The Golden 1 Credit Union Elk Grove CA: Affordable Auto Loans & Top Checking

Introduction

Welcome to The Golden 1 at Elk Grove Commons, where your financial journey is our priority. Located conveniently at 9600 Bruceville Rd Ste 102, Elk Grove, CA 95757, we have been proudly serving our community since 1933. With a strong commitment to our members, we currently support over 1,132,440 individuals who trust us with their financial needs. At The Golden 1, we understand that every member's story is unique. That's why we offer a wide range of services tailored to fit various lifestyles from personal banking and auto loans to business financing solutions. Our total assets of over $19.58 billion and total deposits reaching $777,140,260 reflect the strength and stability that you can rely on as a member of our credit union. Our leadership team, guided by CEO Donna Bland and Board President Keri Thomas, is dedicated to ensuring you receive personalized service and expert advice every step of the way. We are proud to employ over 2,082 people who share our mission of providing exceptional service to our members. While you can visit us at our branch for all your banking needs, please note that if you need to send any official correspondence, it should be directed to the same address: 9600 Bruceville Rd Ste 102, Elk Grove, CA 95757. With resources like online banking and mobile payments available at your fingertips, managing your finances has never been easier. Whether you're looking to secure an auto loan or open a savings account, we invite you to explore what The Golden 1 has to offer. Ready to experience the difference? Call us today at 916-732-2900, or visit us at golden1.com to learn more about how we can support your financial goals!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of digital advancements in banking. We offer convenient online services like mobile payments, e-statements, and person-to-person transfers that allow you to manage your finances with ease. Our commitment to ADA compliance ensures that everyone can access our resources comfortably.

Join Us!

With operating hours from Monday to Friday 10:00 AM - 5:00 PM and Saturday from 10:00 AM - 3:00 PM, we invite you to visit us at The Golden 1 in Elk Grove. If you have questions or need assistance, please don't hesitate to reach out at (916) 732-2900. While members can visit us at our branch address for all their banking needs, official correspondence should be sent directly to our headquarters in Sacramento if necessary. Join us today and experience the benefits of being part of a credit union that values you as more than just a member you're part of our family! Explore what we have to offer at The Golden 1.

Mission Statement

At The Golden 1, our mission is clear: we strive to improve the financial lives of our members by offering accessible products and exceptional service. We believe in empowering individuals through education and support while fostering strong relationships within the community. Our dedication extends beyond just financial transactions; we actively participate in local initiatives and partnerships that uplift those around us. Whether it's sponsoring community events or supporting local charities, we aim to make a positive impact on Elk Grove.

Our Evolution

Located at 9600 Bruceville Rd Ste 102, Elk Grove, CA 95757, The Golden 1 has blossomed into a trusted partner for individuals and businesses alike. Over the years, we have embraced innovation while staying true to our roots. As our membership expanded, so did our range of services from personal banking and auto loans to business financing and online banking solutions. Our branch's strategic location near local schools and parks makes it convenient for families and professionals alike. We are proud to offer a full suite of services that cater to the diverse needs of our community.

Branch Location & Accessibility

ATM Availability

Need cash on the go? We've got you covered! Our branch features an ATM for quick withdrawals and balance checks whenever you need them.

Accessibility Features

At The Golden 1, we prioritize accessibility for everyone. Our branch is ADA compliant, featuring ramps and ample parking to ensure a smooth visit for all members. You can count on us to provide a welcoming environment where everyone feels at home.

Call to Action

Ready to experience convenient banking with a personal touch? We invite you to visit us at The Golden 1 at Elk Grove Commons or give us a call at 916-732-2900. We're excited to serve you!

Nearby Landmarks

Our location is close to several popular spots, making it easy to fit your banking needs into your day. If you're near the Elk Grove Regional Park or just finished shopping at the Elk Grove Commons shopping center, we are just around the corner!

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours. Visit us Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. Our friendly staff is always ready to assist you with any questions or services you may need.

Services Offered

While you're here, take advantage of our wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything covered. If you need assistance with online banking or mobile payments, feel free to ask we're here to help!

Member Eligibility

At The Golden 1, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is simple and welcoming! If you're looking to join us at our branch located at 9600 Bruceville Rd Ste 102 Elk Grove Ca 95757, you'll find that eligibility is designed to be inclusive. Generally, anyone who lives, works, or attends school in the area can become a member. We also extend our membership to family members of existing members, which means you can share the benefits with your loved ones too! By joining The Golden 1, you gain access to a variety of financial products tailored just for you, whether it's checking and savings accounts, auto loans, or credit cards with rewards. For more details on the eligibility criteria and what it means to be part of our community, feel free to check out our membership benefits page. When you're ready to take the next step towards becoming a member, opening an account is a breeze! You can find all the information you need by visiting our account opening page or simply give us a call at (916) 732-2900. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that make daily operations smoother. Imagine accepting payments easily from your customers whether they pay by card or mobile app. Our services help you manage transactions efficiently so you can focus on what matters most: growing your business. Located at 9600 Bruceville Rd Ste 102 Elk Grove Ca 95757 in Elk Grove, CA, we're here to partner with you every step of the way. For more information, give us a call at (916) 732-2900 and let's discuss how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access

Need cash on the go? Our branch is equipped with an ATM, providing basic access for withdrawals and balance checks whenever you need it. At The Golden 1, we believe in empowering our members through comprehensive financial services that are both accessible and user-friendly. If you're interested in learning more about how we can assist you in achieving your financial goals, don't hesitate to reach out! Feel free to call us at 916-732-2900, or visit us online at www.golden1.com to explore all of our offerings further. We look forward to serving you!

Business Banking Services

For entrepreneurs and business owners, The Golden 1 offers essential business banking services including merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your business needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With capabilities like mobile payments and person-to-person transfers, accessing your finances has never been easier.

Credit and Debt Management

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. These options can provide you with the funds needed for emergencies or help streamline your debt repayment process, making it easier to manage your finances.

Personal Banking Solutions

Managing your finances can be simple and straightforward with our personal banking options. We offer various checking and savings accounts tailored to fit different lifestyles and goals. For those considering a new vehicle, our auto loans and vehicle financing can help you drive away in the car you've always wanted. And if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options make the process easy and accessible.

Rewards with Credit Cards

Why not earn rewards while you spend? Our credit cards with rewards give you points for every purchase that can be redeemed for travel, merchandise, or cash back. It's a great way to make your spending work for you.

Digital & Online Banking

Key Services

Our online banking platform provides a user-friendly experience that allows you to check your balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which means you can view your account statements electronically no more waiting for paper copies to arrive in the mail. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free. If you're always on the go, you'll appreciate our mobile application. It offers all the features of online banking right at your fingertips. You can even make mobile payments and send money directly to friends or family with our person-to-person transfer option. This way, whether you're splitting a bill or sending a gift, it's done in just seconds.

Security and Accessibility

We prioritize your security and privacy. Our online services include robust security measures to ensure your information is safe while you manage your finances from home or on the go. And with real-time account management, you'll have peace of mind knowing you can monitor your transactions whenever you need to. At The Golden 1, we're committed to providing accessible and easy-to-use digital banking solutions that fit into your lifestyle. Explore all these features today by visiting https://www.golden1.com/!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. This growth exemplifies the confidence our community has placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 9600 Bruceville Rd Ste 102 Elk Grove Ca 95757 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $122,383 in used auto loans and $14,251,111,689 in total loans and leases, supporting members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,041,864,607, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, we've got you covered.

Business Financing

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to help you succeed. If you're considering refinancing your existing loans or exploring eligibility options, don't hesitate to reach out! You can contact us at (916) 732-2900 or visit us at our branch located at 9600 Bruceville Rd Ste 102 Elk Grove Ca 95757 in Elk Grove, CA. Our team is ready to assist you with any questions you may have about our loan offerings or the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We aim to make your path to homeownership clear and affordable.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected expenses, our credit cards can provide the support you need.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers you see are fair and transparent. Each listing reflects current rates and terms from legitimate institutions, so you can trust the information presented.