The Golden 1 Credit Union Fresno CA: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to The Golden 1, your trusted partner in financial well-being, located at 111 E Shaw Ave, Fresno, CA 93710. Since our establishment in 1933, we have proudly served over 1,132,440 members with a commitment to providing personalized banking solutions tailored to your needs. Our dedicated team of over 2,000 employees, led by CEO Donna Bland and Board President Keri Thomas, is here to support you every step of the way. At The Golden 1, we understand that financial choices can shape your future. That's why we offer a range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Our total assets stand strong at an impressive $19,582,379,014, ensuring we have the resources to help you achieve your financial goals. Whether you're looking for a reliable place to deposit your savings where we currently hold $777,140,260 in deposits or seeking assistance with one of our 485,183 loans and leases offered to members like you, our branch is equipped to meet your needs. We also maintain a healthy net worth of $2,041,864,607, demonstrating our stability and reliability as a financial institution. While members can visit us at our branch for all your banking needs, please note that official correspondence should be sent directly to our mailing address if applicable. We invite you to explore what makes us different a focus on community impact and member satisfaction. Our goal is not just to provide services but also to foster relationships built on trust and transparency. If you're ready to take the next step in your financial journey or simply have questions about how we can assist you better, don't hesitate to reach out! Give us a call at 916-732-2900 or visit us online at golden1.com for more information. Join us today and experience the benefits of being part of The Golden 1 family!

Branch History & Mission

Community Commitment

At The Golden 1, we understand that our success is tied to the well-being of the communities we serve. That's why our mission extends beyond banking; we are dedicated to making a positive impact through various community outreach programs and partnerships. We strive to be more than just a financial institution; we want to be a trusted partner in your journey toward financial stability. Our operating hours are designed with your convenience in mind: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address if different.

Embracing Innovation

In today's world, we recognize the importance of digital advancements. Our commitment to providing accessible services includes online banking options, mobile payments, and even electronic signature authentication all designed to make your banking experience smoother and more convenient.

Join Us

As part of The Golden 1 family, you become part of a legacy built on trust and community spirit. We invite you to join us today and experience all the benefits that come with being a member of The Golden 1. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. For more information about becoming a member or accessing our services, please call us at 916-732-2900 or visit our website. Together, let's build a brighter financial future!

Our Journey

Since our inception, The Golden 1 has evolved from a small financial institution into one of the largest credit unions in California. Our mission has always been to provide exceptional financial services while prioritizing the needs of our members. We believe in empowering individuals and families by offering products that help them achieve their financial goals, whether it's through checking and savings accounts, auto loans, or mortgage financing.

Branch Location & Accessibility

Get in Touch!

If you have any questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to call us at 916-732-2900. We look forward to welcoming you into The Golden 1 family!

Nearby Landmarks and Accessibility

Located near popular spots like the Fashion Fair Mall and the scenic Woodward Park, our branch is easy to find and reach. We pride ourselves on accessibility, ensuring that everyone can visit us with ease. The branch is ADA compliant, featuring ramps and ample parking space for all our members.

Operating Hours and Services

We understand that life can get busy, which is why we're here to serve you during convenient hours! Our lobby is open Monday through Friday from 10:00 AM to 5:00 PM, and Saturdays from 10:00 AM to 3:00 PM. This gives you plenty of time to stop by when it works best for you. At The Golden 1, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with our ATM availability right at the branch, accessing your cash has never been easier! While visiting us at 111 E Shaw Ave is great for all your banking needs, please remember that official correspondence should be sent directly to our mailing address if it differs from this location.

Member Eligibility

Welcome to The Golden 1, where becoming a member feels like joining a close-knit family that genuinely cares about your financial well-being. If you're wondering about eligibility, it's quite simple! Anyone who lives, works, or attends school in our community is welcome to join us. Plus, if you have a family member who is already a member, you can easily become one too. This means more than just banking; it means gaining access to tailored services and support that can help you achieve your financial goals. To make the membership process as easy as possible, you can find all the details about eligibility at http://www.golden1.com/membership-benefits. If you're ready to take the next step and open an account with us, check out the straightforward application process available at http://www.golden1.com/apply-today. Should you have any questions, feel free to reach out at (916) 732-2900 we're here to help! Join us today at our branch located at 111 E Shaw Ave Fresno Ca 93710, and start enjoying the many benefits of being part of The Golden 1!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine having the ability to accept various payment methods without hassle whether it's credit cards, mobile payments, or online transactions. This flexibility can improve customer satisfaction and boost your sales. Join us at The Golden 1, located at 111 E Shaw Ave Fresno Ca 93710, Fresno, CA, and discover how we can help your business thrive. For more information, give us a call at (916) 732-2900 or visit our website at https://www.golden1.com/. Let's work together to achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to hit the road in a new car, our auto loans and vehicle financing options have got you covered. With competitive rates and flexible terms, you can drive away with confidence knowing that you're making a smart financial choice. We understand that purchasing a vehicle is a significant investment, and we aim to make the process as smooth as possible.

Business Banking

For our entrepreneurial members, we provide business banking solutions including merchant services and business loans. We understand the challenges of running a business and offer customized financial products designed specifically for small businesses.

Convenient Access

In addition to traditional banking services, The Golden 1 offers convenient ATM access for cash withdrawals and balance checks. Our mobile payments feature allows you to pay quickly without needing cash or cards just another way we prioritize ease of access for our members. If you're ready to explore these services further or have any questions about how we can assist you financially, please don't hesitate to reach out! Call us at 916-732-2900 during our lobby hours: Monday through Friday from 10 AM to 5 PM and Saturday from 10 AM to 3 PM. Join The Golden 1 today and discover how we can support your financial journey! For more information about membership benefits or opening an account, visit us at Golden 1.

Credit Cards with Rewards

With our credit cards featuring rewards programs, you can earn while you spend! Enjoy benefits like cashback or travel points that enhance your purchasing power. This is an excellent way to make everyday purchases work for you.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans provide various options to help you secure the perfect place for you and your family. If you're already a homeowner looking to save on monthly payments, consider our refinancing services. We can help you find the right solution to fit your financial goals.

Personal Banking

Our personal banking options include checking and savings accounts that make it easy for you to manage your money. Imagine effortlessly accessing your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even make payments from anywhere whether you're at home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options designed to ease your financial burden. Whether it's for medical bills, home improvements, or consolidating existing debts into one manageable payment, we're here to help you regain control of your finances.

Digital & Online Banking

Convenient Money Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it easy to send money directly from your account to theirs in just a few taps. It's fast, secure, and perfect for splitting bills or sending gifts. At The Golden 1, we're committed to providing accessible banking solutions that fit into your lifestyle. With our digital services, managing your finances is not just easy it's also secure and efficient. Explore everything we have to offer today!

Easy Access to Your Accounts

With our online banking platform available at https://www.golden1.com/, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer funds whenever it suits you no more waiting in line or rushing to the bank before closing time. You'll also enjoy the option of e-statements, making it simple to keep track of your transactions while reducing paper clutter.

Secure and User-Friendly Features

We prioritize your security with features like electronic signature authorization. This means you can sign documents securely online without needing to visit a branch. Plus, our mobile application provides an intuitive interface for managing your accounts right from your smartphone. With mobile payments, you can make purchases quickly and safely using just your device.

Financial Strength

Growing Membership Base

As of now, we proudly serve 2,432,889 total share accounts a testament to the trust our growing member base places in us. This strong membership is fundamental to our success as it allows us to remain focused on meeting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 111 E Shaw Ave Fresno Ca 93710 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects operational efficiency with a reported net income of $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $122,383 in used auto loans and a total of $14,251,111,689 in loans and leases that support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our flexible terms can make it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We offer competitive rates and personalized service to help you navigate the home-buying process smoothly.

Personal Financing Options

We also provide unsecured credit card loans with flexible terms, totaling $605,216,049. This option helps our members effectively manage their finances while enjoying the benefits of convenient purchasing power. For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your business operations. If you're thinking about refinancing any of your existing loans or want to explore eligibility options for any of our products, we're here to assist you every step of the way. You can visit us at 111 E Shaw Ave Fresno Ca 93710 in Fresno, CA, or give us a call at (916) 732-2900 for more information on how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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