The Golden 1 Credit Union Clovis CA: Top Auto Loans & Mobile Banking

Introduction

Welcome to The Golden 1, your trusted partner in financial well-being located at 1030 Shaw Ave, Clovis, CA 93612. Established in 1933, we have proudly served our community for decades, growing together with our members. Today, we support over 1,132,440 members with a commitment to providing personalized financial services that meet your needs. At The Golden 1, we understand the importance of community and connection. Our total assets amount to an impressive $19,582,379,014, reflecting our strong financial foundation and dedication to your success. With total deposits reaching $777,140,260, we ensure that your funds are safe and accessible when you need them most. Led by our experienced CEO Donna Bland and Board President Keri Thomas, our team of over 2,082 employees is here to assist you every step of the way. Whether you're looking for auto loans where we currently have a robust portfolio of 485,183 loans or want to explore our savings and checking accounts, we're committed to helping you achieve your financial goals. While members can visit us at our Clovis branch for friendly service and expert advice during lobby hours from Monday through Friday (10:00 AM - 5:00 PM) and Saturday (10:00 AM - 3:00 PM), feel free to reach out via phone at 916-732-2900 for any inquiries or assistance. Join us at The Golden 1 where your financial dreams are within reach! For more information about our services or to start your journey with us today, visit The Golden 1. We look forward to welcoming you into our family!

Branch History & Mission

A Commitment to Innovation

As times change, so do we. Our branch has embraced digital advancements, ensuring our services remain accessible and user-friendly. With features like online banking, mobile payments, and e-statements, we prioritize convenience for our members. Furthermore, we are dedicated to maintaining compliance with ADA standards to ensure all members can utilize our services without barriers. While you can visit us at our Clovis location for personal banking services including checking accounts, auto loans, mortgages, and credit cards official correspondence should be sent to our mailing address if different.

Join Us!

The Golden 1 invites you to become part of our growing family. Experience the benefits of membership today by visiting us or applying online at golden1.com. Together, let's build a brighter future for ourselves and our community! For any inquiries or assistance, feel free to contact us at (916) 732-2900 during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. We look forward to welcoming you!

Our Mission

At The Golden 1, our mission is clear: we strive to provide exceptional financial services that empower individuals and strengthen communities. We believe that everyone deserves access to affordable banking solutions that enhance their quality of life. By prioritizing member satisfaction and community support, we aim to make a meaningful impact in Clovis and beyond. Our commitment extends beyond just banking. We actively engage in various outreach programs and partnerships that benefit local organizations and initiatives. Whether it's through financial literacy workshops or sponsorships for community events, we are passionate about uplifting those around us.

Branch Location & Accessibility

Welcome to The Golden 1's Clovis branch, conveniently located at 1030 Shaw Ave, Clovis, CA 93612! This branch is nestled in a vibrant area, making it easy for you to stop by while running errands or visiting nearby landmarks. Whether you're heading to the local park or enjoying a meal at one of the nearby restaurants, our branch is just a short drive away. At The Golden 1, we believe in making banking easy and accessible for everyone. Our branch is equipped with convenient parking options, ensuring that you can find a spot with ease. We also prioritize accessibility, featuring ADA-compliant entrances and facilities so that all members can comfortably visit us. Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 10:00 AM to 5:00 PM and on Saturday from 10:00 AM to 3:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or want to explore our auto loans and mortgage options, our friendly staff is here to help. While you're here, don't forget to take advantage of our ATM availability for quick cash withdrawals and balance checks. Although we do not have drive-thru service at this location, we encourage you to come inside where our team is ready to assist you with all your banking needs. If you have any questions or need assistance before your visit, feel free to call us at 916-732-2900. We're excited to serve you at The Golden 1 in Clovis!

Member Eligibility

Becoming a member of The Golden 1 is like joining a welcoming family that's dedicated to your financial well-being. We're thrilled to have you explore this opportunity! To qualify for membership at The Golden 1, you'll find that it's pretty straightforward. If you live, work, or go to school in the communities we serve, you're likely eligible! Additionally, if you have a family member who is already part of our credit union, you can easily join as well. We believe in making banking accessible and friendly, so we invite everyone to check out the detailed eligibility criteria on our website at http://www.golden1.com/membership-benefits. Once you're ready to take the next step, opening an account with us is just a click away! You can start your application process online by visiting http://www.golden1.com/apply-today. If you have any questions or need assistance, feel free to give us a call at (916) 732-2900. We're here to help you every step of the way as you become part of the The Golden 1 community at our branch located at 1030 Shaw Ave Clovis Ca 93612.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments easily and securely. Our merchant services allow you to focus on serving your customers while we handle payment processing. Whether you're a small local shop or a growing online retailer, we provide solutions that make it simple to manage transactions seamlessly. Located at 1030 Shaw Ave Clovis Ca 93612 in Clovis, CA, we're here to help your business thrive. Contact us at (916) 732-2900 or visit our website at https://www.golden1.com/ to learn more about how we can assist you!

Comprehensive List Of Services

Connect With Us

Our friendly team is here to assist you! For any questions or assistance with our services, feel free to call us at (916) 732-2900 during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. At The Golden 1, we are dedicated to making your banking experience smooth and enjoyable. Explore all that we have to offer by visiting us online at Clovis or stop by our branch today! Your financial goals are within reach, and we're excited to help you achieve them!

Convenient Access Anywhere

Need cash quickly? Visit our ATM for easy access to funds with basic services like withdrawals and balance checks. Our ATM availability ensures you can get what you need without hassle.

Credit That Rewards You

We also understand how important credit is in today's world. That's why we offer credit cards with rewards that allow you to earn while you spend. Whether it's cash back or travel points, using our credit card can turn everyday purchases into opportunities.

Financing Your Goals

When it comes to financing your dreams, we've got options for everyone. From auto loans and vehicle financing to help you get on the road, to mortgage loans and refinancing for that perfect home, we make it simple. Our personal loans and debt consolidation services are designed to help you manage your finances better, giving you peace of mind.

Personal Banking Made Easy

Managing your money shouldn't feel overwhelming. That's why at The Golden 1, we offer personal banking services like checking and savings accounts that help you keep track of your finances easily. Imagine being able to save for that dream vacation or a new car with just a few clicks on your mobile device! Our online and mobile banking features give you the flexibility to check your balance, transfer funds, and even pay bills from anywhere.

Supporting Local Businesses

For those running their own businesses, our business banking services include merchant services and business loans tailored to fit your needs. We know how hard it can be to run a business, and we're here to support local entrepreneurs every step of the way.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which is designed for ease of use. Whether you're out shopping or relaxing at home, you can quickly access your account details and perform transactions right from your smartphone. Plus, our mobile payments feature lets you make purchases easily and securely with just a tap. We also offer person-to-person transfers, making it simple to send money to friends or family members instantly. Need to sign documents? Our electronic signature authorization allows you to complete transactions without the hassle of printing and mailing paperwork. For those who prefer going paperless, we provide e-statements, giving you quick access to your account statements while helping you reduce clutter.

Security and Accessibility

Security is our top priority. Our online banking services are equipped with advanced security measures to keep your information safe while ensuring a user-friendly experience. You can rest easy knowing that your data is protected as you manage your finances in real-time. At The Golden 1, we believe that banking should be straightforward and accessible for everyone. Join us today and discover how our digital banking solutions can simplify your financial life!

Financial Strength

Commitment to Growth

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is clear with $122,383 in used auto loans and $14,251,111,689 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 2,432,889, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, further reinforcing our ability to cater to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 1030 Shaw Ave Clovis Ca 93612 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, our flexible terms make it easy to find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand your enterprise. Whether you're starting a new venture or looking to upgrade equipment, we have competitive loan offerings to support your business ambitions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards designed to suit your lifestyle while keeping your finances in check. At The Golden 1, we pride ourselves on offering accessible financing options that cater to your unique circumstances. If you're considering refinancing or want more information about eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (916) 732-2900 during our operating hours: Monday - Friday from 10:00 AM - 5:00 PM and Saturday from 10:00 AM - 3:00 PM. For more details on how we can assist you financially, visit our website at https://www.golden1.com/. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We provide tailored solutions to help you navigate the path to owning your home without overwhelming you with complicated processes.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh ensures that users have access to accurate information when making important financial decisions. LendMesh guarantees accurate loan comparisons through its commitment to sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This sourcing is based on the latest results, ensuring that the offers displayed are fair and transparent (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh provides users with peace of mind knowing they are viewing legitimate loan offers. One of the standout features of LendMesh is its dedication to providing Verified Data. All loan offers come from trusted lenders, eliminating uncertainty for users. Additionally, LendMesh maintains a strict policy of No Sponsored Listings, meaning that lenders cannot pay for better visibility. This approach fosters an unbiased comparison environment where users can make informed choices without marketing gimmicks clouding their judgment. Another significant advantage is LendMesh's Real-Time Rate Comparisons. The platform updates loan rates from multiple institutions regularly, allowing users to see current offerings as they navigate their borrowing options. This timely information can be crucial in securing the best possible deal. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on individuals seeking better financing solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.