The Golden 1 Credit Union Auburn CA: Affordable Auto Loans & Business Banking

Introduction

Welcome to The Golden 1, your trusted financial partner located at 2248 Grass Valley Hwy, Auburn, CA 95603. Since our establishment in 1933, we have been dedicated to serving our community and helping our members achieve their financial goals. With over 1,132,440 members benefiting from our services, we pride ourselves on being a cooperative that truly puts people first. At The Golden 1, we manage a robust total asset base of $19,582,379,014, ensuring that we can offer a wide range of products tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need financing through auto loans and mortgages, we've got you covered. Our commitment to excellence is reflected in the $777,140,260 in total deposits we hold for our members' safety and growth. Our leadership team is here to guide you every step of the way. Led by CEO Donna Bland and Board President Keri Thomas, we emphasize transparency and community involvement. Our dedicated staff of 2,082 employees works tirelessly to provide you with exceptional service. While you can visit us directly at our Auburn branch, please note that any official correspondence should be sent to the same address. We invite you to explore all the services we offer by visiting our website at The Golden 1 or by calling us at 916-732-2900. Join us today and experience firsthand how The Golden 1 is committed to your financial success!

Branch History & Mission

Community Engagement

We understand that being part of a community means more than just providing services; it's about building relationships. Through partnerships with local organizations and active participation in community events, The Golden 1 strives to give back and support initiatives that matter most to Auburn residents. Our branch also features an ATM for your convenience, ensuring that you have access to your funds whenever you need them. While we do not currently offer drive-thru banking or shared service centers at this location, our commitment to customer service remains steadfast. Join us at The Golden 1 and discover how we can help you achieve your financial dreams. With over 1.1 million members trusting us with their finances, we invite you to become part of our story. Visit our website or call us at 916-732-2900 to learn more about becoming a member today!

Our Mission

The mission of The Golden 1 is clear: we aim to provide accessible financial services while making a positive impact on our community. We believe in putting people first helping our members achieve their financial goals while fostering community growth and support. Whether it's through offering competitive loan rates or engaging in local outreach programs, we are dedicated to enriching the lives of those around us. While you can visit us at 2248 Grass Valley Hwy, official correspondence should be sent to our mailing address if it differs from this location. We are always here for you during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM.

Our Story

Located at 2248 Grass Valley Hwy, Auburn, CA 95603, our branch has been a cornerstone of financial support for families and businesses alike. As we celebrate decades of service, we reflect on key milestones that have shaped who we are today. With total assets reaching an impressive $19,582,379,014, we've continuously expanded our offerings to include personal banking, auto loans, mortgage financing, business banking solutions, and much more. Our headquarters in Sacramento also keeps us closely connected with the heart of California's financial landscape. As we strive to innovate and improve our services, we've integrated digital advancements like mobile payments and online banking options to ensure ease of access for all members.

Branch Location & Accessibility

Get in Touch

We invite you to come visit us at The Golden 1 in Auburn! If you have any questions or would like more information before your visit, feel free to give us a call at 916-732-2900. Our team looks forward to welcoming you and helping you achieve your financial goals!

Nearby Landmarks and Access

Situated near popular local spots, our branch is just a stone's throw away from the historic downtown area of Auburn. You can enjoy easy access to our location, with ample parking available for your convenience. We strive to ensure that everyone can visit us comfortably; our facility is equipped with ADA-compliant features and ramps for easy entry.

Operating Hours

Our doors are open Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM, making it easy for you to drop by at a time that works for you. Whether you need to discuss personal banking options or require assistance with loans, our dedicated team is ready to assist you during these hours.

Services Offered

At The Golden 1, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage refinancing, and even business banking solutions there's something here for everyone. Plus, with ATM availability right on-site, accessing your funds is quick and easy.

