The Golden 1 Credit Union Elk Grove CA: Affordable Vehicle Loans & ATM Access

Introduction

Welcome to The Golden 1, your trusted partner in financial growth and community support! Located at 8405 Elk Grove Florin Rd Ste 40, Elk Grove, CA 95624, our branch has been serving the community since 1933. With a commitment to providing exceptional service and a wide range of financial products, we're proud to be part of the lives of over 1,132,440 members. At The Golden 1, we understand that each member has unique financial needs. That's why we offer everything from personal checking and savings accounts to auto loans and mortgage refinancing. Our total assets exceed $19.58 billion, showcasing our stability and reliability. With $777,140,260 in total deposits, you can trust us to keep your money safe while helping you achieve your financial goals. Under the leadership of our dedicated CEO, Donna Bland, and Board President Keri Thomas, our team is here to ensure that every interaction is positive and beneficial for you. We are proud to have a workforce of 2,082 employees who are committed to serving you with integrity and respect. While you can visit us at our branch location for all your banking needs, please feel free to reach out via phone at 916-732-2900. Our friendly staff is available Monday through Friday from 10:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 3:00 PM. Join us at The Golden 1 as we continue to build a brighter future together. For more information about our services or to apply for an account online, visit us at www.golden1.com. Let's work together towards achieving your financial aspirations!

Branch History & Mission

Innovation and Accessibility

As technology advances, so do we. Our branch offers modern conveniences such as online banking, mobile payments, and e-statements to ensure that managing your finances is both easy and secure. We are committed to being ADA compliant, ensuring that all members can access our services without barriers. While you can visit us at our Elk Grove location for your banking needs, please note that official correspondence should be directed to the same address for clarity.

Join Us Today!

Becoming a member of The Golden 1 means joining a family that values integrity, community support, and innovation. We invite you to experience firsthand the benefits of membership by visiting us or applying online today at The Golden 1. Together, let's build a brighter financial future!

Our Mission

At The Golden 1, our mission is simple yet profound: we aim to empower our members by providing them with the tools they need to achieve their financial goals. We offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our member-first approach ensures that every decision we make prioritizes your needs. We also take pride in being involved in our community through various outreach initiatives and partnerships. Whether it's supporting local charities or hosting educational workshops, we're dedicated to making a positive impact beyond just financial transactions.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by The Golden 1 Vineyard branch today! Whether you're looking to open an account or explore loan options, we're here to help you every step of the way. Your financial success is our priority, so let's get started on achieving your goals together!

Convenient Access

At The Golden 1, we understand that convenience matters. That's why our branch features ample parking and is designed with accessibility in mind, ensuring everyone can easily visit us. Whether you're coming in for a quick transaction or need assistance with your accounts, our team is ready to help.

Operating Hours

We're here when you need us! Our lobby hours are Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. Feel free to call us at 916-732-2900 if you have any questions or need assistance before your visit.

Services Offered

At The Golden 1 Vineyard branch, we offer a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of our ATM services available on-site for quick cash withdrawals and balance checks. While we don't have drive-thru banking at this location, our friendly staff is always eager to assist you inside the branch.

Member Eligibility

Becoming a member of The Golden 1 is more than just opening a bank account; it's about joining a community that cares about your financial well-being. If you're looking to become part of our family at The Golden 1, the process is simple and welcoming! To qualify for membership, you need to live, work, or attend school in certain areas of California. We also extend membership opportunities to family members of existing members, making it easy for loved ones to benefit from our services too. To get all the details on eligibility criteria, feel free to check out our page at http://www.golden1.com/membership-benefits . Once you're ready to take the next step, opening an account with us is straightforward! You can start your journey towards better banking today by visiting http://www.golden1.com/apply-today . If you have any questions along the way, don't hesitate to reach out at (916) 732-2900. We're here to support you every step of the way as you embark on this exciting new chapter with The Golden 1, located conveniently at 8405 Elk Grove Florin Rd Ste 40 Elk Grove Ca 95624!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools to easily accept payments, manage transactions, and streamline your operations. Our merchant services provide just that. Whether you run a local shop or an online store, we offer solutions that fit your needs so you can focus on what really matters: serving your customers and growing your business. Located at 8405 Elk Grove Florin Rd Ste 40 Elk Grove Ca 95624 in Elk Grove, CA, we're here to empower your business every step of the way. Contact us at (916) 732-2900 to explore how we can partner in your success!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or small business owner, we have tailored solutions just for you. Our business banking services, including merchant services and business loans, are designed to support your growth ambitions while simplifying day-to-day operations.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts on the go. Whether it's checking balances, transferring funds, or making payments from the comfort of your home or while out and about, our digital tools make banking easy. Additionally, our ATM services ensure that cash withdrawal is never a hassle. You can access basic ATM functions like withdrawals and balance checks at any time. At The Golden 1, we're proud to offer all these services under one roof making us your trusted partner in achieving financial success. To learn more about how we can assist you or to explore membership benefits, please visit us online at Vineyard or call us at (916) 732-2900. Take the first step toward better financial management today!

Financial Flexibility with Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation solutions can help you regain control over your finances. With simple application processes and quick approvals, we aim to make borrowing straightforward and stress-free. Our credit cards with rewards not only provide purchasing power but also give back to you with points redeemable for various perks. Whether you're shopping for everyday items or planning a special trip, our credit card offerings can enhance your spending experience.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that make managing your money easier. Our checking and savings accounts are designed with you in mind, providing flexible access to your funds while helping you save for future goals. If you're looking to purchase a vehicle, our auto loans and vehicle financing options can help turn your dreams into reality with competitive rates and terms tailored to fit your budget. For those considering home ownership or refinancing their current mortgage, our mortgage loans come with personalized support from our knowledgeable staff. We guide you through the process step by step, ensuring you feel confident in your decisions.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer money whenever you need to. Whether you're at home or on the go, managing your finances has never been easier. Plus, if you're looking for an easy way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. For those who prefer using their mobile devices, our mobile application offers all the features of online banking right at your fingertips. You can even make mobile payments securely from your smartphone. And with electronic signature authorization available, signing documents has never been more straightforward.

Security and Accessibility

We prioritize your security while ensuring that banking with us is a breeze. All transactions are encrypted and protected so you can feel confident every time you log in. Additionally, our e-statements provide a quick way to view your account activity without the clutter of paper statements. At The Golden 1, we believe in making banking as accessible as possible. Our digital services are designed not just for tech-savvy users but for everyone who wants control over their finances without any hassle. Explore all that we offer today by visiting https://www.golden1.com/ and see how our digital and online banking services can fit into your lifestyle!

Financial Strength

A Dedicated Team

We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 8405 Elk Grove Florin Rd Ste 40 Elk Grove Ca 95624 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth not only strengthens our institution but also enhances your overall experience with us.

Solid Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Journey

Our lending capacity supports members' financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases. Our $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring that you can find a plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We recognize that small businesses are vital to our community, and we are dedicated to offering financial solutions that support your success. If you're considering refinancing or want to learn about eligibility options for any of our loan products, don't hesitate to reach out. Our knowledgeable staff at The Golden 1, located at 8405 Elk Grove Florin Rd Ste 40 Elk Grove Ca 95624, Elk Grove, CA, is ready to assist you. You can contact us at (916) 732-2900 during our operating hours: Monday - Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At The Golden 1, we are here to help you navigate your financial future with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our experienced team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. This option provides you with the convenience and purchasing power needed for everyday expenses without collateral requirements.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

Loan offers on LendMesh come from legitimate financial institutions. This verification process helps maintain transparency and gives users confidence in their choices. Knowing that each option presented is backed by established lenders allows for informed decision-making.

THE GOLDEN 1 CREDIT UNION - Elk Grove, CA

Type of Loan Offerings

Personal Loans