Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Personal Loans
Program Name
APR
Term
Amount
Link
Vehicle Loans
Introduction
Welcome to The Golden 1, where we believe in putting our members first. Located at 8469 Elk Grove Blvd, Elk Grove, CA 95758, our branch has been serving the community since 1933, providing financial services that truly make a difference. With over 1,132,440 members and a robust financial foundation boasting total assets of $19,582,379,014, we are committed to helping you achieve your financial goals. At The Golden 1, we understand that everyone's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. With total deposits reaching $777,140,260 and net worth of $2,041,864,607, you can trust us to safeguard your hard-earned money while helping it grow. Our leadership team is dedicated to fostering a supportive environment for all members. Under the guidance of CEO Donna Bland and Board President Keri Thomas, we strive to create a community where everyone feels valued and empowered. With a team of 2,082 employees ready to assist you, we're just a phone call away at (916) 732-2900. While members can visit us at our Elk Grove branch for all their banking needs, official correspondence should be sent to our main office in Sacramento. We invite you to explore our website at www.golden1.com for more information on how we can help you achieve financial success. Come visit us today and discover the difference that being a member of The Golden 1 can make in your life!
Branch History & Mission
Commitment to Community
We take pride in being more than just a bank; we are an integral part of the Elk Grove community. Through various initiatives, we strive to make a positive impact by supporting local schools, sponsoring events, and helping those in need. Together with our members, we work towards building a brighter future for everyone. We invite you to join us at The Golden 1 and experience the difference that comes from being part of a credit union that truly cares about its members and community. Whether you need assistance with personal finance or are looking for ways to give back, we're here for you every step of the way! For more information or to open an account today, call us at 916-732-2900 or visit our website. Join The Golden 1 family where you belong!
Mission Statement
At The Golden 1, our mission is clear: we aim to deliver exceptional financial services while fostering a spirit of community support. We believe that when our members thrive, so does the entire Elk Grove area. That's why we are dedicated not only to providing great rates and low fees but also to giving back through community outreach programs and partnerships with local organizations. While you can visit us at our Elk Grove branch for all your banking needs during our operating hours Monday through Friday from 10 AM to 5 PM and Saturday from 10 AM to 2 PM official correspondence should be sent directly to our headquarters in Sacramento.
Our Journey
The Golden 1 started as a small credit union with a big dream: to provide financial services that empower individuals and families. From our humble beginnings, we have expanded our offerings and adapted to meet the changing needs of our members. We focus on personal banking solutions like checking and savings accounts, auto loans, mortgages, and more. As we evolved, we embraced technology to enhance our services. Today, members enjoy features such as online banking, mobile payments, and e-statements making it easier than ever to manage their finances.
Branch Location & Accessibility
Get in Touch!
If you have any questions or need assistance, don't hesitate to call us at 916-732-2900. We invite you to visit us at our Elk Grove location and experience the warmth and support of our team firsthand. Come by today; we look forward to serving you!
Nearby Landmarks and Accessibility
We're just a stone's throw away from popular local spots like Elk Grove Park and the Elk Grove Town Hall. This central location makes it easy to combine your errands with a visit to us. For those driving to our branch, ample parking is available right outside the door. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services without hassle.
Operating Hours and Services
Our friendly staff is here to assist you during convenient hours: Monday through Friday from 10:00 AM to 5:00 PM, and Saturday from 10:00 AM to 2:00 PM. We understand that life can get busy, so we're dedicated to being available when you need us most. At The Golden 1, we offer a range of services tailored to fit your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM is readily available for quick cash withdrawals and balance checks.
Member Eligibility
Becoming a member of The Golden 1 is like stepping into a welcoming community that truly cares about your financial well-being. If you're looking to join us at our branch located at 8469 Elk Grove Blvd Elk Grove Ca 95758, you'll find that eligibility is quite straightforward! We're open to individuals who live, work, or worship in the area, as well as those who have family members already part of our credit union family. This means whether you're just starting out on your financial journey or looking for a place that understands your needs, we're here for you. Plus, by becoming a member, you gain access to a range of benefits designed to help you thrive financially. Ready to take the next step? Opening an account with us is easy and can be done online or in person. If you want more details about eligibility criteria, feel free to visit our page at http://www.golden1.com/membership-benefits. If you have any questions or need assistance, don't hesitate to call us at (916) 732-2900. Join us today and experience the supportive environment at The Golden 1!
Business Banking & Commercial Services
Merchant Services That Matter
Imagine being able to accept payments effortlessly while keeping track of your sales without a hitch. Our merchant services provide practical tools that make everyday transactions smooth for your business. From credit card processing to online payment solutions, we help you cater to your customers' needs, allowing you more time to focus on what you do best growing your business. Visit us at 8469 Elk Grove Blvd Elk Grove Ca 95758 in Elk Grove, CA or call us at (916) 732-2900 to learn more about how our business banking solutions can empower your entrepreneurial journey!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
ATM & Cash Withdrawal Services
Convenience is key at The Golden 1. With our ATM access, you can withdraw cash or check balances quickly and securely. We have ATMs available for easy access so you never have to worry about finding cash when you need it most. At The Golden 1 in Elk Grove, we prioritize making banking as accessible as possible. Our digital features allow you to manage your accounts anytime, anywhere through mobile payments and person-to-person transfers. Ready to explore how we can serve you better? Give us a call at 916-732-2900 or visit us today! Discover all the ways we can help make managing your finances easier.
Auto Loans & Vehicle Financing
Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates that can help you drive away in your dream vehicle without breaking the bank. We're here to assist you every step of the way, ensuring you understand all your options.
Business Banking
For entrepreneurs and small business owners, we offer comprehensive business banking services including merchant services and business loans. Let us support your business growth with tailored financial solutions.
Credit Cards with Rewards
Take advantage of our credit cards with rewards program! Enjoy cashback and points on purchases while managing your spending effectively. This is perfect for those who want to earn while they spend.
Mortgage Loans & Refinancing
If you're ready to buy a home or refinance an existing mortgage, our dedicated team is available to guide you through the process. We offer various mortgage loans that suit different budgets and preferences, ensuring that you find the right fit for your situation.
Personal Banking
For those managing daily expenses or planning for the future, our personal banking services offer flexible checking and savings accounts that fit your lifestyle. You can easily monitor your balances and transactions through our online and mobile banking platforms, making it simple to stay on top of your finances from anywhere.
Personal Loans & Debt Consolidation
Need some extra cash? Our personal loans are designed to help with various needs whether it's consolidating debt or funding a special project. We work with you to determine a plan that makes sense financially.
Digital & Online Banking
Convenience at Your Fingertips
Imagine being able to manage all your banking needs from wherever you are. Our online banking services not only save time but also empower you with real-time account management. You're always in control of your finances without any hassle. Join us at The Golden 1 and experience how digital banking can simplify your life! For more details on how to get started with our online services, visit us at https://www.golden1.com/ today!
Key Features
One of the standout features is our mobile application. It allows you to manage your finances right from your smartphone. With this app, you can make person-to-person transfers, so sending money to friends or family is quick and easy. Plus, if you're someone who prefers going paperless, you'll appreciate our availability of e-statements that keep your financial documents organized and accessible. Security is paramount in today's digital world, and at The Golden 1, we take it seriously. We offer electronic signature authorization, which ensures that your transactions are secure and authenticated with ease. Additionally, if you love the convenience of mobile payments, our services include that too, making shopping easier than ever.
Financial Strength
Growing Together
With total share accounts reaching 2,432,889, it's clear that our growing member base trusts us with their finances. Our net shares available for lending stand at $0, ensuring we have the capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 8469 Elk Grove Blvd Elk Grove Ca 95758 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Investing Back into Services
Our commitment to your financial success is evident in our $1,920,233,614 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $122,383 in used auto loans and $14,251,111,689 in total loans and leases, our lending capacity supports various financial goals for our members.
Member-Centric Approach
Your savings are secure with us. Members' funds are protected through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members' needs. With non-member deposits at $300,000,000, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our performance shines through with a net income of $82,266,177, reflecting our operational efficiency. This enables us to keep offering competitive loan rates and solid financial products tailored for you. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable, committed team.
Our Financial Health
With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find an option that suits your budget.
Business Loans
For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. Whether you're looking for financing for equipment or working capital, our team is ready to assist you. We invite you to visit us at our branch located at 8469 Elk Grove Blvd Elk Grove Ca 95758, Elk Grove, CA, or give us a call at (916) 732-2900 to learn more about how our loan offerings can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We offer various loan types to fit different needs and financial situations. If you're considering refinancing your current mortgage, we can help explore eligibility options that may reduce your monthly payments.
Unsecured Credit Card Loans
For those looking for flexible spending solutions, we also offer unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. These cards come with rewards and low-interest rates to help you make the most out of every purchase.
Loan Aggregator
Benefits of Using LendMesh
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How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, giving them confidence in their choices.