Member Eligibility

Becoming a member of The Golden 1 is like joining a family that truly cares about your financial well-being. Located at 2248 Grass Valley Hwy Auburn Ca 95603, we welcome anyone who lives, works, or attends school in our community, along with their family members. It's an inclusive space where you can enjoy personalized service and a range of financial products tailored just for you. To make sure you're eligible, you can check out the specific criteria on our website at http://www.golden1.com/membership-benefits. Once you know you're ready to join us, opening an account is simple! Just visit http://www.golden1.com/apply-today to get started, or give us a call at (916) 732-2900 if you have any questions. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services designed to simplify your transactions. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or in-store. Our services allow you to focus on what you do best running your business while we handle the payment processing. Join us at The Golden 1 and see how we can partner together to foster your business success! For more information, feel free to reach out at (916) 732-2900.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, business banking services are vital. We provide essential tools like merchant services and business loans, helping small businesses thrive in today's economy. Whether you're just starting out or looking to expand, we're here to support your journey.

Credit Cards and Rewards

We also believe in rewarding our members for their loyalty. Our credit cards with rewards program offers points for every purchase you make, allowing you to earn benefits that can be redeemed for travel, merchandise, or even cash back.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why at The Golden 1, we prioritize digital banking features. With our robust online and mobile banking platforms, managing your accounts has never been easier. You can check balances, transfer funds, pay bills, and more all from the comfort of your home or on the go. Additionally, our convenient ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Get Started Today!

At The Golden 1 in Auburn, CA, we're committed to being your trusted financial partner every step of the way. With a variety of services designed to suit your personal and business needs, we invite you to experience the difference we offer. For more information about how we can help you reach your financial goals or to open an account today, please call us at 916-732-2900 or visit us online at golden1.com. Let us serve you!

Personal Banking Solutions

When it comes to personal banking, we understand that every individual has unique needs. That's why we provide checking and savings accounts designed for flexibility and convenience. Whether you're saving for a big purchase or managing everyday expenses, our accounts come with features that make banking easier. For those looking to finance a vehicle, our auto loans and vehicle financing options are here to help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms so you can drive away in your dream car sooner than you think. If homeownership is on your mind, our mortgage loans and refinancing services will guide you through the process with ease. We aim to make home buying as straightforward as possible while helping you secure favorable rates. In times when unexpected expenses arise, our personal loans and debt consolidation options can provide the financial relief you need. Our team is ready to assist you in finding a solution that works best for your situation.

Digital & Online Banking

Always Available

We believe in making banking accessible whenever you need it. That's why we offer 24/7 online banking services. Have peace of mind knowing that you can manage your accounts at any hour. Whether it's checking an account balance late at night or setting up a payment early in the morning, The Golden 1 has got you covered. In short, our digital banking services are all about making your life simpler and more secure. Embrace the ease of managing your finances with us today!

Key Services

Explore the convenience of our online banking platform, where you can check balances, pay bills, and transfer money all from the comfort of your home or on the go. Our services include electronic signature authorization, allowing you to sign documents quickly and securely without the need for paper. Plus, with e-statements available, you can keep track of your financial activity in an eco-friendly way.

Mobile Features

For those who prefer managing their finances on their smartphones, our mobile application is here for you! Easily make mobile payments and enjoy person-to-person transfers with friends and family. Whether you're splitting a dinner bill or sending money as a gift, it's all possible with just a few taps on your screen.

Financial Strength

Growing Community Trust

Total Share Accounts: 2,432,889, show a strong and growing member base that trusts us with their finances. This community of over a million members demonstrates that people choose The Golden 1 as their trusted partner for banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 2248 Grass Valley Hwy Auburn Ca 95603 or call (916) 732-2900 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment translates into a robust lending capacity; with $122,383 in used auto loans and $14,251,111,689 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $82,266,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget. If you're considering refinancing your existing auto loan, we have options available that could lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your entrepreneurial journey. At The Golden 1, we pride ourselves on our member-focused service. For any questions regarding eligibility or refinancing options, feel free to reach out to us at (916) 732-2900 or visit us at 2248 Grass Valley Hwy Auburn Ca 95603 in Auburn, CA. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We guide you through the process, ensuring you understand each step and feel confident in your decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. This option can help you build credit while providing access to funds when you need them most.

Loan Aggregator

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The Golden 1

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans