The Golden 1 Credit Union

In the heart of Fairfield, The Golden 1 branch at 1380 Holiday Ln Ste D warmly welcomes you to a community-focused financial experience. Open Monday through Friday from 10:00 AM to 5:00 PM and Saturdays until 2:00 PM, this location offers convenient ATM services for quick cash withdrawals and balance checks. Whether you’re ready to finance your next vehicle with some of the best auto loans or exploring low mortgage rates for buying or refinancing your home, the expert team at The Golden 1 is here to support your goals every step of the way.
Serving over 1.13 million members with assets surpassing $19.5 billion, this Fairfield branch provides a wide array of personal and business banking solutions tailored just for you. From rewarding credit cards and flexible checking and savings accounts to business loans, merchant services, personal loans, and debt consolidation options—you’ll find trusted guidance designed around your lifestyle. Plus, enjoy seamless online and mobile banking that keeps your finances accessible anytime.
Visit The Golden 1 branch at 1380 Holiday Ln Ste D in Fairfield or call 916-732-2900 today. Experience friendly local service—contact us for personalized guidance and discover how our signature auto loans and mortgage offerings can help you achieve your financial dreams!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit
4.99 %
60 %
heloc
Home Equity Line of Credit
7.44 %
heloc
Home Equity Line of Credit
7.625 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5-Year SOFR ARM
6.375 %
6.749 %
5.0 Yrs
JUMBO
ADJUSTABLE
5-Year SOFR ARM
5.875 %
6.553 %
5.0 Yrs
JUMBO
FIXED
30-Year Fixed
6.75 %
6.762 %
0.125
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.89 %
3 - 5 Yrs
$10,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
6.04 %
Other
6.94 %
5 Yrs

Introduction

Welcome to The Golden 1 located at 1380 Holiday Ln Ste D, Fairfield, CA 94534! With a rich history that dates back to 1933, we have proudly served our community for over nine decades. At The Golden 1, we believe in putting our members first. Today, we are thrilled to support a vibrant membership of 1,132,440 individuals who trust us with their financial needs. Our commitment to excellence is reflected in our impressive financial standing. With total assets reaching an astounding $19,582,379,014, and total deposits amounting to $777,140,260, we ensure your money is safe and growing. Our net worth stands strong at $2,041,864,607, showcasing our stability and dedication to serving you well. Led by our dedicated CEO Donna Bland and Board President Keri Thomas, our team of 2,082 employees is here to provide personalized service tailored just for you. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, we have the tools and expertise to help you succeed. While you can visit us at the Fairfield branch for all your banking needs, please note that any official correspondence should be sent directly to this address. If you have questions or need assistance, don't hesitate to reach out at (916) 732-2900. We invite you to explore the services we offer by visiting our website at www.golden1.com. Join us as we continue to build a stronger community together because at The Golden 1, it's all about you!

Branch History & Mission

Community Commitment

Community outreach is at the heart of what we do. Our partnerships with local organizations and initiatives aim to give back and uplift those around us. We understand that when our community thrives, we all benefit. With operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM, we strive to accommodate your busy schedule. Plus, enjoy the convenience of an ATM available at our location for quick access to cash. We invite you to join The Golden 1 family today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. For more information on becoming a member or exploring our services, visit us online or call us at (916) 732-2900. Together, let's build a brighter future!

Our Journey

The journey of The Golden 1 began over nine decades ago with a mission to provide accessible financial services to everyone in our community. Since then, we've achieved many milestones that reflect our commitment to excellence and member satisfaction. As we expanded our offerings, we also embraced technology to enhance your banking experience. Today, our services include personal banking accounts, auto loans, mortgage financing, and business banking solutions all designed to meet your needs.

Our Mission

Our mission is simple yet powerful: to empower our members through exceptional financial services while fostering a strong sense of community. We believe in providing not just banking solutions but also support for your dreams and aspirations. Whether you're saving for a home or planning your future, we're here to help you every step of the way. While members can visit us at 1380 Holiday Ln Ste D Fairfield Ca 94534, official correspondence should be sent to nan, nan, nan nan if different from our branch address. We are dedicated to making banking accessible to all and offer various digital advancements like mobile payments and online banking options so you can manage your finances on your terms.

Branch Location & Accessibility

Accessibility Features

At The Golden 1, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and designated parking spaces to ensure ease of access. We want everyone to feel welcome and comfortable when they visit us.

Nearby Landmarks

Situated near the bustling area of Holiday Lane, our branch is easily reachable for residents in Solano County. You'll find us just a short drive from the beautiful Allan Witt Park perfect for a quick stop after enjoying some time outdoors.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 10:00 AM to 5:00 PM and on Saturday from 10:00 AM to 2:00 PM. Our friendly staff is always ready to assist you during these times.

Services Offered

Our Fairfield branch offers a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with ATM access available right at our location, you can withdraw cash or check your balance anytime! While you can always drop by our branch for any assistance, if you prefer to talk over the phone, feel free to give us a call at 916-732-2900. We're here for you at The Golden 1 in Fairfield! Come visit us today and see how we can help you achieve your financial goals.

Member Eligibility

At The Golden 1, we believe that becoming a member means joining a community that cares about your financial journey. If you're interested in enjoying the benefits of membership, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in our service area, as well as their family members. This inclusive approach ensures that more people can take advantage of our tailored services designed to support your financial goals. To learn more about the specific criteria and see if you qualify, feel free to check out the detailed information on our eligibility page at http://www.golden1.com/membership-benefits. Once you're ready to become part of our family, opening an account is easy! Just visit us online at http://www.golden1.com/apply-today, or give us a call at (916) 732-2900 for assistance. We're here to help you every step of the way at our branch located at 1380 Holiday Ln Ste D Fairfield Ca 94534. Join us today and experience the difference!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine effortlessly accepting payments from customers while managing your finances in one place. Our services include point-of-sale systems that are user-friendly and efficient, allowing you to focus on what matters most growing your business. Whether you're a startup or an established company in Fairfield, CA, we're here to support your journey. Visit us at 1380 Holiday Ln Ste D Fairfield Ca 94534 or give us a call at (916) 732-2900 to learn how we can help your business succeed!

Comprehensive List Of Services

Accessing Your Funds Anytime

With our ATM and cash withdrawal services available nearby, accessing your money is easy. You can perform basic transactions like withdrawals and balance checks at any time. Plus, our digital banking features ensure that you have control over your finances right from your smartphone or computer.

Business Banking Support

For our members who are entrepreneurs or business owners, we offer robust business banking services including merchant services and business loans. We understand the challenges that come with running a business, so we're here to provide financial tools that help you grow and thrive.

Financing Options for Every Need

When it comes to financing, The Golden 1 offers a variety of solutions. If you're dreaming of owning a new car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed with competitive rates and flexible terms. Need extra cash for unexpected expenses? Our personal loans can help you consolidate debt or cover those surprises that life throws your way. Plus, our credit cards with rewards make everyday purchases rewarding; imagine earning points while shopping for groceries or dining out!

Join Us Today!

At The Golden 1, we're more than just a credit union; we're a partner in your financial success. With dedicated staff ready to assist you and an array of services tailored for every member's needs, there's never been a better time to join us. Ready to take the next step? Contact us at (916) 732-2900 or visit us online at Fairfield to explore membership benefits and open an account today!

Personal Banking Made Easy

Our personal banking options include checking and savings accounts that fit your lifestyle. Imagine having a checking account that offers no monthly fees, coupled with a savings account that helps you reach your financial goals faster. You can easily manage these accounts through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Key Features for Your Convenience

Imagine being able to view your account statements at a glance. With E-Statements Availability, you can access your statements quickly and securely, eliminating the need for paper clutter. Plus, if you need to sign documents remotely, our Electronic Signature Authorization feature makes it simple and efficient. If you're always on the go, our Mobile Application Availability means that all these features are right at your fingertips. You can even make Mobile Payments, allowing you to pay for purchases directly from your phone no wallet required!

Stay Connected with Easy Transfers

Need to send money to a friend? Our Person-to-Person Transfers feature lets you do just that in seconds. Whether it's splitting a dinner bill or sending a gift, it's as easy as a few taps on your mobile device. At The Golden 1, we prioritize making banking easier for you. From managing your accounts online to using our mobile app for transactions, we're here to support your financial journey with tools that fit into your lifestyle seamlessly. Experience the future of banking today by visiting us online at https://www.golden1.com/!

Financial Strength

Committed to Growth

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $122,383 in used auto loans and $14,251,111,689 in total loans and leases, supporting your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us. We hold $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 2,047 full-time employees and 35 part-time employees ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

We are proud to have built a strong community trust with a total of 2,432,889 share accounts. This shows that many members like you choose us for their banking needs, reflecting our commitment to excellent service and reliable support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 1380 Holiday Ln Ste D Fairfield Ca 94534 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your business. Additionally, we have competitive credit line products available, totaling $10,047,012,483, which allow you access to funds whenever you need them. At The Golden 1, our goal is to support you in every aspect of your financial journey. Visit us today to learn more about how our loan products can benefit you and help fulfill your financial aspirations. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new ride or a reliable pre-owned vehicle, our auto loan options can suit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process smoothly. If you're considering refinancing your current mortgage, we have flexible options available as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. This is an excellent choice for those who want to consolidate debt or simply have extra purchasing power without needing collateral.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you can trust that the offers displayed are fair and reliable.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find competitive options. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value that LendMesh brings to consumers seeking financial solutions. Ready to find the best loan offers? Compare real-time loan offers today at LendMesh and discover rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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