The Golden 1 Credit Union Citrus Heights CA: Affordable Vehicle Loans & ATM Services

Introduction

Welcome to The Golden 1 at 5901 Sunrise Blvd, Citrus Heights, CA 95610! Since opening our doors in 1933, we have proudly served our community, building trust and relationships that matter. With over 1,132,440 members, we are more than just a financial institution; we are your partner in achieving financial well-being. At The Golden 1, we understand the importance of having a stable financial foundation. Our total assets now stand at an impressive $19,582,379,014, allowing us to provide robust services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our leadership team is dedicated to supporting you every step of the way. Led by CEO Donna Bland and Board President Keri Thomas, our staff of 2,082 employees is here to ensure you receive personalized service whenever you visit or call us at 916-732-2900. If you're curious about how we can help you grow your finances or have questions about membership benefits, feel free to explore our website at www.golden1.com or visit us in person. Remember, while our branch is located at 5901 Sunrise Blvd, all official correspondence can be sent directly to this address as there is no separate mailing address. Join us today and experience firsthand the difference a community-focused credit union can make in your financial journey!

Branch History & Mission

Community Commitment

The Golden 1 is more than just a credit union; we are deeply committed to giving back to the communities we serve. Through partnerships with local organizations and initiatives aimed at improving financial literacy and access to banking services, we strive to make a positive impact in Citrus Heights and beyond. As technology advances, so do we. Our digital banking services include online banking, mobile payments, e-statements, and person-to-person payment options all designed with your convenience in mind. We ensure that our facilities are accessible for everyone because inclusivity is part of who we are. We invite you to join The Golden 1 family today! Experience firsthand the benefits of being a member of a credit union that truly cares about your financial future and community growth. Visit us or check out our website here for more information on how you can become part of something special!

Our Mission

Our mission at The Golden 1 is clear: we strive to enhance the financial well-being of our members and empower them to achieve their goals. We offer a variety of services tailored to meet diverse needs including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards with rewards. For businesses, we provide merchant services and business loans. While members can visit us at 5901 Sunrise Blvd, official correspondence should be sent to our mailing address if needed. We understand that convenience matters; therefore, we offer ATM availability for easy access to your funds. Although we do not have drive-thru service at this location, our dedicated team is here during our operating hours Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM to assist you in person or via phone at 916-732-2900.

Branch Location & Accessibility

Call Us or Visit Today!

While you can find us at 5901 Sunrise Blvd, please note that if you need to send official correspondence, it should be directed to our mailing address. For any questions or assistance, don't hesitate to call us at 916-732-2900. We also offer ATM services for quick cash withdrawals and balance checks right at the branch. Although we don't have a drive-thru service available, we're here to provide personalized attention inside. Join our community today and discover how The Golden 1 can make banking easier for you! We look forward to welcoming you soon!

Convenient Access and Services

Our Citrus Heights branch offers ample parking for your convenience, ensuring you can visit us hassle-free. We are dedicated to making banking as easy as possible for everyone, with ADA-compliant features that provide accessibility for all members of our community. At The Golden 1, we understand that life gets busy, which is why our operating hours are designed to fit your schedule. You can visit us Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. Whether you're looking for personal banking services, auto loans, or mortgage options, our friendly staff is here to help every step of the way.

Member Eligibility

Joining the vibrant community at The Golden 1 is a simple and welcoming process! To become a member, you just need to meet a few friendly eligibility criteria. If you live, work, or attend school in the area, you're likely already qualified! You can also explore additional options that might make you eligible. It's all about being part of a supportive network where your financial needs are understood and prioritized. The benefits of membership include access to personalized banking services and competitive loan rates that can truly make a difference in your financial journey. Ready to take the next step? Opening an account with us is easy! Just visit our website for detailed eligibility information at http://www.golden1.com/membership-benefits , and when you're ready, head over to http://www.golden1.com/apply-today to apply. If you have any questions along the way, don't hesitate to give us a call at (916) 732-2900. We're here to help you become part of the The Golden 1 family located at 5901 Sunrise Blvd Citrus Heights Ca 95610!

Business Banking & Commercial Services

Merchant Services That Work for You

Managing transactions shouldn't be a headache. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine easily accepting payments from customers using various methods, whether it's credit cards or mobile payments. This convenience not only enhances customer satisfaction but also helps boost your sales. Visit us at 5901 Sunrise Blvd Citrus Heights Ca 95610, Citrus Heights, CA, or call us at (916) 732-2900 to learn how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

If you're a business owner, The Golden 1 has got you covered too! Our Business Banking services, including Merchant Services and Business Loans, are designed to support local entrepreneurs in growing their ventures. We know how important it is to have reliable financial tools at your disposal.

Credit Card Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points or cash back on your everyday purchases. This means that as you shop for groceries or fuel up your car, you're also earning rewards that can be redeemed for travel, merchandise, or even statement credits!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. With easy access through our mobile app or website, paying bills and transferring money is just a few taps away. You can also take advantage of our ATM & Cash Withdrawal Services, providing access whenever you need cash.

Join Us Today!

Our commitment at The Golden 1 is not just about providing services; it's about building relationships with our members in Citrus Heights and beyond. We invite you to visit us at 5901 Sunrise Blvd Citrus Heights Ca 95610 or give us a call at (916) 732-2900 during our operating hours: Monday - Friday from 10:00 AM - 5:00 PM and Saturday from 10:00 AM - 3:00 PM. Explore all that we have to offer and see how we can help enhance your financial journey! For more information, visit us online at Sunrise or start your membership today here.

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking. With our Checking & Savings Accounts, we make it simple for you to manage your everyday transactions and save for the future. Imagine having easy access to your funds while earning interest at competitive rates our accounts are tailored just for you. If you're considering buying a new vehicle, our Auto Loans & Vehicle Financing options can help get you on the road without breaking the bank. We understand that financing a car can be daunting, so we strive to offer terms that fit your budget and lifestyle. Homeownership is also within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we provide guidance and support throughout the process. For those unexpected expenses or plans that require some extra cash, our Personal Loans & Debt Consolidation options are here to assist. We want to make sure you have access to funds when you need them most.

Digital & Online Banking

Mobile Banking Made Easy

For those on the go, our mobile application is a game changer. It allows you to manage your accounts right from your smartphone or tablet. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a tap away. Enjoy the freedom of handling your finances without being tied to a desk.

Security First

We know how important security is when it comes to banking online. Our systems are designed with multiple layers of protection to keep your information safe. You can feel confident knowing that your transactions are secure. At The Golden 1, we're committed to providing accessible and efficient banking solutions for all our members. Experience the convenience of digital banking today!

Stay Updated with E-Statements

Say goodbye to paper clutter! We offer e-statements that let you view your account statements online whenever you need them. It's not only environmentally friendly but also gives you instant access to your financial information.

Financial Strength

At The Golden 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to support your financial needs. With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $122,383 in used auto loans and $14,251,111,689 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 2,432,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 5901 Sunrise Blvd Citrus Heights Ca 95610 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have flexible options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with financial solutions tailored for success. At The Golden 1, we believe in empowering our members through accessible financial products. If you're interested in refinancing or want to learn about eligibility options, please don't hesitate to contact us at (916) 732-2900 or visit us at 5901 Sunrise Blvd Citrus Heights Ca 95610 in Citrus Heights, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings today and see how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We provide competitive rates and tailored solutions to help you navigate the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures that all loan offers are fair and transparent. Each comparison reflects accurate, up-to-date information, allowing users to evaluate their choices without confusion.

THE GOLDEN 1 CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans