also feature ADA-compliant facilities, including ramps and accessible entrances, so everyone can feel comfortable while banking with us.

Operating Hours and Services

Our friendly staff is here to help you during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM, and Saturdays from 10:00 AM to 3:00 PM. We understand that your schedule can be busy, so we strive to provide flexible hours that work for you. At The Golden 1, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Plus, you can take advantage of our ATM services for quick withdrawals and balance checks at any time. While we don't have drive-thru service at this location, our team is always ready to assist you inside the branch.

Member Eligibility

At The Golden 1, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is straightforward and welcoming! If you live, work, or go to school in the area, or have family members who are already members, you may qualify to join us. We're committed to providing personalized services that cater to your unique needs, making it easier for you to manage your finances and achieve your goals. For a detailed look at our eligibility criteria, feel free to visit http://www.golden1.com/membership-benefits . Joining is just the beginning! At The Golden 1, located at 6040 N Figarden Dr Fresno Ca 93722, you'll enjoy access to a variety of benefits including competitive loan rates and tailored banking solutions designed with you in mind. Ready to take the next step? Opening an account is easy; just check out our online application at http://www.golden1.com/apply-today or give us a call at (916) 732-2900. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a payment solution that simplifies transactions for your customers while boosting your bottom line. Our merchant services offer user-friendly payment processing options that cater to diverse business needs. Whether you run a bustling retail shop or provide specialized services, our tools help you accept payments efficiently and securely. Located conveniently at 6040 N Figarden Dr Fresno Ca 93722, Fresno, CA, our team is ready to partner with you. Reach out to us at (916) 732-2900 to discover how we can help your business thrive today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer specialized support through our business banking services. From merchant services that facilitate smooth transactions to business loans that fuel growth and expansion, we are here to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, having control over your finances at your fingertips is crucial. Our comprehensive online and mobile banking platforms enable you to manage accounts, pay bills, and transfer funds anytime, anywhere. Additionally, with our ATM & cash withdrawal services available throughout the area, accessing your cash has never been more convenient.

Lending Options

Life can be unpredictable, which is why having access to funds when you need them is essential. Our personal loans and debt consolidation services provide flexible solutions for managing unexpected expenses or consolidating debt into manageable payments. Plus, our credit cards with rewards allow you to earn while you spend, making everyday purchases more rewarding.

Member-Centric Approach

At The Golden 1, we believe in putting our members first. We understand that financial needs vary from person to person. That's why we strive to create personalized experiences through every service we offer. Whether it's through straightforward account management tools or dedicated customer service accessible via phone at 9167322900, we're here for you. We invite you to explore all that The Golden 1 has to offer! Visit us today or check out our website at golden1.com to learn more about how we can support your financial journey. Your future starts here!

Personal Banking Solutions

Navigating your financial journey is easier with our personal banking services. You can open a checking or savings account that suits your lifestyle and goals. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options, designed to help you drive away in your dream car without breaking the bank. For those considering homeownership, our mortgage loans and refinancing programs offer competitive rates to make your housing dreams a reality.

Digital & Online Banking

Convenient Access Anytime

With our 24/7 online banking services available at https://www.golden1.com/ , you can check your balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our user-friendly mobile application makes it easy to manage your accounts right from your smartphone. Whether you're at home or out and about, your financial world is just a tap away.

Security You Can Trust

Your security is our top priority. We utilize advanced encryption and security measures to protect your personal information. Plus, with features like electronic signature authorization, you can complete transactions quickly while knowing that your data is safe.

Streamlined Features for Everyday Needs

Enjoy the convenience of e-statements that allow you to view and manage your statements electronically, reducing paper clutter and helping the environment. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it a breeze. And for those who prefer contactless payments, our mobile payments option lets you pay securely using just your phone. At The Golden 1, we strive to provide accessible and efficient banking solutions tailored to fit your lifestyle. Experience hassle-free banking with us today!

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which is built on trust, transparency, and a commitment to serving our community. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,041, demonstrating that we are well-capitalized and prepared to support our members' needs even during uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial wellbeing is also evident in our $1,920,233,614 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures designed to serve you better. We support your financial goals with a robust lending capacity that includes $122,383 in used auto loans and $14,251,111,689 across total loans and leases. Our operational efficiency is underscored by our $82,266,177, which enables us to continue providing competitive loan rates and solid financial products tailored for you. Our dedicated team consists of 2,047 full-time employees and 35 part-time employees who are always ready to assist you with their knowledge and commitment. We also have a strong member base with a total of 2,432,889, showcasing the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 6040 N Figarden Dr Fresno Ca 93722 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our competitive rates can make your dream car more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand that every business is unique, so our team is here to work with you to find the right financing solution. At The Golden 1, we are committed to helping our members secure the funds they need for whatever life brings their way. For more information about refinancing options or eligibility requirements for any of our loan products, please don't hesitate to reach out to us at (916) 732-2900 or visit us at 6040 N Figarden Dr Fresno Ca 93722 in Fresno, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We also provide clear eligibility options and guidance throughout the process, ensuring you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards to help you maximize your spending power.

Loan Aggregator

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THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans