The Golden 1 Credit Union El Dorado Hills CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to The Golden 1 at our El Dorado Hills branch, where we pride ourselves on being more than just a financial institution; we are a community partner dedicated to serving you. Located at 4311 Town Center Blvd Ste 400, El Dorado Hills, CA 95762, our branch has been fostering financial wellness since 1933. With over 1,132,440 members and assets totaling an impressive $19,582,379,014, we are here to provide the reliable services you need to achieve your financial goals. At The Golden 1, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking options. With total deposits of $777,140,260 and a strong net worth of $2,041,864,607, you can trust us to keep your finances secure and thriving. Our experienced team is led by CEO Donna Bland and Board President Keri Thomas, both committed to ensuring you receive personalized service with a friendly touch. We have a dedicated staff of 2,082 employees, ready to assist you during our lobby hours from Monday to Friday from 10:00 AM to 5:00 PM and on Saturday from 10:00 AM to 2:00 PM. While members can visit us at our El Dorado Hills location for all their banking needs, we encourage you to explore more about us online at golden1.com. If you have questions or need assistance, feel free to call us at (916) 732-2900. Your financial journey is important to us let's take it together!

Branch History & Mission

Community Engagement

The Golden 1 is not just about banking; it's about building lasting relationships within the community. We actively engage in outreach efforts and partnerships that uplift local initiatives and support those in need. Whether it's through sponsorships of local events or participation in charitable causes, we believe that by working together, we can make a positive impact on El Dorado Hills and beyond. As technology advances, we continue to enhance our services for our members. With features like e-statements and electronic signatures, managing your finances has never been easier or more secure. You can also access ATMs conveniently located throughout the area. In closing, if you're looking for a place where your financial well-being is prioritized alongside community values, consider joining The Golden 1 today! Experience the benefits of being part of a credit union that truly cares about you. For more information or to open an account, visit us online at Golden 1 or give us a call at 916-732-2900. Join us as we continue to grow together!

Our Mission

At The Golden 1, our mission is clear: we strive to provide exceptional financial services while supporting the communities we serve. We believe in empowering our members through personalized banking solutions be it checking and savings accounts, auto loans, or mortgage options. Our commitment extends beyond just financial transactions; we aim to foster a sense of belonging and support within the community. We are dedicated to creating an inclusive environment where everyone feels valued. Our services are designed with accessibility in mind, including ADA compliance and user-friendly digital tools like online banking and mobile payments. We understand that our members lead busy lives, which is why we offer convenient operating hours from Monday to Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM.

Branch Location & Accessibility

Accessibility Features

We take pride in being accessible to all our members. Our branch complies with ADA standards, featuring ramps and facilities that make visiting comfortable for everyone.

Getting Here

Finding us is straightforward! The branch is easily accessible by car, and we offer ample parking for our members. If you're using public transportation, local bus routes also service this area, ensuring everyone can reach us without hassle.

Hours of Operation

We understand that life can get busy. That's why we are open Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Whether you need help with personal banking, auto loans, or any other services, our friendly staff is here to assist you during these hours.

Services We Offer

At The Golden 1, we provide a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need quick access to cash? We have an ATM available on-site for your convenience. While members can visit us at our branch address, official correspondence should be sent directly to our mailing address if needed.

Visit Us Today!

Don't hesitate to come by or give us a call at 916-732-2900 for any questions or assistance. We're excited to help you achieve your financial goals right here in El Dorado Hills!

Member Eligibility

Joining The Golden 1 is like becoming part of a close-knit family that truly cares about your financial well-being. We're excited to welcome new members from all walks of life, including those who live, work, or worship in our community. If you're a resident of El Dorado Hills or the surrounding areas, you may be eligible to join us and take advantage of all the wonderful benefits we offer. To explore the specific eligibility criteria and see if you qualify, feel free to check out our detailed information at http://www.golden1.com/membership-benefits . Once you're ready to take the next step, opening an account with us is a breeze! With just a few easy steps, you can start enjoying personalized services designed to help you thrive financially. Don't hesitate to give us a call at (916) 732-2900 for any questions or visit our site for more details on how to get started at http://www.golden1.com/apply-today . We can't wait to have you as part of our growing community at The Golden 1, located conveniently at 4311 Town Center Blvd Ste 400 El Dorado Hills Ca 95762!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services streamline transactions, allowing you to accept various payment methods easily. This means happier customers and quicker sales, giving you more time to grow your business. Visit us at 4311 Town Center Blvd Ste 400 El Dorado Hills Ca 95762 in El Dorado Hills, CA, or call us at (916) 732-2900 to learn how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

We also provide easy access to cash through our ATM & Cash Withdrawal Services, ensuring that wherever life takes you, getting cash when needed is simple and hassle-free. At The Golden 1, we're dedicated to providing services that meet the evolving needs of our members while maintaining a focus on community and support. We invite you to visit us at our branch in El Dorado Hills, CA, explore our offerings further, and discover how we can help make your financial dreams a reality. Ready to get started? Don't hesitate! Contact us today at (916) 732-2900 or visit us online at El Dorado Hills for more information about opening an account or applying for loans!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options can help you drive away in style without breaking the bank. With competitive rates and tailored terms, we make financing straightforward. Our team is here to guide you through the process, ensuring you find the right loan that fits your budget.

Business Banking Services

At The Golden 1, we also cater to local businesses with specialized services including Merchant Services & Business Loans. If you're an entrepreneur looking for ways to grow your business, we have tools and resources tailored just for you.

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn points on everyday purchases whether it's grocery shopping or dining out. These rewards can add up quickly, offering benefits like cash back or travel discounts that enhance your spending experience.

Mortgage Loans & Refinancing

Homeownership is a big step, and we're here to support you with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we offer solutions that simplify the process. Picture yourself settling into your dream home with peace of mind knowing you've made a smart financial choice.

Online & Mobile Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. Our robust Online & Mobile Banking platform ensures that whether you're at home or on the go, managing your finances is just a click away. Features like mobile payments and person-to-person transfers offer added convenience for our members.

Personal Banking Solutions

Whether you're just starting out or looking to manage your savings better, our personal banking services cater to all your needs. We provide flexible Checking & Savings Accounts that allow you to manage your day-to-day finances with ease. Imagine having the convenience of online and mobile banking at your fingertips, making it simple to check balances, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

For those unexpected expenses or projects you've been putting off, our Personal Loans & Debt Consolidation options provide quick access to funds when you need them most. This service can be particularly helpful if you're looking to streamline payments by consolidating debt into one manageable monthly payment.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform available at https://www.golden1.com/ , you can check your account balances, view recent transactions, and transfer money anytime, day or night. Our 24/7 online banking service ensures that you have access to your funds whenever you need them. Plus, with the ability to sign documents electronically through Yes, you can complete transactions quickly and securely without any hassle.

Mobile Banking Made Simple

Our mobile application makes banking on the go a breeze. Available for download on most smartphones, it includes features like mobile payments Yes, allowing you to make purchases directly from your phone. You can also use our person-to-person transfer feature Yes to send money instantly to friends or family without the need for cash or checks.

Security You Can Trust

At The Golden 1, your security is our top priority. Our online banking system uses advanced encryption technology to protect your information while providing a user-friendly experience. You can bank with confidence knowing that your personal data is safe and secure. In today's fast-paced world, having control over your finances shouldn't be complicated. With our range of digital and online banking services, you'll enjoy flexibility and peace of mind. Experience all the benefits we offer by visiting us online at https://www.golden1.com/ today!

Stay Organized with E-Statements

Say goodbye to paper clutter! We offer e-statements so you can keep track of your financial activity in a more organized way. You'll receive notifications when your statements are ready, allowing you to review them whenever it suits you.

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building a strong foundation for our community by ensuring that your savings and investments are safe and sound. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to the future is reflected in our $1,920,233,614 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $122,383 in used auto loans and $14,251,111,689 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 4311 Town Center Blvd Ste 400 El Dorado Hills Ca 95762 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting your journey. At The Golden 1, we believe in making financing accessible. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to reach out to us at (916) 732-2900 or visit us at our branch located at 4311 Town Center Blvd Ste 400 El Dorado Hills Ca 95762 in El Dorado Hills, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whatever your financial needs may be, we're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. These credit cards can be an excellent tool for everyday purchases while allowing you to build your credit score.

Loan Aggregator

Benefits of Using LendMesh

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THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans